US Bank Directory

Banks in Union City, IN

2 FDIC-insured banks operate 2 offices in Union City, Indiana.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Union City

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Union City, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Union City

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Financial Bank and Citizens State Bank of New Castle, Indiana have the most locations in Union City, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Citizens State Bank of New Castle, Indiana 1 branch · main office New Castle, IN Bank · 1

Citizens State Bank of New Castle, Indiana has 1 branch in Union City, 11 across Indiana and 11 nationwide. FDIC records list its main office in New Castle, IN and show it operating since 1873. With $908.8 million in total assets on June 30, 2026, it ranks No. 1,139 of 4,232 U.S. banks by total assets. The Union City Branch at 204 W Oak St dates to 1919 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Citizens State Bank of New Castle, Indiana: profile, branches and contacts
First Financial Bank 1 branch · main office Cincinnati, OH Bank · 1

First Financial Bank has 1 branch in Union City, 63 across Indiana and 165 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $22.35 billion in total assets on June 30, 2026, it ranks No. 97 of 4,232 U.S. banks by total assets. The Union City at 211 W Pearl St dates to 1916 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

First Financial Bank: profile, branches and contacts

Banking in Union City: the local picture

Short answer: 2 banks run 2 branches in Union City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Union City, 1 elsewhere in Indiana and 1 out of state, according to the FDIC.

The bank with the longest record here is First Financial Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is First Financial Bank's office at 211 W Pearl St, dating to 1916; the newest is Citizens State Bank of New Castle, Indiana's at 204 W Oak St, from 1919.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Union City, and where the nearest one is if they do not.

Short answer: No branches in Union City: Chase (nearest in Richmond, 24 mi), Wells Fargo, Bank of America (nearest in Fishers, 65 mi), PNC Bank (nearest in Bluffton, 42 mi), U.S. Bank (nearest in Richmond, 23 mi), Truist (nearest in New Albany, 138 mi), Fifth Third Bank (nearest in Connersville, 42 mi), Huntington (nearest in Alexandria, 46 mi), Regions Bank (nearest in Marion, 51 mi), TD Bank, BMO (nearest in Rushville, 52 mi).

BankIn Union CityNearest branch if none here
ChaseNoneRichmond, 24 miles away
Wells FargoNonenone in Indiana
Bank of AmericaNoneFishers, 65 miles away
PNC BankNoneBluffton, 42 miles away
U.S. BankNoneRichmond, 23 miles away
TruistNoneNew Albany, 138 miles away
Fifth Third BankNoneConnersville, 42 miles away
HuntingtonNoneAlexandria, 46 miles away
Regions BankNoneMarion, 51 miles away
TD BankNonenone in Indiana
BMONoneRushville, 52 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Union City to the nearest branch in Indiana.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Union City residents like anyone else.

Banks near Union City

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Winchester (9 miles) and Portland (19 miles). Richmond, 25 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Union City

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Union City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Union City by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Union City offices.

Short answer: First Financial Bank is the largest bank with offices in Union City, with $22.35 billion in total assets on June 30, 2026, No. 97 among U.S. banks by total assets. Citizens State Bank of New Castle, Indiana is second with $908.8 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First Financial Bank$22.35 billionNo. 971Cincinnati, OH
Citizens State Bank of New Castle, Indiana$908.8 millionNo. 1,1391New Castle, IN

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Union City: FAQ

How many banks are in Union City, IN?

Union City has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Union City?

First Financial Bank, with 1. Citizens State Bank of New Castle, Indiana has 1.

Is there a First Financial Bank in Union City, IN?

Yes. FDIC data lists 1 First Financial Bank branch in Union City as of September 5, 2026. The address and directions are under First Financial Bank above.

Is there a Citizens State Bank of New Castle, Indiana in Union City, IN?

Yes. FDIC data lists 1 Citizens State Bank of New Castle, Indiana branch in Union City as of September 5, 2026. The address and directions are under Citizens State Bank of New Castle, Indiana above.

Is there a Chase in Union City, IN?

No. FDIC data lists no Chase branch in Union City as of September 5, 2026. The nearest is in Richmond, about 24 miles away in a straight line.

What is the oldest bank in Union City?

First Financial Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.

Did any bank branches open or close in Union City in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Union City?

Nearby cities with more banks include Winchester, Portland, Richmond. Winchester is 9 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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