Advertiser Disclosure

Advertiser Disclosure

How Banrox makes money, and the rule that keeps the ranking honest.
How we get paid

Banrox is free to use. Some links on this site go to a bank, a card issuer or a lender through an affiliate network, and when a reader is approved for a product through one of those links, the company may pay Banrox a commission. Other links carry no payment at all and go straight to the company's own page.

As of September 12, 2026, Banrox has no live affiliate agreements: every Apply and Source button on this site points at the company's own page and earns us nothing. This sentence is generated from the catalogue itself, so it will change on its own the day the first agreement goes live.

Payment never buys a position

Whether a company pays us is recorded in our database in a field the ranking code cannot read. Cards and loans are ordered by the numbers you can check yourself: APR, annual fee, APY, term, and the filters you chose. A company cannot buy a higher place, a badge, or a better summary.

We measure this rather than promise it. The share of clicks that leave Banrox for companies who pay us nothing is tracked internally, and if that share ever starts falling, the ranking is what we go and look at.

Where the numbers come from

Every rate, fee and term on this site is read from the company's own page or its public rate feed, and carries the date it was checked. Rates change without notice, and the company's own disclosure governs. When we cannot verify a number, we leave it out rather than repeat it.

We do not accept payment to change a rate, hide a fee, soften a review or remove a product from a comparison.

What we are not

Banrox Inc. is a technology company. Banrox is not a bank, does not take deposits, does not lend money, and is not a credit repair organization. Banking and lending products are offered by third parties, and every application is decided by that company under its own criteria.

Nothing on this site is financial, legal or tax advice. Approval, rates and terms depend on your own application.

Not every product on the market

Our catalogue covers a selection of United States products, not all of them. A company can be missing because we have not added it yet, because we could not verify its terms, or because it asked to be removed. A missing company is not a judgement about it.

Banrox serves the United States only.

Questions

Write to [email protected] and we will answer where a specific number came from and whether the link that took you to it pays us.

See also Terms, Privacy and Legal and Disclosure.

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