Bank Rates Monitoring

Today's Best Bank Rates

Compare CD rates, savings accounts, mortgages, and loans from
top financial institutions
Rates updated: October 13, 2026
Fed Funds Target Range
3.75% - 4.00%
FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg
6.76%
Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg
6.09%
Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR
22.15%
Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD
4.25%
Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings
3.95%
Bread Savings, Sep 16 2026
Market Overview
National Avg Savings
0.38%
FDIC national rate, Aug 17 2026
National Avg 12-Month CD
1.71%
FDIC national rate, Aug 17 2026
Avg 60-Mo New Car Loan
7.14%
Fed G.19, commercial banks, Q2 2026
Avg 24-Mo Personal Loan
11.86%
Fed G.19, commercial banks, Q2 2026
Best CD Rates
Certificate of Deposit rates from top banks, 6, 12, 24 and 60-month terms
Bank APY Term Min Deposit
P
Popular Direct
Online bank
5.00%
APY
60-Month $10,000 View Details
B
Barclays
Online bank
4.75%
APY
60-Month $0 View Details
B
Barclays
Online bank
4.75%
APY
24-Month $0 View Details
P
Popular Direct
Online bank
4.70%
APY
24-Month $10,000 View Details
B
Bread Savings
Online bank
4.60%
APY
60-Month - View Details
S
Synchrony Bank
Online bank
4.50%
APY
60-Month $0 $0.01 - $24,999.00 View Details
B
Barclays
Online bank
4.50%
APY
12-Month $0 View Details
S
Sallie Mae Bank
Online bank
4.50%
APY
60-Month $2,500 View Details
P
Popular Direct
Online bank
4.50%
APY
12-Month $10,000 View Details
B
Bread Savings
Online bank
4.45%
APY
24-Month - View Details
B
Bread Savings
Online bank
4.45%
APY
12-Month - View Details
M
Marcus by Goldman Sachs
Online bank
4.40%
APY
12-Month $500 View Details
M
Marcus by Goldman Sachs
Online bank
4.40%
APY
24-Month $500 View Details
M
Marcus by Goldman Sachs
Online bank
4.40%
APY
60-Month $500 View Details
S
Sallie Mae Bank
Online bank
4.40%
APY
12-Month $2,500 View Details
S
Sallie Mae Bank
Online bank
4.40%
APY
24-Month $2,500 View Details
S
Synchrony Bank
Online bank
4.35%
APY
24-Month $0 $0.01 - $24,999.00 View Details
B
Bask Bank
Online bank
4.35%
APY
12-Month $1,000 View Details
P
Popular Direct
Online bank
4.35%
APY
6-Month $10,000 View Details
B
Bask Bank
Online bank
4.30%
APY
24-Month $1,000 View Details
C
Citi
National bank
4.25%
APY
12-Month $500 View Details
S
Synchrony Bank
Online bank
4.20%
APY
12-Month $0 $0.01 - $24,999.00 View Details
A
Ally Bank
Online bank
4.15%
APY
12-Month $0 4.15% from $0, 4.15% from $5,000, 4.15% from $25,000 View Details
F
FourLeaf Federal Credit Union
Credit union
4.15%
APY
60-Month - View Details
A
Ally Bank
Online bank
4.10%
APY
60-Month $0 4.10% from $0, 4.10% from $5,000, 4.10% from $25,000 View Details
S
Synchrony Bank
Online bank
4.10%
APY
6-Month $0 $0.01 - $24,999.00 View Details
N
Navy Federal Credit Union
Credit union
4.10%
APY
12-Month $100,000 4.05% from $1,000, 4.05% from $20,000, 4.10% from $100,000 View Details
A
Alliant Credit Union
Credit union
4.10%
APY
12-Month $1,000 $1,000‒$74,999 View Details
B
Bread Savings
Online bank
4.05%
APY
6-Month - View Details
C
Capital One 360
Online bank
4.00%
APY
12-Month $0 View Details
B
Barclays
Online bank
4.00%
APY
6-Month $0 View Details
C
CIT Bank
Online bank
4.00%
APY
12-Month $1,000 View Details
M
Marcus by Goldman Sachs
Online bank
3.95%
APY
6-Month $500 View Details
B
Bask Bank
Online bank
3.90%
APY
6-Month $1,000 View Details
N
Navy Federal Credit Union
Credit union
3.90%
APY
60-Month $100,000 3.85% from $1,000, 3.85% from $20,000, 3.90% from $100,000 View Details
A
Ally Bank
Online bank
3.85%
APY
6-Month $0 3.85% from $0, 3.85% from $5,000, 3.85% from $25,000 View Details
C
Citi
National bank
3.80%
APY
24-Month $500 View Details
C
CIT Bank
Online bank
3.75%
APY
6-Month $1,000 View Details
N
Navy Federal Credit Union
Credit union
3.70%
APY
24-Month $100,000 3.66% from $1,000, 3.66% from $20,000, 3.70% from $100,000 View Details
A
American Express National Bank
Online bank
3.65%
APY
24-Month $0 View Details
A
American Express National Bank
Online bank
3.65%
APY
12-Month $0 View Details
A
Alliant Credit Union
Credit union
3.65%
APY
60-Month $1,000 $1,000‒$74,999 View Details
C
Capital One 360
Online bank
3.60%
APY
60-Month $0 View Details
A
Alliant Credit Union
Credit union
3.60%
APY
6-Month $1,000 $1,000‒$74,999 View Details
A
Alliant Credit Union
Credit union
3.60%
APY
24-Month $1,000 $1,000‒$74,999 View Details
C
Capital One 360
Online bank
3.50%
APY
24-Month $0 View Details
C
Capital One 360
Online bank
3.30%
APY
6-Month $0 View Details
S
Sallie Mae Bank
Online bank
3.20%
APY
6-Month $2,500 View Details
A
American Express National Bank
Online bank
3.00%
APY
60-Month $0 View Details
FDIC
FDIC national average
as of Sep 21, 2026
1.73%
APY
12-Month - Source
FDIC
FDIC national average
as of Sep 21, 2026
1.61%
APY
24-Month - Source
FDIC
FDIC national average
as of Sep 21, 2026
1.41%
APY
6-Month - Source
FDIC
FDIC national average
as of Sep 21, 2026
1.38%
APY
60-Month - Source
F
FourLeaf Federal Credit Union
Credit union
1.25%
APY
6-Month - View Details
F
FourLeaf Federal Credit Union
Credit union
1.25%
APY
12-Month - View Details
F
FourLeaf Federal Credit Union
Credit union
1.25%
APY
24-Month - View Details
C
CIT Bank
Online bank
0.50%
APY
60-Month $1,000 View Details
C
CIT Bank
Online bank
0.40%
APY
24-Month $1,000 View Details
High-Yield Savings Accounts
Best savings account rates available now
Bank APY Min Balance
B
Bread Savings
Online bank
4.05%
APY
- View Details
B
Bask Bank
Online bank
3.90%
APY
$0 View Details
S
Sallie Mae Bank
Online bank
3.85%
APY
$2,500 View Details
C
CIT Bank
Online bank
3.75%
APY
$100 $5,000 or more View Details
B
Barclays
Online bank
3.65%
APY
$250,000 3.50% Less than $10,000, 3.50% $10,000 to < $25,000, 3.50% $25,000 to < $50,000, 3.50% $50,000 to < $100,000, 3.50% $100,000 to < $250,000, 3.65% $250,000 to $1,000,000 View Details
S
Synchrony Bank
Online bank
3.55%
APY
$0 $0.01 - $4,999.00 View Details
M
Marcus by Goldman Sachs
Online bank
3.50%
APY
$0 View Details
U
U.S. Bank
National bank
3.50%
APY
$25 relationship rate, up to, with Smartly Checking and $25,000+ CQB View Details
A
Ally Bank
Online bank
3.10%
APY
$0 3.10% from $0, 3.10% from $5,000, 3.10% from $25,000 View Details
C
Capital One 360
Online bank
3.10%
APY
$0 View Details
A
American Express National Bank
Online bank
3.10%
APY
$0 View Details
S
SoFi Bank
Online bank
3.10%
APY
$0 View Details
A
Alliant Credit Union
Credit union
3.01%
APY
$100 $100 to $99,999.99 View Details
C
Citi
National bank
0.98%
APY
$25,000 0.98% to 1.05% by balance or relationship tier View Details
FDIC
FDIC national average
as of Sep 21, 2026
0.37%
APY
- Source
N
Navy Federal Credit Union
Credit union
0.25%
APY
$5 View Details
W
Wells Fargo
National bank
0.05%
APY
0.01% $0 or more, 0.01% $0 or more, 0.02% $0 or more, 0.05% $0 or more View Details
C
Chase
National bank
0.01%
APY
- View Details
Money Market Accounts
Money market APYs from banks and credit unions
Bank APY Min Balance
S
Sallie Mae Bank
Online bank
3.60%
APY
$2,500 View Details
A
Ally Bank
Online bank
3.10%
APY
$0 3.10% from $0, 3.10% from $5,000, 3.10% from $25,000 View Details
S
Synchrony Bank
Online bank
2.00%
APY
$0 $0.01 - $4,999.00 View Details
N
Navy Federal Credit Union
Credit union
1.10%
APY
$10,000 0.00% $0 to $2,499, 1.00% $2,500 to $9,999, 1.10% $10,000 to $24,999 View Details
FDIC
FDIC national average
as of Sep 21, 2026
0.63%
APY
- Source
F
FourLeaf Federal Credit Union
Credit union
0.10%
APY
tier 1 View Details
U
U.S. Bank
National bank
0.05%
APY
$25,000 0.01% Under $10,000, 0.01% $10,000 to $24,999.99, 0.05% $25,000 to $49,999.99, 0.05% $50,000 to $99,999.99, 0.05% $100,000 to $499,999.99, 0.05% $500,000 and above View Details
Interest Checking
Checking accounts that pay interest, conditions in the notes
Bank APY Min Balance
B
Bask Bank
Online bank
1.00%
APY
$0 View Details
A
Ally Bank
Online bank
0.25%
APY
$15,000 0.10% from $0, 0.25% from $15,000 View Details
C
Capital One 360
Online bank
0.10%
APY
$0 $100,000 or more View Details
FDIC
FDIC national average
as of Sep 21, 2026
0.07%
APY
- Source
W
Wells Fargo
National bank
0.05%
APY
0.02% $0 or more, 0.05% $0 or more View Details
Deposit rates are taken from each institution's own rate page on the date shown and can change at any time. National banks (Chase, Bank of America, Wells Fargo, U.S. Bank, PNC, Citi) publish rates by location: the table shows ZIP 91107, Pasadena, CA. FDIC national averages are published monthly by the FDIC. This page is a comparison of published figures, not financial advice.
Mortgage Rates
Rates and APRs quoted by individual lenders, not national averages
30-Year Fixed
Chase
6.375%
Interest Rate
30-Year Fixed
U.S. Bank
6.625%
Interest Rate
30-Year Fixed
Wells Fargo
6.625%
Interest Rate
30-Year Fixed
Bank of America
6.875%
Interest Rate
30-Year Fixed
Rocket Mortgage
6.875%
Interest Rate
15-Year Fixed
Chase
5.500%
Interest Rate
15-Year Fixed
Navy Federal
5.625%
Interest Rate
15-Year Fixed
Wells Fargo
5.875%
Interest Rate
15-Year Fixed
Rocket Mortgage
5.990%
Interest Rate
15-Year Fixed
U.S. Bank
5.990%
Interest Rate
15-Year Fixed
Bank of America
6.000%
Interest Rate
5/5 ARM
Navy Federal
5.625%
Interest Rate
5/6 ARM
Bank of America
6.000%
Interest Rate
7/6 ARM
U.S. Bank
6.125%
Interest Rate
7/6 ARM
Wells Fargo
6.375%
Interest Rate
5-Year ARM
Rocket Mortgage
6.750%
Interest Rate
Quotes are entered by the Banrox team. A card says Not on file where no quote date was recorded: check the lender's current rate before you rely on that one.
Personal Loan Rates
Advertised APR ranges, taken from each lender's own page on September 6, 2026. Your rate depends on your application.
Lender APR Range Loan Amount
B
Best Egg
6.99% - 35.99%
APR
$2K - $50K Check Rate
U
Upstart
6.30% - 35.99%
APR
$1K - $75K Check Rate
W
Wells Fargo
6.74% - 26.74%
APR
$3K - $100K Check Rate
D
Discover
6.99% - 24.99%
APR
$2.5K - $40K Check Rate
M
Marcus by Goldman Sachs
6.99% - 19.99%
APR
$3.5K - $40K Check Rate
P
PNC Bank
9.59% - 23.69%
APR
$5K - $35K Check Rate
U
Upgrade
7.74% - 35.99%
APR
$1K - $50K Check Rate
U
U.S. Bank
7.24% - 24.99%
APR
$1K - $50K Check Rate
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