Today's Best Bank Rates
top financial institutions
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In savings
Rates from each bank's own rate page, updated Oct 13, 2026. We leave out rates that list a condition, but some top rates still need a monthly deposit, so check the bank's page before you open. A year at that APY, before taxes. Banrox is not a bank.
See All Savings Rates| Bank | APY | Term | Min Deposit | |
|---|---|---|---|---|
P
Popular Direct
Online bank
|
5.00%
APY
|
60-Month | $10,000 | View Details |
P
Popular Direct
Online bank
|
4.95%
APY
|
48-Month | $10,000 | View Details |
P
Popular Direct
Online bank
|
4.85%
APY
|
36-Month | $10,000 | View Details |
B
Barclays
Online bank
|
4.75%
APY
|
60-Month | $0 | View Details |
B
Barclays
Online bank
|
4.75%
APY
|
24-Month | $0 | View Details |
B
Bread Savings
Online bank
|
4.75%
APY
|
18-Month | - | View Details |
P
Popular Direct
Online bank
|
4.70%
APY
|
24-Month | $10,000 | View Details |
P
Popular Direct
Online bank
|
4.65%
APY
|
18-Month | $10,000 | View Details |
B
Bread Savings
Online bank
|
4.60%
APY
|
60-Month | - | View Details |
B
Bread Savings
Online bank
|
4.55%
APY
|
48-Month | - | View Details |
S
Synchrony Bank
Online bank
|
4.50%
APY
|
60-Month | $0 $0.01 - $24,999.00 | View Details |
B
Barclays
Online bank
|
4.50%
APY
|
18-Month | $0 | View Details |
B
Barclays
Online bank
|
4.50%
APY
|
48-Month | $0 | View Details |
B
Barclays
Online bank
|
4.50%
APY
|
12-Month | $0 | View Details |
B
Barclays
Online bank
|
4.50%
APY
|
36-Month | $0 | View Details |
B
Bread Savings
Online bank
|
4.50%
APY
|
36-Month | - | View Details |
S
Sallie Mae Bank
Online bank
|
4.50%
APY
|
60-Month | $2,500 | View Details |
P
Popular Direct
Online bank
|
4.50%
APY
|
12-Month | $10,000 | View Details |
B
Bread Savings
Online bank
|
4.45%
APY
|
24-Month | - | View Details |
B
Bread Savings
Online bank
|
4.45%
APY
|
12-Month | - | View Details |
S
Sallie Mae Bank
Online bank
|
4.45%
APY
|
36-Month | $2,500 | View Details |
C
Capital One 360
Online bank
|
4.40%
APY
|
11-Month | $0 | View Details |
S
Synchrony Bank
Online bank
|
4.40%
APY
|
48-Month | $0 $0.01 - $24,999.00 | View Details |
S
Synchrony Bank
Online bank
|
4.40%
APY
|
36-Month | $0 $0.01 - $24,999.00 | View Details |
S
Synchrony Bank
Online bank
|
4.40%
APY
|
13-Month | $0 $0.01 - $24,999.00 | View Details |
A
American Express National Bank
Online bank
|
4.40%
APY
|
10-Month | $0 | View Details |
A
American Express National Bank
Online bank
|
4.40%
APY
|
22-Month | $0 | View Details |
M
Marcus by Goldman Sachs
Online bank
|
4.40%
APY
|
18-Month | $500 | View Details |
M
Marcus by Goldman Sachs
Online bank
|
4.40%
APY
|
12-Month | $500 | View Details |
M
Marcus by Goldman Sachs
Online bank
|
4.40%
APY
|
72-Month | $500 | View Details |
M
Marcus by Goldman Sachs
Online bank
|
4.40%
APY
|
24-Month | $500 | View Details |
M
Marcus by Goldman Sachs
Online bank
|
4.40%
APY
|
60-Month | $500 | View Details |
M
Marcus by Goldman Sachs
Online bank
|
4.40%
APY
|
48-Month | $500 | View Details |
M
Marcus by Goldman Sachs
Online bank
|
4.40%
APY
|
36-Month | $500 | View Details |
B
Bread Savings
Online bank
|
4.40%
APY
|
9-Month | - | View Details |
S
Sallie Mae Bank
Online bank
|
4.40%
APY
|
12-Month | $2,500 | View Details |
S
Sallie Mae Bank
Online bank
|
4.40%
APY
|
15-Month | $2,500 | View Details |
S
Sallie Mae Bank
Online bank
|
4.40%
APY
|
30-Month | $2,500 | View Details |
S
Sallie Mae Bank
Online bank
|
4.40%
APY
|
24-Month | $2,500 | View Details |
S
Sallie Mae Bank
Online bank
|
4.40%
APY
|
13-Month | $2,500 | View Details |
S
Sallie Mae Bank
Online bank
|
4.40%
APY
|
18-Month | $2,500 | View Details |
S
Synchrony Bank
Online bank
|
4.35%
APY
|
19-Month | $0 $0.01 - $24,999.00 | View Details |
S
Synchrony Bank
Online bank
|
4.35%
APY
|
24-Month | $0 $0.01 - $24,999.00 | View Details |
S
Synchrony Bank
Online bank
|
4.35%
APY
|
18-Month | $0 $0.01 - $24,999.00 | View Details |
B
Bask Bank
Online bank
|
4.35%
APY
|
12-Month | $1,000 | View Details |
P
Popular Direct
Online bank
|
4.35%
APY
|
6-Month | $10,000 | View Details |
S
Synchrony Bank
Online bank
|
4.30%
APY
|
16-Month | $0 $0.01 - $24,999.00 | View Details |
S
Synchrony Bank
Online bank
|
4.30%
APY
|
15-Month | $0 $0.01 - $24,999.00 | View Details |
S
Synchrony Bank
Online bank
|
4.30%
APY
|
14-Month | $0 $0.01 - $24,999.00 | View Details |
M
Marcus by Goldman Sachs
Online bank
|
4.30%
APY
|
9-Month | $500 | View Details |
B
Bask Bank
Online bank
|
4.30%
APY
|
24-Month | $1,000 | View Details |
P
Popular Direct
Online bank
|
4.30%
APY
|
3-Month | $10,000 | View Details |
A
Ally Bank
Online bank
|
4.25%
APY
|
18-Month | $0 4.25% from $0, 4.25% from $5,000, 4.25% from $25,000 | View Details |
C
Citi
National bank
|
4.25%
APY
|
12-Month | $500 | View Details |
S
Synchrony Bank
Online bank
|
4.20%
APY
|
12-Month | $0 $0.01 - $24,999.00 | View Details |
B
Bask Bank
Online bank
|
4.20%
APY
|
9-Month | $1,000 | View Details |
A
Ally Bank
Online bank
|
4.15%
APY
|
12-Month | $0 4.15% from $0, 4.15% from $5,000, 4.15% from $25,000 | View Details |
S
Synchrony Bank
Online bank
|
4.15%
APY
|
9-Month | $0 $0.01 - $24,999.00 | View Details |
N
Navy Federal Credit Union
Credit union
|
4.15%
APY
|
36-Month | $100,000 4.10% from $1,000, 4.10% from $20,000, 4.15% from $100,000 | View Details |
N
Navy Federal Credit Union
Credit union
|
4.15%
APY
|
18-Month | $100,000 4.10% from $1,000, 4.10% from $20,000, 4.15% from $100,000 | View Details |
F
FourLeaf Federal Credit Union
Credit union
|
4.15%
APY
|
60-Month | - | View Details |
A
Ally Bank
Online bank
|
4.10%
APY
|
60-Month | $0 4.10% from $0, 4.10% from $5,000, 4.10% from $25,000 | View Details |
S
Synchrony Bank
Online bank
|
4.10%
APY
|
6-Month | $0 $0.01 - $24,999.00 | View Details |
B
Bask Bank
Online bank
|
4.10%
APY
|
3-Month | $1,000 | View Details |
S
Sallie Mae Bank
Online bank
|
4.10%
APY
|
11-Month | $2,500 | View Details |
N
Navy Federal Credit Union
Credit union
|
4.10%
APY
|
12-Month | $100,000 4.05% from $1,000, 4.05% from $20,000, 4.10% from $100,000 | View Details |
A
Alliant Credit Union
Credit union
|
4.10%
APY
|
12-Month | $1,000 $1,000‒$74,999 | View Details |
B
Bread Savings
Online bank
|
4.05%
APY
|
6-Month | - | View Details |
A
Ally Bank
Online bank
|
4.00%
APY
|
9-Month | $0 4.00% from $0, 4.00% from $5,000, 4.00% from $25,000 | View Details |
A
Ally Bank
Online bank
|
4.00%
APY
|
36-Month | $0 4.00% from $0, 4.00% from $5,000, 4.00% from $25,000 | View Details |
C
Capital One 360
Online bank
|
4.00%
APY
|
12-Month | $0 | View Details |
B
Barclays
Online bank
|
4.00%
APY
|
6-Month | $0 | View Details |
B
Barclays
Online bank
|
4.00%
APY
|
9-Month | $0 | View Details |
C
CIT Bank
Online bank
|
4.00%
APY
|
12-Month | $1,000 | View Details |
B
Bask Bank
Online bank
|
4.00%
APY
|
18-Month | $1,000 | View Details |
C
Citi
National bank
|
4.00%
APY
|
7-Month | $500 | View Details |
F
FourLeaf Federal Credit Union
Credit union
|
4.00%
APY
|
13-Month | - | View Details |
M
Marcus by Goldman Sachs
Online bank
|
3.95%
APY
|
6-Month | $500 | View Details |
B
Bread Savings
Online bank
|
3.95%
APY
|
3-Month | - | View Details |
C
CIT Bank
Online bank
|
3.90%
APY
|
11-Month | $1,000 | View Details |
B
Bask Bank
Online bank
|
3.90%
APY
|
6-Month | $1,000 | View Details |
N
Navy Federal Credit Union
Credit union
|
3.90%
APY
|
60-Month | $100,000 3.85% from $1,000, 3.85% from $20,000, 3.90% from $100,000 | View Details |
N
Navy Federal Credit Union
Credit union
|
3.90%
APY
|
84-Month | $100,000 3.85% from $1,000, 3.85% from $20,000, 3.90% from $100,000 | View Details |
A
Ally Bank
Online bank
|
3.85%
APY
|
6-Month | $0 3.85% from $0, 3.85% from $5,000, 3.85% from $25,000 | View Details |
C
Citi
National bank
|
3.80%
APY
|
24-Month | $500 | View Details |
C
Capital One 360
Online bank
|
3.75%
APY
|
9-Month | $0 | View Details |
C
CIT Bank
Online bank
|
3.75%
APY
|
6-Month | $1,000 | View Details |
N
Navy Federal Credit Union
Credit union
|
3.70%
APY
|
24-Month | $100,000 3.66% from $1,000, 3.66% from $20,000, 3.70% from $100,000 | View Details |
A
American Express National Bank
Online bank
|
3.65%
APY
|
24-Month | $0 | View Details |
A
American Express National Bank
Online bank
|
3.65%
APY
|
18-Month | $0 | View Details |
A
American Express National Bank
Online bank
|
3.65%
APY
|
14-Month | $0 | View Details |
A
American Express National Bank
Online bank
|
3.65%
APY
|
12-Month | $0 | View Details |
A
American Express National Bank
Online bank
|
3.65%
APY
|
11-Month | $0 | View Details |
A
Alliant Credit Union
Credit union
|
3.65%
APY
|
48-Month | $1,000 $1,000‒$74,999 | View Details |
A
Alliant Credit Union
Credit union
|
3.65%
APY
|
60-Month | $1,000 $1,000‒$74,999 | View Details |
W
Wells Fargo
National bank
|
3.64%
APY
|
15-Month | $5,000 | View Details |
C
Capital One 360
Online bank
|
3.60%
APY
|
60-Month | $0 | View Details |
C
Capital One 360
Online bank
|
3.60%
APY
|
18-Month | $0 | View Details |
A
Alliant Credit Union
Credit union
|
3.60%
APY
|
6-Month | $1,000 $1,000‒$74,999 | View Details |
A
Alliant Credit Union
Credit union
|
3.60%
APY
|
24-Month | $1,000 $1,000‒$74,999 | View Details |
A
Alliant Credit Union
Credit union
|
3.60%
APY
|
18-Month | $1,000 $1,000‒$74,999 | View Details |
A
Alliant Credit Union
Credit union
|
3.60%
APY
|
36-Month | $1,000 $1,000‒$74,999 | View Details |
W
Wells Fargo
National bank
|
3.54%
APY
|
11-Month | $5,000 | View Details |
C
Capital One 360
Online bank
|
3.50%
APY
|
30-Month | $0 | View Details |
C
Capital One 360
Online bank
|
3.50%
APY
|
36-Month | $0 | View Details |
C
Capital One 360
Online bank
|
3.50%
APY
|
24-Month | $0 | View Details |
C
Capital One 360
Online bank
|
3.50%
APY
|
48-Month | $0 | View Details |
C
Chase
National bank
|
3.50%
APY
|
7-Month | $1,000 | View Details |
U
U.S. Bank
National bank
|
3.35%
APY
|
5-Month | $1,000 | View Details |
C
Capital One 360
Online bank
|
3.30%
APY
|
6-Month | $0 | View Details |
C
Chase
National bank
|
3.30%
APY
|
4-Month | $1,000 | View Details |
W
Wells Fargo
National bank
|
3.24%
APY
|
7-Month | $5,000 | View Details |
S
Sallie Mae Bank
Online bank
|
3.20%
APY
|
6-Month | $2,500 | View Details |
S
Sallie Mae Bank
Online bank
|
3.20%
APY
|
9-Month | $2,500 | View Details |
A
Alliant Credit Union
Credit union
|
3.10%
APY
|
3-Month | $1,000 $1,000‒$74,999 | View Details |
A
American Express National Bank
Online bank
|
3.00%
APY
|
60-Month | $0 | View Details |
C
Chase
National bank
|
3.00%
APY
|
11-Month | $1,000 | View Details |
F
FourLeaf Federal Credit Union
Credit union
|
3.00%
APY
|
11-Month | - | View Details |
U
U.S. Bank
National bank
|
2.85%
APY
|
9-Month | $1,000 | View Details |
A
Ally Bank
Online bank
|
2.80%
APY
|
3-Month | $0 2.80% from $0, 2.80% from $5,000, 2.80% from $25,000 | View Details |
C
Citi
National bank
|
2.50%
APY
|
5-Month | $500 | View Details |
A
American Express National Bank
Online bank
|
2.25%
APY
|
48-Month | $0 | View Details |
A
American Express National Bank
Online bank
|
2.25%
APY
|
36-Month | $0 | View Details |
F
FourLeaf Federal Credit Union
Credit union
|
1.75%
APY
|
8-Month | - | View Details |
FDIC
FDIC national average
as of Sep 21, 2026
|
1.73%
APY
|
12-Month | - | Source |
U
U.S. Bank
National bank
|
1.71%
APY
|
13-Month | $1,000 | View Details |
FDIC
FDIC national average
as of Sep 21, 2026
|
1.61%
APY
|
24-Month | - | Source |
N
Navy Federal Credit Union
Credit union
|
1.55%
APY
|
3-Month | $100,000 1.50% from $1,000, 1.50% from $20,000, 1.55% from $100,000 | View Details |
FDIC
FDIC national average
as of Sep 21, 2026
|
1.41%
APY
|
6-Month | - | Source |
FDIC
FDIC national average
as of Sep 21, 2026
|
1.38%
APY
|
60-Month | - | Source |
FDIC
FDIC national average
as of Sep 21, 2026
|
1.36%
APY
|
36-Month | - | Source |
FDIC
FDIC national average
as of Sep 21, 2026
|
1.28%
APY
|
48-Month | - | Source |
F
FourLeaf Federal Credit Union
Credit union
|
1.25%
APY
|
10-Month | - | View Details |
F
FourLeaf Federal Credit Union
Credit union
|
1.25%
APY
|
6-Month | - | View Details |
F
FourLeaf Federal Credit Union
Credit union
|
1.25%
APY
|
7-Month | - | View Details |
F
FourLeaf Federal Credit Union
Credit union
|
1.25%
APY
|
9-Month | - | View Details |
F
FourLeaf Federal Credit Union
Credit union
|
1.25%
APY
|
12-Month | - | View Details |
F
FourLeaf Federal Credit Union
Credit union
|
1.25%
APY
|
18-Month | - | View Details |
F
FourLeaf Federal Credit Union
Credit union
|
1.25%
APY
|
24-Month | - | View Details |
F
FourLeaf Federal Credit Union
Credit union
|
1.25%
APY
|
30-Month | - | View Details |
F
FourLeaf Federal Credit Union
Credit union
|
1.25%
APY
|
36-Month | - | View Details |
F
FourLeaf Federal Credit Union
Credit union
|
1.25%
APY
|
48-Month | - | View Details |
FDIC
FDIC national average
as of Sep 21, 2026
|
1.13%
APY
|
3-Month | - | Source |
F
FourLeaf Federal Credit Union
Credit union
|
1.00%
APY
|
3-Month | - | View Details |
C
CIT Bank
Online bank
|
0.50%
APY
|
60-Month | $1,000 | View Details |
C
Chase
National bank
|
0.50%
APY
|
2-Month | $1,000 | View Details |
C
CIT Bank
Online bank
|
0.40%
APY
|
24-Month | $1,000 | View Details |
FDIC
FDIC national average
as of Sep 21, 2026
|
0.23%
APY
|
1-Month | - | Source |
| Bank | APY | Min Balance | |
|---|---|---|---|
B
Bread Savings
Online bank
|
4.05%
APY
|
- | View Details |
B
Bask Bank
Online bank
|
3.90%
APY
|
$0 | View Details |
S
Sallie Mae Bank
Online bank
|
3.85%
APY
|
$2,500 | View Details |
C
CIT Bank
Online bank
|
3.75%
APY
|
$100 $5,000 or more | View Details |
B
Barclays
Online bank
|
3.65%
APY
|
$250,000 3.50% Less than $10,000, 3.50% $10,000 to < $25,000, 3.50% $25,000 to < $50,000, 3.50% $50,000 to < $100,000, 3.50% $100,000 to < $250,000, 3.65% $250,000 to $1,000,000 | View Details |
S
Synchrony Bank
Online bank
|
3.55%
APY
|
$0 $0.01 - $4,999.00 | View Details |
M
Marcus by Goldman Sachs
Online bank
|
3.50%
APY
|
$0 | View Details |
U
U.S. Bank
National bank
|
3.50%
APY
|
$25 relationship rate, up to, with Smartly Checking and $25,000+ CQB | View Details |
A
Ally Bank
Online bank
|
3.10%
APY
|
$0 3.10% from $0, 3.10% from $5,000, 3.10% from $25,000 | View Details |
C
Capital One 360
Online bank
|
3.10%
APY
|
$0 | View Details |
A
American Express National Bank
Online bank
|
3.10%
APY
|
$0 | View Details |
S
SoFi Bank
Online bank
|
3.10%
APY
|
$0 | View Details |
A
Alliant Credit Union
Credit union
|
3.01%
APY
|
$100 $100 to $99,999.99 | View Details |
C
Citi
National bank
|
0.98%
APY
|
$25,000 0.98% to 1.05% by balance or relationship tier | View Details |
FDIC
FDIC national average
as of Sep 21, 2026
|
0.37%
APY
|
- | Source |
N
Navy Federal Credit Union
Credit union
|
0.25%
APY
|
$5 | View Details |
W
Wells Fargo
National bank
|
0.05%
APY
|
0.01% $0 or more, 0.01% $0 or more, 0.02% $0 or more, 0.05% $0 or more | View Details |
C
Chase
National bank
|
0.01%
APY
|
- | View Details |
| Bank | APY | Min Balance | |
|---|---|---|---|
S
Sallie Mae Bank
Online bank
|
3.60%
APY
|
$2,500 | View Details |
A
Ally Bank
Online bank
|
3.10%
APY
|
$0 3.10% from $0, 3.10% from $5,000, 3.10% from $25,000 | View Details |
S
Synchrony Bank
Online bank
|
2.00%
APY
|
$0 $0.01 - $4,999.00 | View Details |
N
Navy Federal Credit Union
Credit union
|
1.10%
APY
|
$10,000 0.00% $0 to $2,499, 1.00% $2,500 to $9,999, 1.10% $10,000 to $24,999 | View Details |
FDIC
FDIC national average
as of Sep 21, 2026
|
0.63%
APY
|
- | Source |
F
FourLeaf Federal Credit Union
Credit union
|
0.10%
APY
|
tier 1 | View Details |
U
U.S. Bank
National bank
|
0.05%
APY
|
$25,000 0.01% Under $10,000, 0.01% $10,000 to $24,999.99, 0.05% $25,000 to $49,999.99, 0.05% $50,000 to $99,999.99, 0.05% $100,000 to $499,999.99, 0.05% $500,000 and above | View Details |
| Bank | APY | Min Balance | |
|---|---|---|---|
B
Bask Bank
Online bank
|
1.00%
APY
|
$0 | View Details |
A
Ally Bank
Online bank
|
0.25%
APY
|
$15,000 0.10% from $0, 0.25% from $15,000 | View Details |
C
Capital One 360
Online bank
|
0.10%
APY
|
$0 $100,000 or more | View Details |
FDIC
FDIC national average
as of Sep 21, 2026
|
0.07%
APY
|
- | Source |
W
Wells Fargo
National bank
|
0.05%
APY
|
0.02% $0 or more, 0.05% $0 or more | View Details |
| Lender | APR Range | Loan Amount | |
|---|---|---|---|
|
B
Best Egg
|
6.99% - 35.99%
APR
|
$2K - $50K | Check Rate |
|
U
Upstart
|
6.30% - 35.99%
APR
|
$1K - $75K | Check Rate |
|
W
Wells Fargo
|
6.74% - 26.74%
APR
|
$3K - $100K | Check Rate |
|
D
Discover
|
6.99% - 24.99%
APR
|
$2.5K - $40K | Check Rate |
|
M
Marcus by Goldman Sachs
|
6.99% - 19.99%
APR
|
$3.5K - $40K | Check Rate |
|
P
PNC Bank
|
9.59% - 23.69%
APR
|
$5K - $35K | Check Rate |
|
U
Upgrade
|
7.74% - 35.99%
APR
|
$1K - $50K | Check Rate |
|
U
U.S. Bank
|
7.24% - 24.99%
APR
|
$1K - $50K | Check Rate |
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