Connect. Compare. Save.
Federal Student Loans
Are Complicated Your
Repayment Plan Doesn't Have to Be
Connect your federal student loan account and see every available repayment option side by side, standard plans, income-driven plans, and estimated savings. No financial expertise required.
Connected securely to federal loan data with read-only access
and bank-level encryption
and bank-level encryption
The Repayment Problem
Most Borrowers Don’t Know
They Have Better Options
They Have Better Options
Most federal student loan borrowers are on the Standard 10-Year Plan by default, even when income-driven repayment plans could cut their monthly payment significantly. The problem is not eligibility. The problem is that comparing plans is confusing, the application process is buried in government websites, and most borrowers don't know what they're missing.
Banrox pulls your actual loan data, calculates your monthly payment under every available plan, and shows you the numbers side by side, so you can make an informed decision in minutes, not months.
Features
Everything You Need to Compare
Student Loan Repayment Plans
Student Loan Repayment Plans
Connect your federal loan data, compare repayment plans side by side, estimate monthly
payments, and explore refinancing options, all in one secure dashboard.
payments, and explore refinancing options, all in one secure dashboard.
All Your Federal Loans in One View
Connect directly to your federal loan servicer and see every loan account
in one place.
in one place.
Compare Every Repayment Plan
Review Standard, Graduated, SAVE, PAYE, IBR, and ICR
plans side by side.
plans side by side.
Income-Driven Payment Estimates
Enter your income and family size to estimate your exact monthly
payment under IDR plans.
payment under IDR plans.
Interest & Forgiveness Projection
See total interest costs and estimated forgiveness timelines for every repayment option.
Refinancing Options Available
Explore refinancing opportunities from trusted
partner lenders if it fits your situation.
partner lenders if it fits your situation.
Read-Only Secure Access
Banrox can view your loan information but cannot
modify your account or repayment settings.
modify your account or repayment settings.
Trust & Social Proof
Trusted Infrastructure for
Secure Student Loan Insights
Secure Student Loan Insights
Your student loan data is connected securely through
verified infrastructure and read-only access,ensuring your
information stays protected throughout the process.
verified infrastructure and read-only access,ensuring your
information stays protected throughout the process.
Powered by Array Student Loan API
Direct connection to federal loan servicer data for accurate repayment analysis.
Read-Only Account Access
Banrox cannot modify your student loan account or servicer information.
256-Bit SSL Encryption
All loan data connections are protected with bank-level encryption standards.
GLBA Compliant Data Handling
Your financial information is handled according to strict privacy and compliance regulations.
Frequently Asked Questions
Frequently Asked Questions
You are not alone in this. Find answers to the most common questions.
You Might Be Overpaying on Your
Student Loans Right Now.
Student Loans Right Now.
Millions of borrowers are on repayment plans that cost more than they need to.
Banrox shows you every option in under a minute, so you can see exactly
what's available and make the right choice for your situation.
Banrox shows you every option in under a minute, so you can see exactly
what's available and make the right choice for your situation.
Email Us
Call Us
Location
40 N Altadena Dr Ste 105
Pasadena, CA 91107
Pasadena, CA 91107