Apply. Get Approved. Start Earning

Small Business Runs America. Banrox Runs
Small Business.

Accept payments. Build business credit. Protect your identity. Access
funding. One platform for everything a business owner needs to grow.
Powered by Banrox. Card and ACH acceptance for small businesses, processed by a PCI DSS Level 1 partner
How It Works

3 in 5 Small Businesses Carry Invoices
Overdue 30+ Days. Banrox Gets
You Paid Faster
.

Send a payment link, take cards or ACH bank transfers, track every transaction,
and get paid to your bank account on your payout schedule.

Apply & Get Approved

Fill out a short application in minutes no complex paperwork.

Connect Your Bank

Securely link your bank account to start receiving payouts.

Start Getting Paid

Accept payments as soon as your account is active and track every transaction.
Features

Stop Chasing Invoices. Accept Payments Anywhere.

Accept cards and ACH bank transfers with daily payouts, full
visibility, and built-in tools to manage every transaction from one place.

Accept All Payment Methods

Accept Visa, Mastercard, American Express and Discover
cards, plus ACH bank transfers.

Daily Payouts

Payouts run every business day on the schedule
set for your account, straight to your bank.

Share Payment Links

Send payment links to customers they can pay instantly,
no app required.

Unified Dashboard

Track transactions, payouts, and disputes
all in one place.

Chargeback Center

See every dispute and submit your evidence
from one place, before the response window closes.

PCI DSS Level 1 Hosted Fields

Card and bank details are entered in hosted fields
and never touch Banrox servers.
Trust & Security

Certified Payment Infrastructure.
Built For Small Businesses.

Once you're live, every payment goes directly into
your dashboard every transaction, every payout,
every dispute all in one place.

Certified Integration

Our payment integration is certified by our processing partner, a PCI DSS Level 1 service provider.

Unified Financial Platform

Built for serious businesses everything you need to manage and scale payments in one place.

Encrypted In Transit

Every page and every payment request runs over TLS, and card data is tokenized before it reaches us.
Frequently Asked Questions

Frequently Asked Questions

Applying to accept payments through Banrox, what is checked, and how you get paid.

What can I accept?

Credit and debit cards, ACH bank transfers, Apple Pay and Google Pay, including through payment links you send to customers, who can pay without installing an app. Every transaction, payout and dispute shows up in one dashboard.

How does the application work?

Tell us about your business, verify the owner who controls it, connect the business bank account for payouts, then review and submit. Federal rules require every payment provider to identify the person who controls the business, which is why an owner's date of birth and SSN are asked for.

Who approves my merchant account?

Banrox's payment processing partner. Banrox is a technology company, not a bank or a payment processor; your application is submitted to the partner, whose merchant agreement you sign electronically, and it makes the approval decision under its own rules.

Where does my money go?

Payouts are deposited directly into the business bank account you connect, which must be in the name of the business. Routing and account numbers are encrypted and never shown on screen.

What are the fees?

Processing rates and fees are set out in the merchant agreement you review before you accept your first payment, so nothing is hidden behind signup.

What happens with a dispute or chargeback?

You get an alert with step-by-step guidance and can manage it from the dashboard. Banrox provides the tools and the guidance; the outcome of a dispute is decided under the card network and processor rules.

Overdue Invoices Are The Norm.
Getting Paid Faster Should Not Be.

3 in 5 US small businesses have invoices overdue by 30 or more days, and those with unpaid invoices are owed $17.7K on average.1
Send a payment link, get paid by card or ACH, and see the money in your dashboard.
1 Intuit QuickBooks, 2026 Small Business Late Payments Report, July 2026.
Call Us
Customer Service: (888) 888-6401
Location
40 N Altadena Dr Ste 105
Pasadena, CA 91107