Financial Tools
CD Calculator
What a certificate of deposit pays at a given APY, what the early withdrawal penalty costs if you break it, and what the same APY looks like as a nominal rate.
Deposit
APY (% as the bank advertises it)
Term
Early Withdrawal Penalty (months of interest, from your CD disclosure)
Your Tax Rate on Interest (percent, CD interest is ordinary income)
Values shown are examples, not an offer. Live APYs from banks and credit unions are on the Bank Rate Monitor.
At Maturity
| Balance at Maturity | $0 |
| Interest Earned | $0 |
| Interest per Month (average) | $0 |
| Same APY as a Nominal Rate | n/a |
| Early Withdrawal Penalty | $0 |
| Balance if You Break It | $0 |
| Tax on the Interest | $0 |
| Balance After Tax | $0 |
For illustration only, not financial advice. Results are estimates based on the numbers you enter and do not constitute an offer, rate quote or approval.
Now use a real APY, not an example.
Live certificate and savings rates from banks and credit unions, each dated at its source.
Most Used Calculators
