US Bank Directory
Banks in Muncie, IN
6 FDIC-insured banks operate 20 offices in Muncie, Indiana, and 7 credit unions have 14 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Muncie
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 13 banks and credit unions operate 34 locations in Muncie, according to the FDIC and the NCUA. 32 of them have coordinates on record and are on the map. 22 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
32 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Muncie
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First Merchants Bank has the most locations in Muncie, with 7. It is followed by Old National (4), Northwest Bank (3), STAR Financial Bank (3). 1 bank has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Merchants Bank Bank · 7
First Merchants Bank has 7 branches in Muncie, 90 across Indiana and 135 nationwide. FDIC records list its main office in Muncie, IN and show it operating since 1893. With $21.32 billion in total assets on June 30, 2026, it ranks No. 101 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Muncie location is its main office at 200 E Jackson St, dating to 1893; the newest, at 1501 N Nebo Rd, to 2007. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office200 E Jackson St, 47305
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Country Club Branch101 S Country Club Rd, 47303
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Yorktown Branch1501 N Nebo Rd, 47304
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Mcgalliard Branch1628 W Mcgalliard Rd, 47304
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First Merchants Private Wealth Advisors200 E Jackson St, 47305
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Madison Street Branch2101 S Madison St, 47302
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Tillotson Branch801 S Tillotson Ave, 47304
Old National Bank · 4
Old National has 4 branches in Muncie, 97 across Indiana and 361 nationwide. FDIC records list its main office in Evansville, IN and show it operating since 1907. With $73.86 billion in total assets on June 30, 2026, it ranks No. 39 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Muncie location is the Muncie Downtown Banking Center at 116 W Charles St, dating to 1918; the newest, at 2401 S Madison St, to 2003. 2 of its 3 Muncie locations with published hours open on Saturday.
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Muncie Downtown Banking Center116 W Charles St, 47305
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Old National branch locator (All The Places), checked Oct 10, 2026
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Muncie Southside Branch2401 S Madison St, 47302
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Old National branch locator (All The Places), checked Oct 10, 2026
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Medical Pavilion Branch2525 W University Ave, 47303
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Morrison Road Branch3100 N Morrison Rd, 47304
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Old National branch locator (All The Places), checked Oct 10, 2026
Primetrust Financial Credit Union Credit union · 4
Primetrust Financial Credit Union has 4 officees in Muncie, 4 across Indiana. It is based in Muncie, IN and $265.2 million in assets on March 31, 2026, according to its NCUA call report. None of its 4 Muncie locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office3700 W Bethel Ave, 47304
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Primetrust Financial Fcu3230 S Madison St, 47302
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Primetrust Financial Fcu4018 N Broadway Ave, 47303
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Primetrust Financial Fcu5400 N Wheeling Ave, 47304
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Northwest Bank Bank · 3
Northwest Bank has 3 branches in Muncie, 20 across Indiana and 163 nationwide. FDIC records list its main office in Warren, PA and show it operating since 1896. With $17.21 billion in total assets on June 30, 2026, it ranks No. 116 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Muncie location is the Muncie - Mcgalliard Road Branch at 1912 W Mcgalliard Rd, dating to 1889; the newest, at 110 E Charles St, to 2020. 1 of its 3 Muncie locations with published hours open on Saturday.
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Muncie - Charles Street Branch110 E Charles St, 47305
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed
Hours: Northwest Bank branch locator (All The Places), checked Oct 10, 2026
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Muncie - Mcgalliard Road Branch1912 W Mcgalliard Rd, 47304
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Northwest Bank branch locator (All The Places), checked Oct 10, 2026
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Muncie - West Jackson Street Branch2910 W Jackson St, 47304
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed
Hours: Northwest Bank branch locator (All The Places), checked Oct 10, 2026
STAR Financial Bank Bank · 3
STAR Financial Bank has 3 branches in Muncie, 37 across Indiana and 37 nationwide. FDIC records list its main office in Fort Wayne, IN and show it operating since 1988. With $3.23 billion in total assets on June 30, 2026, it ranks No. 400 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Muncie location is the High Street Branch at 400 N High St, dating to 1909; the newest, at 3701 N Broadway Ave, to 1989. It does not publish hours in the sources this page uses; check its site before you go.
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Everbrook/Mcgalliard Branch3300 N Everbrook Ln, 47304
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Broadway Branch3701 N Broadway Ave, 47303
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High Street Branch400 N High St, 47305
Thrive Credit Union Credit union · 3
Thrive Credit Union has 3 officees in Muncie, 3 across Indiana. It is based in Muncie, IN and $113.4 million in assets on March 31, 2026, according to its NCUA call report. None of its 3 Muncie locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office4501 S Delaware Dr, 47302
All hours
Mon to Fri 9 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Branch2610 N Wheeling Ave, 47303
All hours
Mon to Fri 9 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Morrison Office3360 N Morrison Rd, 47304
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Chase Bank · 2
Chase has 2 branches in Muncie, 123 across Indiana and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Muncie location is the Northwest Plaza Branch at 1635 W Mcgalliard Rd, dating to 1956; the newest, at 912 S Tillotson Ave, to 1973. All 2 of its Muncie locations with published hours open on Saturday.
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Northwest Plaza Branch1635 W Mcgalliard Rd, 47304
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Tillotson Square Branch912 S Tillotson Ave, 47304
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Financial Center First Credit Union Credit union · 2
Financial Center First Credit Union has 2 officees in Muncie, 10 across Indiana. It is based in Indianapolis, IN and $952.6 million in assets on March 31, 2026, according to its NCUA call report. All 2 of its Muncie locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Ball St Student Center2001 W University Ave, 47306
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Muncie2900 N Oakwood Ave, 47304
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
First County Credit Union Credit union · 2
First County Credit Union has 2 officees in Muncie, 2 across Indiana. It is based in Muncie, IN and $34.4 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Muncie locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office1100 W 11Th St, 47302
All hours
Mon to Tue 8:30 am to 5 pm; Wed 9 am to 5 pm; Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Elm Street Branch1805 N Elm St, 47303
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Del Met Credit Union Credit union · 1
Del Met Credit Union has 1 office in Muncie, 1 across Indiana. It is based in Muncie, IN and $8.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office8000 N State Road 3, 47303
All hours
Mon to Fri 12:30 pm to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Indiana Members Credit Union Credit union · 1
Indiana Members Credit Union has 1 office in Muncie, 34 across Indiana. It is based in Indianapolis, IN and $3.54 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Muncie Branch2401 W University Ave Ball Memorial Hospital, 47303
All hours
Mon to Wed 8 am to 4 pm; Thu to Fri 8 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Three Rivers Credit Union Credit union · 1
Three Rivers Credit Union has 1 office in Muncie, 24 across Indiana. It is based in Fort Wayne, IN and $2.81 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Muncie6220 W Mcgalliard Rd, 47304
All hours
Mon to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Woodforest Bank · 1
Woodforest has 1 branch in Muncie, 43 across Indiana and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0224 Muncie In Walmart Branch at 1501 E 29th St dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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0224 Muncie In Walmart Branch1501 E 29th St, 47302
Join a credit union in Muncie
7 credit unions have 14 offices here: Primetrust Financial Credit Union, Thrive Credit Union, Financial Center First Credit Union, First County Credit Union, Indiana Members Credit Union and Three Rivers Credit Union and 1 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Muncie page has every office in the state's directory.
Banking in Muncie: the local picture
Short answer: 6 banks run 20 branches in Muncie according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 1 has its main office in Muncie, 2 elsewhere in Indiana and 3 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Northwest Bank's office at 1912 W Mcgalliard Rd, dating to 1889; the newest is Northwest Bank's at 110 E Charles St, from 2020.
7 credit unions have 14 offices in Muncie, according to the NCUA. Who can join each one is on the credit unions page.
Of the 22 locations with published hours. 9 open on Saturday. 12 locations have no published hours in these sources.
Banks by ZIP code in Muncie
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 47304 has the most bank and credit union offices in Muncie (14), followed by 47303 (8) and 47302 (6). Offices are spread across 5 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 47304 | 14 | 9 | First Merchants Bank, Chase, Northwest Bank |
| 47303 | 8 | 8 | Del Met Credit Union, First County Credit Union, First Merchants Bank |
| 47302 | 6 | 6 | First County Credit Union, First Merchants Bank, Old National |
| 47305 | 5 | 4 | First Merchants Bank, Northwest Bank, Old National |
| 47306 | 1 | 1 | Financial Center First Credit Union |
Banks and credit unions open on Saturday in Muncie
Short answer: 9 of the 22 Muncie locations with published hours open on Saturday, run by 6 institutions.
- Old National: 2 of 4 branches (2401 S Madison St: Saturday 9 am to 12 pm, and 1 more)
- Northwest Bank: 1 of 3 branches (1912 W Mcgalliard Rd: Saturday 9 am to 12 pm)
- Chase: 2 of 2 branches (1635 W Mcgalliard Rd: Saturday 9 am to 12 pm, and 1 more)
- Financial Center First Credit Union: 2 of 2 offices (2001 W University Ave: Saturday 9 am to 12 pm, and 1 more)
- First County Credit Union: 1 of 2 offices (1100 W 11Th St: Saturday 9 am to 12 pm)
- Three Rivers Credit Union: 1 of 1 office (6220 W Mcgalliard Rd: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 12 of the 34 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Muncie, and where the nearest one is if they do not.
Short answer: In Muncie: Chase (2). No branches in Muncie: Wells Fargo, Bank of America (nearest in Fishers, 36 mi), PNC Bank (nearest in Anderson, 15 mi), U.S. Bank (nearest in Richmond, 35 mi), Truist (nearest in New Albany, 129 mi), Fifth Third Bank (nearest in Fishers, 32 mi), Huntington (nearest in Alexandria, 15 mi), Regions Bank (nearest in Marion, 27 mi), TD Bank, BMO (nearest in Noblesville, 31 mi).
| Bank | In Muncie | Nearest branch if none here |
|---|---|---|
| Chase | 2 branches | here |
| Wells Fargo | None | none in Indiana |
| Bank of America | None | Fishers, 36 miles away |
| PNC Bank | None | Anderson, 15 miles away |
| U.S. Bank | None | Richmond, 35 miles away |
| Truist | None | New Albany, 129 miles away |
| Fifth Third Bank | None | Fishers, 32 miles away |
| Huntington | None | Alexandria, 15 miles away |
| Regions Bank | None | Marion, 27 miles away |
| TD Bank | None | none in Indiana |
| BMO | None | Noblesville, 31 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Muncie to the nearest branch in Indiana.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Muncie residents like anyone else.
Banks near Muncie
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Alexandria (15 miles) and Anderson (16 miles). Anderson, 16 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Alexandria, IN | 15 mi | 2 | 2 |
| Banks in Anderson, IN | 16 mi | 6 | 13 |
| Banks in Hartford City, IN | 18 mi | 2 | 4 |
| Banks in New Castle, IN | 19 mi | 5 | 7 |
| Banks in Fairmount, IN | 20 mi | 2 | 2 |
| Banks in Winchester, IN | 23 mi | 4 | 4 |
| Banks in Gas City, IN | 23 mi | 2 | 2 |
| Banks in Pendleton, IN | 23 mi | 3 | 3 |
Bank branch openings and closings in Muncie
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Muncie between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Muncie
Short answer: 5 institutions have their main office in Muncie: First Merchants Bank, Primetrust Financial Credit Union, Thrive Credit Union and First County Credit Union and 1 more.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| First Merchants Bank | Bank | $21.32 billion | 7 |
| Primetrust Financial Credit Union | Credit union | $265.2 million | 4 |
| Thrive Credit Union | Credit union | $113.4 million | 3 |
| First County Credit Union | Credit union | $34.4 million | 2 |
| Del Met Credit Union | Credit union | $8.3 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Muncie by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Muncie offices.
Short answer: Chase is the largest bank with offices in Muncie, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Old National is second with $73.86 billion. 1 of the 6 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 2 | Columbus, OH |
| Old National | $73.86 billion | No. 39 | 4 | Evansville, IN |
| First Merchants Bank | $21.32 billion | No. 101 | 7 | Muncie, IN |
| Northwest Bank | $17.21 billion | No. 116 | 3 | Warren, PA |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| STAR Financial Bank | $3.23 billion | No. 400 | 3 | Fort Wayne, IN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Muncie: FAQ
How many banks are in Muncie, IN?
Muncie has 6 banks with 20 branches and 7 credit unions with 14 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Muncie?
First Merchants Bank, with 7. Old National has 4 and Northwest Bank has 3.
Is there a First Merchants Bank in Muncie, IN?
Yes. FDIC data lists 7 First Merchants Bank branches in Muncie as of September 5, 2026, the main office at 200 E Jackson St. Its branches are listed under First Merchants Bank above, with the address and directions for each.
Is there a Old National in Muncie, IN?
Yes. FDIC data lists 4 Old National branches in Muncie as of September 5, 2026. Its branches are listed under Old National above, with the address and directions for each.
Is there a Northwest Bank in Muncie, IN?
Yes. FDIC data lists 3 Northwest Bank branches in Muncie as of September 5, 2026. Its branches are listed under Northwest Bank above, with the address and directions for each.
Which banks in Muncie are open on Saturday?
Old National, Northwest Bank, Chase and Financial Center First Credit Union and 2 more publish Saturday hours for one or more Muncie locations. The Saturday section above lists each one with its hours. 12 of the 34 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Muncie?
First Merchants Bank, Primetrust Financial Credit Union, Thrive Credit Union, First County Credit Union and Del Met Credit Union have their main office in Muncie, according to the FDIC and the NCUA.
What is the oldest bank in Muncie?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Muncie?
Primetrust Financial Credit Union, Thrive Credit Union, Financial Center First Credit Union and First County Credit Union and 3 more have offices in Muncie. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Muncie in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Muncie?
Nearby cities with more banks include Alexandria, Anderson, Hartford City. Alexandria is 15 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 12 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (8 of 20 branches: Chase, Northwest Bank, Old National) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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