US Bank Directory
Banks in Winchester, IN
4 FDIC-insured banks operate 4 offices in Winchester, Indiana, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Winchester
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 6 locations in Winchester, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Winchester
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Winchester, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
A H E Plant 3 Credit Union Credit union · 1
A H E Plant 3 Credit Union has 1 office in Winchester, 1 across Indiana. It is based in Winchester, IN and $12.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office720 W Franklin St, 47394
All hours
Mon to Tue 8 am to 5 pm; Wed not published; Thu 7 am to 5 pm; Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Crossroads Financial Credit Union Credit union · 1
Crossroads Financial Credit Union has 1 office in Winchester, 3 across Indiana. It is based in Portland, IN and $104.3 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Winchester151 N Middle School Rd, 47394
All hours
Mon to Thu 8:30 am to 4:30 pm; Fri 8 am to 5 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
First Merchants Bank Bank · 1
First Merchants Bank has 1 branch in Winchester, 90 across Indiana and 135 nationwide. FDIC records list its main office in Muncie, IN and show it operating since 1893. With $21.32 billion in total assets on June 30, 2026, it ranks No. 101 of 4,232 U.S. banks by total assets. The Winchester Branch at 122 W Washington St dates to 1865 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Winchester Branch122 W Washington St, 47394
Northwest Bank Bank · 1
Northwest Bank has 1 branch in Winchester, 20 across Indiana and 163 nationwide. FDIC records list its main office in Warren, PA and show it operating since 1896. With $17.21 billion in total assets on June 30, 2026, it ranks No. 116 of 4,232 U.S. banks by total assets. The Winchester Branch at 870 E Washington St dates to 1989 in FDIC branch records. It opens on Saturday.
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Winchester Branch870 E Washington St, 47394
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Northwest Bank branch locator (All The Places), checked Oct 10, 2026
Old National Bank · 1
Old National has 1 branch in Winchester, 97 across Indiana and 361 nationwide. FDIC records list its main office in Evansville, IN and show it operating since 1907. With $73.86 billion in total assets on June 30, 2026, it ranks No. 39 of 4,232 U.S. banks by total assets. The Winchester Branch at 100 S Meridian St dates to 1901 in FDIC branch records. It opens on Saturday.
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Winchester Branch100 S Meridian St, 47394
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Old National branch locator (All The Places), checked Oct 10, 2026
The Farmers State Bank Bank · 1
The Farmers State Bank has 1 branch in Winchester, 2 across Indiana and 9 nationwide. FDIC records list its main office in New Madison, OH and show it operating since 1919. With $329.6 million in total assets on June 30, 2026, it ranks No. 2,351 of 4,232 U.S. banks by total assets. The Winchester Brance Branch at 930 E Washington St dates to 2015 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Winchester Brance Branch930 E Washington St, 47394
Join a credit union in Winchester
2 credit unions have 2 offices here: Crossroads Financial Credit Union and A H E Plant 3 Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Winchester page has every office in the state's directory.
Banking in Winchester: the local picture
Short answer: 4 banks run 4 branches in Winchester according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Winchester, 2 elsewhere in Indiana and 2 out of state, according to the FDIC.
The bank with the longest record here is First Merchants Bank, operating since 1893 according to the FDIC. In FDIC branch records, the longest-running branch is First Merchants Bank's office at 122 W Washington St, dating to 1865; the newest is The Farmers State Bank's at 930 E Washington St, from 2015.
2 credit unions have 2 offices in Winchester, according to the NCUA. Who can join each one is on the credit unions page.
Of the 4 locations with published hours. 3 open on Saturday. 2 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Winchester
Short answer: 3 of the 4 Winchester locations with published hours open on Saturday, run by 3 institutions.
- Old National: 1 of 1 branch (100 S Meridian St: Saturday 9 am to 12 pm)
- Northwest Bank: 1 of 1 branch (870 E Washington St: Saturday 9 am to 12 pm)
- Crossroads Financial Credit Union: 1 of 1 office (151 N Middle School Rd: Saturday 8:30 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Winchester, and where the nearest one is if they do not.
Short answer: No branches in Winchester: Chase (nearest in Richmond, 22 mi), Wells Fargo, Bank of America (nearest in Fishers, 56 mi), PNC Bank (nearest in Anderson, 36 mi), U.S. Bank (nearest in Richmond, 22 mi), Truist (nearest in New Albany, 133 mi), Fifth Third Bank (nearest in Connersville, 38 mi), Huntington (nearest in Alexandria, 37 mi), Regions Bank (nearest in Marion, 44 mi), TD Bank, BMO (nearest in Rushville, 45 mi).
| Bank | In Winchester | Nearest branch if none here |
|---|---|---|
| Chase | None | Richmond, 22 miles away |
| Wells Fargo | None | none in Indiana |
| Bank of America | None | Fishers, 56 miles away |
| PNC Bank | None | Anderson, 36 miles away |
| U.S. Bank | None | Richmond, 22 miles away |
| Truist | None | New Albany, 133 miles away |
| Fifth Third Bank | None | Connersville, 38 miles away |
| Huntington | None | Alexandria, 37 miles away |
| Regions Bank | None | Marion, 44 miles away |
| TD Bank | None | none in Indiana |
| BMO | None | Rushville, 45 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Winchester to the nearest branch in Indiana.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Winchester residents like anyone else.
Banks near Winchester
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Union City (9 miles) and Portland (18 miles). Muncie, 23 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Union City, IN | 9 mi | 2 | 2 |
| Banks in Portland, IN | 18 mi | 5 | 6 |
| Banks in Hagerstown, IN | 20 mi | 2 | 2 |
| Banks in Muncie, IN | 23 mi | 6 | 20 |
| Banks in Richmond, IN | 24 mi | 6 | 15 |
| Banks in Cambridge City, IN | 27 mi | 2 | 2 |
| Banks in New Castle, IN | 28 mi | 5 | 7 |
| Banks in Hartford City, IN | 28 mi | 2 | 4 |
Bank branch openings and closings in Winchester
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Winchester between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Winchester
Short answer: 1 institution has its main office in Winchester: A H E Plant 3 Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| A H E Plant 3 Credit Union | Credit union | $12.2 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Winchester by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Winchester offices.
Short answer: Old National is the largest bank with offices in Winchester, with $73.86 billion in total assets on June 30, 2026, No. 39 among U.S. banks by total assets. First Merchants Bank is second with $21.32 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Old National | $73.86 billion | No. 39 | 1 | Evansville, IN |
| First Merchants Bank | $21.32 billion | No. 101 | 1 | Muncie, IN |
| Northwest Bank | $17.21 billion | No. 116 | 1 | Warren, PA |
| The Farmers State Bank | $329.6 million | No. 2,351 | 1 | New Madison, OH |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Winchester: FAQ
How many banks are in Winchester, IN?
Winchester has 4 banks with 4 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Winchester?
Old National, with 1. First Merchants Bank has 1 and Northwest Bank has 1.
Is there a Old National in Winchester, IN?
Yes. FDIC data lists 1 Old National branch in Winchester as of September 5, 2026. The address and directions are under Old National above.
Is there a First Merchants Bank in Winchester, IN?
Yes. FDIC data lists 1 First Merchants Bank branch in Winchester as of September 5, 2026. The address and directions are under First Merchants Bank above.
Is there a Northwest Bank in Winchester, IN?
Yes. FDIC data lists 1 Northwest Bank branch in Winchester as of September 5, 2026. The address and directions are under Northwest Bank above.
Is there a Chase in Winchester, IN?
No. FDIC data lists no Chase branch in Winchester as of September 5, 2026. The nearest is in Richmond, about 22 miles away in a straight line.
Which banks in Winchester are open on Saturday?
Old National, Northwest Bank and Crossroads Financial Credit Union publish Saturday hours for one or more Winchester locations. The Saturday section above lists each one with its hours. 2 of the 6 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Winchester?
A H E Plant 3 Credit Union has its main office in Winchester, according to the FDIC and the NCUA.
What is the oldest bank in Winchester?
First Merchants Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1893.
Which credit unions can I join in Winchester?
Crossroads Financial Credit Union and A H E Plant 3 Credit Union have offices in Winchester. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Winchester in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Winchester?
Nearby cities with more banks include Union City, Portland, Hagerstown. Union City is 9 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Bank branch hours, phones and branch pages (2 of 4 branches: Northwest Bank, Old National) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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