US Bank Directory

Banks in Portland, IN

5 FDIC-insured banks operate 6 offices in Portland, Indiana, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Portland

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 6 banks and credit unions operate 7 locations in Portland, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

7 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Portland

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Merchants Bank has the most locations in Portland, with 2. The other 4 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Merchants Bank 2 branches · main office Muncie, IN Bank · 2

First Merchants Bank has 2 branches in Portland, 90 across Indiana and 135 nationwide. FDIC records list its main office in Muncie, IN and show it operating since 1893. With $21.32 billion in total assets on June 30, 2026, it ranks No. 101 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Portland location is the Portland Branch at 112 W Main St, dating to 1904; the newest, at 115 W Main St, to 1972. It does not publish hours in the sources this page uses; check its site before you go.

  • Portland Branch
    112 W Main St, 47371
    Hours: see the bank's site
  • Portland Drive-Up Branch
    115 W Main St, 47371
    Hours: see the bank's site
First Merchants Bank: profile, branches and contacts
Crossroads Financial Credit Union 1 office · main office Portland, IN Credit union · 1

Crossroads Financial Credit Union has 1 office in Portland, 3 across Indiana. It is based in Portland, IN and $104.3 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    1102 W Votaw St, 47371
    (260) 726-2142Today 8 am to 7 pm
    All hours

    Mon to Thu 8 am to 7 pm; Fri 7:30 am to 7 pm; Sat 8 am to 3 pm; Sun not published

    Hours: NCUA, March 31, 2026

Crossroads Financial Credit Union: profile, branches and contacts
First Bank of Berne 1 branch · main office Berne, IN Bank · 1

First Bank of Berne has 1 branch in Portland, 6 across Indiana and 7 nationwide. FDIC records list its main office in Berne, IN and show it operating since 1891. With $1.09 billion in total assets on June 30, 2026, it ranks No. 966 of 4,232 U.S. banks by total assets. The Portland Branch at 185 Industrial Dr dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Portland Branch
    185 Industrial Dr, 47371
    Hours: see the bank's site
First Bank of Berne: profile, branches and contacts
First Financial Bank 1 branch · main office Cincinnati, OH Bank · 1

First Financial Bank has 1 branch in Portland, 63 across Indiana and 165 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $22.35 billion in total assets on June 30, 2026, it ranks No. 97 of 4,232 U.S. banks by total assets. The Portland Main at 112 N Meridian St dates to 1904 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Portland Main
    112 N Meridian St, 47371
    Hours: see the bank's site
First Financial Bank: profile, branches and contacts
The Farmers & Merchants State Bank 1 branch · main office Archbold, OH Bank · 1

The Farmers & Merchants State Bank has 1 branch in Portland, 14 across Indiana and 41 nationwide. FDIC records list its main office in Archbold, OH and show it operating since 1897. With $3.49 billion in total assets on June 30, 2026, it ranks No. 373 of 4,232 U.S. banks by total assets. The Portland Branch at 1451 N Meridian St dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Portland Branch
    1451 N Meridian St, 47371
    Hours: see the bank's site
The Farmers & Merchants State Bank: profile, branches and contacts
The Farmers State Bank 1 branch · main office New Madison, OH Bank · 1

The Farmers State Bank has 1 branch in Portland, 2 across Indiana and 9 nationwide. FDIC records list its main office in New Madison, OH and show it operating since 1919. With $329.6 million in total assets on June 30, 2026, it ranks No. 2,351 of 4,232 U.S. banks by total assets. The Portland Branch at 910 N Meridian St dates to 2017 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Portland Branch
    910 N Meridian St, 47371
    Hours: see the bank's site
The Farmers State Bank: profile, branches and contacts

Join a credit union in Portland

1 credit union has 1 office here: Crossroads Financial Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Portland page has every office in the state's directory.

Banking in Portland: the local picture

Short answer: 5 banks run 6 branches in Portland according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 0 have their main office in Portland, 2 elsewhere in Indiana and 3 out of state, according to the FDIC.

The bank with the longest record here is First Financial Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is First Merchants Bank's office at 112 W Main St, dating to 1904; the newest is The Farmers State Bank's at 910 N Meridian St, from 2017.

The only credit union with an office here is Crossroads Financial Credit Union.

Of the 1 location with published hours. 1 opens on Saturday. 6 locations have no published hours in these sources.

Credit unions open on Saturday in Portland

Short answer: 1 of the 1 Portland location with published hours opens on Saturday, run by 1 institution.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Portland, and where the nearest one is if they do not.

Short answer: No branches in Portland: Chase (nearest in Muncie, 27 mi), Wells Fargo, Bank of America (nearest in Fishers, 63 mi), PNC Bank (nearest in Bluffton, 23 mi), U.S. Bank (nearest in Richmond, 40 mi), Truist (nearest in New Albany, 151 mi), Fifth Third Bank (nearest in Decatur, 27 mi), Huntington (nearest in Alexandria, 39 mi), Regions Bank (nearest in Marion, 37 mi), TD Bank, BMO (nearest in Noblesville, 59 mi).

BankIn PortlandNearest branch if none here
ChaseNoneMuncie, 27 miles away
Wells FargoNonenone in Indiana
Bank of AmericaNoneFishers, 63 miles away
PNC BankNoneBluffton, 23 miles away
U.S. BankNoneRichmond, 40 miles away
TruistNoneNew Albany, 151 miles away
Fifth Third BankNoneDecatur, 27 miles away
HuntingtonNoneAlexandria, 39 miles away
Regions BankNoneMarion, 37 miles away
TD BankNonenone in Indiana
BMONoneNoblesville, 59 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Portland to the nearest branch in Indiana.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Portland residents like anyone else.

Banks near Portland

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Geneva (12 miles) and Berne (16 miles). Bluffton, 24 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Portland

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Portland between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Portland

Short answer: 1 institution has its main office in Portland: Crossroads Financial Credit Union.

InstitutionTypeTotal assets, March 31, 2026Offices here
Crossroads Financial Credit UnionCredit union$104.3 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Portland by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Portland offices.

Short answer: First Financial Bank is the largest bank with offices in Portland, with $22.35 billion in total assets on June 30, 2026, No. 97 among U.S. banks by total assets. First Merchants Bank is second with $21.32 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First Financial Bank$22.35 billionNo. 971Cincinnati, OH
First Merchants Bank$21.32 billionNo. 1012Muncie, IN
The Farmers & Merchants State Bank$3.49 billionNo. 3731Archbold, OH
First Bank of Berne$1.09 billionNo. 9661Berne, IN
The Farmers State Bank$329.6 millionNo. 2,3511New Madison, OH

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Portland: FAQ

How many banks are in Portland, IN?

Portland has 5 banks with 6 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Portland?

First Merchants Bank, with 2. First Financial Bank has 1 and The Farmers & Merchants State Bank has 1.

Is there a First Merchants Bank in Portland, IN?

Yes. FDIC data lists 2 First Merchants Bank branches in Portland as of September 5, 2026. Its branches are listed under First Merchants Bank above, with the address and directions for each.

Is there a First Financial Bank in Portland, IN?

Yes. FDIC data lists 1 First Financial Bank branch in Portland as of September 5, 2026. The address and directions are under First Financial Bank above.

Is there a The Farmers & Merchants State Bank in Portland, IN?

Yes. FDIC data lists 1 The Farmers & Merchants State Bank branch in Portland as of September 5, 2026. The address and directions are under The Farmers & Merchants State Bank above.

Is there a Chase in Portland, IN?

No. FDIC data lists no Chase branch in Portland as of September 5, 2026. The nearest is in Muncie, about 27 miles away in a straight line.

Which banks in Portland are open on Saturday?

Crossroads Financial Credit Union publishes Saturday hours for one or more Portland locations. The Saturday section above lists each one with its hours. 6 of the 7 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Portland?

Crossroads Financial Credit Union has its main office in Portland, according to the FDIC and the NCUA.

What is the oldest bank in Portland?

First Financial Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.

Which credit unions can I join in Portland?

Crossroads Financial Credit Union has an office in Portland. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Portland in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Portland?

Nearby cities with more banks include Geneva, Berne, Winchester. Geneva is 12 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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