Banks in Berne, IN

Bank branch map: Berne

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 4 locations in Berne, according to the FDIC. 4 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Berne

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Bank of Berne has the most locations in Berne, with 2. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Bank of Berne 2 branches · main office Berne, IN Bank · 2

First Bank of Berne has 2 branches in Berne, 6 across Indiana and 7 nationwide. FDIC records list its main office in Berne, IN and show it operating since 1891. With $1.09 billion in total assets on June 30, 2026, it ranks No. 966 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Berne location is its main office at 222 Heritage Trl, dating to 1891; the newest, at 1105 Us Highway 27 N, to 1973. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  222 Heritage Trl, 46711

  Hours: see the bank's site
  DirectionsWebsite
• Berne Branch

  1105 Us Highway 27 N, 46711

  Hours: see the bank's site
  DirectionsWebsite

First Bank of Berne: profile, branches and contacts

Mercer Savings Bank 1 branch · main office Celina, OH Bank · 1

Mercer Savings Bank has 1 branch in Berne, 3 across Indiana and 7 nationwide. FDIC records list its main office in Celina, OH and show it operating since 1888. With $176.2 million in total assets on June 30, 2026, it ranks No. 3,149 of 4,232 U.S. banks by total assets. The Mercer Savings Bank Branch at 1205 Us Highway 27 N dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Mercer Savings Bank Branch

  1205 Us Highway 27 N, 46711

  Hours: see the bank's site
  DirectionsWebsite

Mercer Savings Bank: profile, branches and contacts

The Farmers & Merchants State Bank 1 branch · main office Archbold, OH Bank · 1

The Farmers & Merchants State Bank has 1 branch in Berne, 14 across Indiana and 41 nationwide. FDIC records list its main office in Archbold, OH and show it operating since 1897. With $3.49 billion in total assets on June 30, 2026, it ranks No. 373 of 4,232 U.S. banks by total assets. The Berne Branch at 100 Ushy 27 N dates to 1975 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Berne Branch

  100 Ushy 27 N, 46711

  Hours: see the bank's site
  DirectionsWebsite

The Farmers & Merchants State Bank: profile, branches and contacts

Banking in Berne: the local picture

Short answer: 3 banks run 4 branches in Berne according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 1 has its main office in Berne and 2 out of state, according to the FDIC.

The bank with the longest record here is Mercer Savings Bank, operating since 1888 according to the FDIC. In FDIC branch records, the longest-running branch is First Bank of Berne's office at 222 Heritage Trl, dating to 1891; the newest is Mercer Savings Bank's at 1205 Us Highway 27 N, from 2025.

None of the 4 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Berne, and where the nearest one is if they do not.

Short answer: No branches in Berne: Chase (nearest in Fort Wayne, 27 mi), Wells Fargo, Bank of America (nearest in Fishers, 74 mi), PNC Bank (nearest in Bluffton, 13 mi), U.S. Bank (nearest in Richmond, 55 mi), Truist (nearest in New Albany, 166 mi), Fifth Third Bank (nearest in Decatur, 12 mi), Huntington (nearest in Alexandria, 47 mi), Regions Bank (nearest in Marion, 39 mi), TD Bank, BMO (nearest in Kokomo, 62 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Berne to the nearest branch in Indiana.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Berne residents like anyone else.

Banks near Berne

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Geneva (5 miles) and Decatur (11 miles). Fort Wayne, 32 miles away, has the most banks nearby: 21.

Bank branch openings and closings in Berne

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Berne between September 5, 2025 and September 5, 2026.

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Banks and credit unions based in Berne

Short answer: 1 institution has its main office in Berne: First Bank of Berne.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Berne by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Berne offices.

Short answer: The Farmers & Merchants State Bank is the largest bank with offices in Berne, with $3.49 billion in total assets on June 30, 2026, No. 373 among U.S. banks by total assets. First Bank of Berne is second with $1.09 billion. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Berne: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.