US Bank Directory

Banks in Geneva, IN

2 FDIC-insured banks operate 2 offices in Geneva, Indiana.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Geneva

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Geneva, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Geneva

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: The Farmers & Merchants State Bank and Mercer Savings Bank have the most locations in Geneva, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Mercer Savings Bank 1 branch · main office Celina, OH Bank · 1

Mercer Savings Bank has 1 branch in Geneva, 3 across Indiana and 7 nationwide. FDIC records list its main office in Celina, OH and show it operating since 1888. With $176.2 million in total assets on June 30, 2026, it ranks No. 3,149 of 4,232 U.S. banks by total assets. The Mercer Savings Bank Mobile Location Branch at 4351 E 1000 S dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Mercer Savings Bank Mobile Location Branch
    4351 E 1000 S, 46740
    Hours: see the bank's site
Mercer Savings Bank: profile, branches and contacts
The Farmers & Merchants State Bank 1 branch · main office Archbold, OH Bank · 1

The Farmers & Merchants State Bank has 1 branch in Geneva, 14 across Indiana and 41 nationwide. FDIC records list its main office in Archbold, OH and show it operating since 1897. With $3.49 billion in total assets on June 30, 2026, it ranks No. 373 of 4,232 U.S. banks by total assets. The Old Bank Of Geneva Branch at 215 E Line St dates to 1892 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Old Bank Of Geneva Branch
    215 E Line St, 46740
    Hours: see the bank's site
The Farmers & Merchants State Bank: profile, branches and contacts

Banking in Geneva: the local picture

Short answer: 2 banks run 2 branches in Geneva according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Geneva and 2 out of state, according to the FDIC.

The bank with the longest record here is Mercer Savings Bank, operating since 1888 according to the FDIC. In FDIC branch records, the longest-running branch is The Farmers & Merchants State Bank's office at 215 E Line St, dating to 1892; the newest is Mercer Savings Bank's at 4351 E 1000 S, from 2025.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Geneva, and where the nearest one is if they do not.

Short answer: No branches in Geneva: Chase (nearest in Fort Wayne, 32 mi), Wells Fargo, Bank of America (nearest in Fishers, 73 mi), PNC Bank (nearest in Bluffton, 17 mi), U.S. Bank (nearest in Richmond, 50 mi), Truist (nearest in New Albany, 162 mi), Fifth Third Bank (nearest in Decatur, 16 mi), Huntington (nearest in Alexandria, 47 mi), Regions Bank (nearest in Marion, 41 mi), TD Bank, BMO (nearest in Kokomo, 64 mi).

BankIn GenevaNearest branch if none here
ChaseNoneFort Wayne, 32 miles away
Wells FargoNonenone in Indiana
Bank of AmericaNoneFishers, 73 miles away
PNC BankNoneBluffton, 17 miles away
U.S. BankNoneRichmond, 50 miles away
TruistNoneNew Albany, 162 miles away
Fifth Third BankNoneDecatur, 16 miles away
HuntingtonNoneAlexandria, 47 miles away
Regions BankNoneMarion, 41 miles away
TD BankNonenone in Indiana
BMONoneKokomo, 64 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Geneva to the nearest branch in Indiana.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Geneva residents like anyone else.

Banks near Geneva

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Berne (5 miles) and Portland (12 miles). Decatur, 15 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Geneva

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Geneva between September 5, 2025 and September 5, 2026.

DateChangeBankAddress
Oct 28, 2025OpenedMercer Savings Bank4351 E 1000 S, 46740

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Largest banks in Geneva by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Geneva offices.

Short answer: The Farmers & Merchants State Bank is the largest bank with offices in Geneva, with $3.49 billion in total assets on June 30, 2026, No. 373 among U.S. banks by total assets. Mercer Savings Bank is second with $176.2 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
The Farmers & Merchants State Bank$3.49 billionNo. 3731Archbold, OH
Mercer Savings Bank$176.2 millionNo. 3,1491Celina, OH

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Geneva: FAQ

How many banks are in Geneva, IN?

Geneva has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Geneva?

The Farmers & Merchants State Bank, with 1. Mercer Savings Bank has 1.

Is there a The Farmers & Merchants State Bank in Geneva, IN?

Yes. FDIC data lists 1 The Farmers & Merchants State Bank branch in Geneva as of September 5, 2026. The address and directions are under The Farmers & Merchants State Bank above.

Is there a Mercer Savings Bank in Geneva, IN?

Yes. FDIC data lists 1 Mercer Savings Bank branch in Geneva as of September 5, 2026. The address and directions are under Mercer Savings Bank above.

Is there a Chase in Geneva, IN?

No. FDIC data lists no Chase branch in Geneva as of September 5, 2026. The nearest is in Fort Wayne, about 32 miles away in a straight line.

What is the oldest bank in Geneva?

Mercer Savings Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1888.

Did any bank branches open or close in Geneva in the past year?

FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Geneva?

Nearby cities with more banks include Berne, Portland, Decatur. Berne is 5 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds