US Bank Directory
Banks in Decatur, IN
6 FDIC-insured banks operate 6 offices in Decatur, Indiana, and 4 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Decatur
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 10 banks and credit unions operate 10 locations in Decatur, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
9 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Decatur
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 6 banks share the most locations in Decatur, with 1 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Central Soya Credit Union Credit union · 1
Central Soya Credit Union has 1 office in Decatur, 1 across Indiana. It is based in Decatur, IN and $32.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office1200 N 2Nd St, 46733
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Decatur, 96 across Indiana and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Decatur Branch at 304 E Monroe St dates to 1893 in FDIC branch records. It opens on Saturday.
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Decatur Branch304 E Monroe St, 46733
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
First Bank of Berne Bank · 1
First Bank of Berne has 1 branch in Decatur, 6 across Indiana and 7 nationwide. FDIC records list its main office in Berne, IN and show it operating since 1891. With $1.09 billion in total assets on June 30, 2026, it ranks No. 966 of 4,232 U.S. banks by total assets. The Decatur Branch at 1111 S 13th St dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Decatur Branch1111 S 13th St, 46733
First Merchants Bank Bank · 1
First Merchants Bank has 1 branch in Decatur, 90 across Indiana and 135 nationwide. FDIC records list its main office in Muncie, IN and show it operating since 1893. With $21.32 billion in total assets on June 30, 2026, it ranks No. 101 of 4,232 U.S. banks by total assets. The Decatur Branch at 520 N 13th St dates to 1967 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Decatur Branch520 N 13th St, 46733
Flagstar Bank · 1
Flagstar has 1 branch in Decatur, 24 across Indiana and 345 nationwide. FDIC records list its main office in Hicksville, NY and show it operating since 1987. With $87.71 billion in total assets on June 30, 2026, it ranks No. 36 of 4,232 U.S. banks by total assets. The Decatur Main Branch at 1 Yorkshire Dr dates to 1978 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Decatur Main Branch1 Yorkshire Dr, 46733
Mercer Savings Bank Bank · 1
Mercer Savings Bank has 1 branch in Decatur, 3 across Indiana and 7 nationwide. FDIC records list its main office in Celina, OH and show it operating since 1888. With $176.2 million in total assets on June 30, 2026, it ranks No. 3,149 of 4,232 U.S. banks by total assets. The Mercer Savings Bank Mobile Location Branch at 2009 E 200 N dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Mercer Savings Bank Mobile Location Branch2009 E 200 N, 46733
Midwest America Credit Union Credit union · 1
Midwest America Credit Union has 1 office in Decatur, 19 across Indiana. It is based in Fort Wayne, IN and $995.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Decatur900 S 13Th St, 46733
All hours
Mon to Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Profed Credit Union Credit union · 1
Profed Credit Union has 1 office in Decatur, 13 across Indiana. It is based in Fort Wayne, IN and $781.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Decatur Branch511 S 13Th St, 46733
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
The Farmers & Merchants State Bank Bank · 1
The Farmers & Merchants State Bank has 1 branch in Decatur, 14 across Indiana and 41 nationwide. FDIC records list its main office in Archbold, OH and show it operating since 1897. With $3.49 billion in total assets on June 30, 2026, it ranks No. 373 of 4,232 U.S. banks by total assets. The Decatur Office Branch at 1118 S 13th St dates to 2011 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Decatur Office Branch1118 S 13th St, 46733
Three Rivers Credit Union Credit union · 1
Three Rivers Credit Union has 1 office in Decatur, 24 across Indiana. It is based in Fort Wayne, IN and $2.81 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Decatur860 S 13Th St, 46733
All hours
Mon to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Decatur
4 credit unions have 4 offices here: Three Rivers Credit Union, Midwest America Credit Union, Profed Credit Union and Central Soya Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Decatur page has every office in the state's directory.
Banking in Decatur: the local picture
Short answer: 6 banks run 6 branches in Decatur according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 0 have their main office in Decatur, 2 elsewhere in Indiana and 4 out of state, according to the FDIC.
The bank with the longest record here is Fifth Third Bank, operating since 1865 according to the FDIC. In FDIC branch records, the longest-running branch is Fifth Third Bank's office at 304 E Monroe St, dating to 1893; the newest is Mercer Savings Bank's at 2009 E 200 N, from 2025.
4 credit unions have 4 offices in Decatur, according to the NCUA. Who can join each one is on the credit unions page.
Of the 5 locations with published hours. 2 open on Saturday. 5 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Decatur
Short answer: 2 of the 5 Decatur locations with published hours open on Saturday, run by 2 institutions.
- Fifth Third Bank: 1 of 1 branch (304 E Monroe St: Saturday 9 am to 12 pm)
- Three Rivers Credit Union: 1 of 1 office (860 S 13Th St: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Decatur, and where the nearest one is if they do not.
Short answer: In Decatur: Fifth Third Bank (1). No branches in Decatur: Chase (nearest in Fort Wayne, 19 mi), Wells Fargo, Bank of America (nearest in Fishers, 82 mi), PNC Bank (nearest in Bluffton, 14 mi), U.S. Bank (nearest in Richmond, 66 mi), Truist (nearest in New Albany, 177 mi), Huntington (nearest in Alexandria, 55 mi), Regions Bank (nearest in Marion, 44 mi), TD Bank, BMO (nearest in Kokomo, 67 mi).
| Bank | In Decatur | Nearest branch if none here |
|---|---|---|
| Fifth Third Bank | 1 branch | here |
| Chase | None | Fort Wayne, 19 miles away |
| Wells Fargo | None | none in Indiana |
| Bank of America | None | Fishers, 82 miles away |
| PNC Bank | None | Bluffton, 14 miles away |
| U.S. Bank | None | Richmond, 66 miles away |
| Truist | None | New Albany, 177 miles away |
| Huntington | None | Alexandria, 55 miles away |
| Regions Bank | None | Marion, 44 miles away |
| TD Bank | None | none in Indiana |
| BMO | None | Kokomo, 67 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Decatur to the nearest branch in Indiana.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Decatur residents like anyone else.
Banks near Decatur
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Berne (11 miles) and Bluffton (14 miles). Fort Wayne, 23 miles away, has the most banks nearby: 21.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Berne, IN | 11 mi | 3 | 4 |
| Banks in Bluffton, IN | 14 mi | 6 | 6 |
| Banks in Geneva, IN | 15 mi | 2 | 2 |
| Banks in New Haven, IN | 18 mi | 3 | 3 |
| Banks in Fort Wayne, IN | 23 mi | 21 | 81 |
| Banks in Roanoke, IN | 25 mi | 2 | 2 |
| Banks in Harlan, IN | 26 mi | 2 | 2 |
| Banks in Portland, IN | 26 mi | 5 | 6 |
Bank branch openings and closings in Decatur
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Decatur between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Oct 28, 2025 | Opened | Mercer Savings Bank | 2009 E 200 N, 46733 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Decatur
Short answer: 1 institution has its main office in Decatur: Central Soya Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Central Soya Credit Union | Credit union | $32.4 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Decatur by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Decatur offices.
Short answer: Fifth Third Bank is the largest bank with offices in Decatur, with $299.18 billion in total assets on June 30, 2026, No. 14 among U.S. banks by total assets. Flagstar is second with $87.71 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| Flagstar | $87.71 billion | No. 36 | 1 | Hicksville, NY |
| First Merchants Bank | $21.32 billion | No. 101 | 1 | Muncie, IN |
| The Farmers & Merchants State Bank | $3.49 billion | No. 373 | 1 | Archbold, OH |
| First Bank of Berne | $1.09 billion | No. 966 | 1 | Berne, IN |
| Mercer Savings Bank | $176.2 million | No. 3,149 | 1 | Celina, OH |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Decatur: FAQ
How many banks are in Decatur, IN?
Decatur has 6 banks with 6 branches and 4 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Decatur?
Fifth Third Bank, with 1. Flagstar has 1 and First Merchants Bank has 1.
Is there a Fifth Third Bank in Decatur, IN?
Yes. FDIC data lists 1 Fifth Third Bank branch in Decatur as of September 5, 2026. The address and directions are under Fifth Third Bank above.
Is there a Flagstar in Decatur, IN?
Yes. FDIC data lists 1 Flagstar branch in Decatur as of September 5, 2026. The address and directions are under Flagstar above.
Is there a First Merchants Bank in Decatur, IN?
Yes. FDIC data lists 1 First Merchants Bank branch in Decatur as of September 5, 2026. The address and directions are under First Merchants Bank above.
Is there a Chase in Decatur, IN?
No. FDIC data lists no Chase branch in Decatur as of September 5, 2026. The nearest is in Fort Wayne, about 19 miles away in a straight line.
Which banks in Decatur are open on Saturday?
Fifth Third Bank and Three Rivers Credit Union publish Saturday hours for one or more Decatur locations. The Saturday section above lists each one with its hours. 5 of the 10 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Decatur?
Central Soya Credit Union has its main office in Decatur, according to the FDIC and the NCUA.
What is the oldest bank in Decatur?
Fifth Third Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1865.
Which credit unions can I join in Decatur?
Three Rivers Credit Union, Midwest America Credit Union, Profed Credit Union and Central Soya Credit Union have offices in Decatur. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Decatur in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Decatur?
Nearby cities with more banks include Berne, Bluffton, Geneva. Berne is 11 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 6 branches: Fifth Third Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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