US Bank Directory
Banks in Cambridge City, IN
2 FDIC-insured banks operate 2 offices in Cambridge City, Indiana.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Cambridge City
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Cambridge City, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Cambridge City
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First Bank Midwest and Wayne Bank and Trust Co. have the most locations in Cambridge City, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Bank Midwest Bank · 1
First Bank Midwest has 1 branch in Cambridge City, 20 across Indiana and 14 nationwide. FDIC records list its main office in Frankfort, IN and show it operating since 1887. With $1.55 billion in total assets on June 30, 2026, it ranks No. 731 of 4,232 U.S. banks by total assets. The Cambridge City Branch at 200 W Main St dates to 1887 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cambridge City Branch200 W Main St, 47327
Wayne Bank and Trust Co. Bank · 1
Wayne Bank and Trust Co. has 1 branch in Cambridge City, 4 across Indiana and 4 nationwide. FDIC records list its main office in Richmond, IN and show it operating since 1882. With $255.3 million in total assets on June 30, 2026, it ranks No. 2,699 of 4,232 U.S. banks by total assets. The Cambridge City Branch at 145 West Main Street dates to 1983 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cambridge City Branch145 West Main Street, 47327
Banking in Cambridge City: the local picture
Short answer: 2 banks run 2 branches in Cambridge City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Cambridge City, 2 elsewhere in Indiana, according to the FDIC.
The bank with the longest record here is Wayne Bank and Trust Co., operating since 1882 according to the FDIC. In FDIC branch records, the longest-running branch is First Bank Midwest's office at 200 W Main St, dating to 1887; the newest is Wayne Bank and Trust Co.'s at 145 West Main Street, from 1983.
None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Cambridge City, and where the nearest one is if they do not.
Short answer: No branches in Cambridge City: Chase (nearest in Richmond, 16 mi), Wells Fargo, Bank of America (nearest in Fishers, 45 mi), PNC Bank (nearest in Anderson, 31 mi), U.S. Bank (nearest in Connersville, 10 mi), Truist (nearest in New Albany, 106 mi), Fifth Third Bank (nearest in Connersville, 12 mi), Huntington (nearest in Fishers, 41 mi), Regions Bank (nearest in Indianapolis, 43 mi), TD Bank, BMO (nearest in Rushville, 19 mi).
| Bank | In Cambridge City | Nearest branch if none here |
|---|---|---|
| Chase | None | Richmond, 16 miles away |
| Wells Fargo | None | none in Indiana |
| Bank of America | None | Fishers, 45 miles away |
| PNC Bank | None | Anderson, 31 miles away |
| U.S. Bank | None | Connersville, 10 miles away |
| Truist | None | New Albany, 106 miles away |
| Fifth Third Bank | None | Connersville, 12 miles away |
| Huntington | None | Fishers, 41 miles away |
| Regions Bank | None | Indianapolis, 43 miles away |
| TD Bank | None | none in Indiana |
| BMO | None | Rushville, 19 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cambridge City to the nearest branch in Indiana.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cambridge City residents like anyone else.
Banks near Cambridge City
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Hagerstown (7 miles) and Connersville (11 miles). Connersville, 11 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Hagerstown, IN | 7 mi | 2 | 2 |
| Banks in Connersville, IN | 11 mi | 6 | 7 |
| Banks in New Castle, IN | 13 mi | 5 | 7 |
| Banks in Richmond, IN | 16 mi | 6 | 15 |
| Banks in Liberty, IN | 18 mi | 2 | 2 |
| Banks in Rushville, IN | 20 mi | 5 | 5 |
| Banks in Winchester, IN | 27 mi | 4 | 4 |
| Banks in Brookville, IN | 28 mi | 2 | 2 |
Bank branch openings and closings in Cambridge City
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Cambridge City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Cambridge City by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cambridge City offices.
Short answer: First Bank Midwest is the largest bank with offices in Cambridge City, with $1.55 billion in total assets on June 30, 2026, No. 731 among U.S. banks by total assets. Wayne Bank and Trust Co. is second with $255.3 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| First Bank Midwest | $1.55 billion | No. 731 | 1 | Frankfort, IN |
| Wayne Bank and Trust Co. | $255.3 million | No. 2,699 | 1 | Richmond, IN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Cambridge City: FAQ
How many banks are in Cambridge City, IN?
Cambridge City has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Cambridge City?
First Bank Midwest, with 1. Wayne Bank and Trust Co. has 1.
Is there a First Bank Midwest in Cambridge City, IN?
Yes. FDIC data lists 1 First Bank Midwest branch in Cambridge City as of September 5, 2026. The address and directions are under First Bank Midwest above.
Is there a Wayne Bank and Trust Co. in Cambridge City, IN?
Yes. FDIC data lists 1 Wayne Bank and Trust Co. branch in Cambridge City as of September 5, 2026. The address and directions are under Wayne Bank and Trust Co. above.
Is there a Chase in Cambridge City, IN?
No. FDIC data lists no Chase branch in Cambridge City as of September 5, 2026. The nearest is in Richmond, about 16 miles away in a straight line.
What is the oldest bank in Cambridge City?
Wayne Bank and Trust Co. has the longest record among banks with a branch here: the FDIC shows it operating since 1882.
Did any bank branches open or close in Cambridge City in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Cambridge City?
Nearby cities with more banks include Hagerstown, Connersville, New Castle. Hagerstown is 7 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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