US Bank Directory

Banks in Liberty, IN

2 FDIC-insured banks operate 2 offices in Liberty, Indiana, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Liberty

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Liberty, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Liberty

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Merchants Bank and Bath State Bank have the most locations in Liberty, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bath State Bank 1 branch · main office Bath, IN Bank · 1

Bath State Bank has 1 branch in Liberty, 3 across Indiana and 3 nationwide. FDIC records list its main office in Bath, IN and show it operating since 1923. With $337.6 million in total assets on June 30, 2026, it ranks No. 2,315 of 4,232 U.S. banks by total assets. The The Bath State Bank Branch at 110 N Main St dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • The Bath State Bank Branch
    110 N Main St, 47353
    Hours: see the bank's site
Bath State Bank: profile, branches and contacts
First Merchants Bank 1 branch · main office Muncie, IN Bank · 1

First Merchants Bank has 1 branch in Liberty, 90 across Indiana and 135 nationwide. FDIC records list its main office in Muncie, IN and show it operating since 1893. With $21.32 billion in total assets on June 30, 2026, it ranks No. 101 of 4,232 U.S. banks by total assets. The Liberty Union County Branch at 107 W Union St dates to 1872 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Liberty Union County Branch
    107 W Union St, 47353
    Hours: see the bank's site
First Merchants Bank: profile, branches and contacts
Three Rivers Credit Union 1 office · main office Fort Wayne, IN Credit union · 1

Three Rivers Credit Union has 1 office in Liberty, 24 across Indiana. It is based in Fort Wayne, IN and $2.81 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Liberty
    207 N Main St, 47353
    (800) 825-3641Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Three Rivers Credit Union: profile, branches and contacts

Join a credit union in Liberty

1 credit union has 1 office here: Three Rivers Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Liberty page has every office in the state's directory.

Banking in Liberty: the local picture

Short answer: 2 banks run 2 branches in Liberty according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Liberty, 2 elsewhere in Indiana, according to the FDIC.

The bank with the longest record here is First Merchants Bank, operating since 1893 according to the FDIC. In FDIC branch records, the longest-running branch is First Merchants Bank's office at 107 W Union St, dating to 1872; the newest is Bath State Bank's at 110 N Main St, from 2020.

The only credit union with an office here is Three Rivers Credit Union.

Of the 1 location with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.

Credit unions open on Saturday in Liberty

Short answer: 1 of the 1 Liberty location with published hours opens on Saturday, run by 1 institution.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Liberty, and where the nearest one is if they do not.

Short answer: No branches in Liberty: Chase (nearest in Richmond, 14 mi), Wells Fargo, Bank of America (nearest in Indianapolis, 60 mi), PNC Bank (nearest in Batesville, 28 mi), U.S. Bank (nearest in Connersville, 11 mi), Truist (nearest in New Albany, 100 mi), Fifth Third Bank (nearest in Connersville, 11 mi), Huntington (nearest in Indianapolis, 57 mi), Regions Bank (nearest in Indianapolis, 58 mi), TD Bank, BMO (nearest in Rushville, 27 mi).

BankIn LibertyNearest branch if none here
ChaseNoneRichmond, 14 miles away
Wells FargoNonenone in Indiana
Bank of AmericaNoneIndianapolis, 60 miles away
PNC BankNoneBatesville, 28 miles away
U.S. BankNoneConnersville, 11 miles away
TruistNoneNew Albany, 100 miles away
Fifth Third BankNoneConnersville, 11 miles away
HuntingtonNoneIndianapolis, 57 miles away
Regions BankNoneIndianapolis, 58 miles away
TD BankNonenone in Indiana
BMONoneRushville, 27 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Liberty to the nearest branch in Indiana.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Liberty residents like anyone else.

Banks near Liberty

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Connersville (11 miles) and Richmond (14 miles). Connersville, 11 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Liberty

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Liberty between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Liberty by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Liberty offices.

Short answer: First Merchants Bank is the largest bank with offices in Liberty, with $21.32 billion in total assets on June 30, 2026, No. 101 among U.S. banks by total assets. Bath State Bank is second with $337.6 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First Merchants Bank$21.32 billionNo. 1011Muncie, IN
Bath State Bank$337.6 millionNo. 2,3151Bath, IN

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Liberty: FAQ

How many banks are in Liberty, IN?

Liberty has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Liberty?

First Merchants Bank, with 1. Bath State Bank has 1.

Is there a First Merchants Bank in Liberty, IN?

Yes. FDIC data lists 1 First Merchants Bank branch in Liberty as of September 5, 2026. The address and directions are under First Merchants Bank above.

Is there a Bath State Bank in Liberty, IN?

Yes. FDIC data lists 1 Bath State Bank branch in Liberty as of September 5, 2026. The address and directions are under Bath State Bank above.

Is there a Chase in Liberty, IN?

No. FDIC data lists no Chase branch in Liberty as of September 5, 2026. The nearest is in Richmond, about 14 miles away in a straight line.

Which banks in Liberty are open on Saturday?

Three Rivers Credit Union publishes Saturday hours for one or more Liberty locations. The Saturday section above lists each one with its hours. 2 of the 3 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Liberty?

First Merchants Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1893.

Which credit unions can I join in Liberty?

Three Rivers Credit Union has an office in Liberty. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Liberty in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Liberty?

Nearby cities with more banks include Connersville, Richmond, Brookville. Connersville is 11 miles away with 6 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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