US Bank Directory
Banks in Hagerstown, IN
2 FDIC-insured banks operate 2 offices in Hagerstown, Indiana, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Hagerstown
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Hagerstown, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Hagerstown
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First Financial Bank and Wayne Bank and Trust Co. have the most locations in Hagerstown, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Financial Bank Bank · 1
First Financial Bank has 1 branch in Hagerstown, 63 across Indiana and 165 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $22.35 billion in total assets on June 30, 2026, it ranks No. 97 of 4,232 U.S. banks by total assets. The Hagerstown at 102 W Main St dates to 1938 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Hagerstown102 W Main St, 47346
Perfect Circle Credit Union Credit union · 1
Perfect Circle Credit Union has 1 office in Hagerstown, 3 across Indiana. It is based in Hagerstown, IN and $64.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office631 E Main St, 47346
All hours
Mon to Tue 9 am to 5 pm; Wed 10 am to 5 pm; Thu to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Three Rivers Credit Union Credit union · 1
Three Rivers Credit Union has 1 office in Hagerstown, 24 across Indiana. It is based in Fort Wayne, IN and $2.81 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Hagerstown10 E Main St, 47346
All hours
Mon to Thu 8 am to 4 pm; Fri 8 am to 5 pm; Sat 8 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Wayne Bank and Trust Co. Bank · 1
Wayne Bank and Trust Co. has 1 branch in Hagerstown, 4 across Indiana and 4 nationwide. FDIC records list its main office in Richmond, IN and show it operating since 1882. With $255.3 million in total assets on June 30, 2026, it ranks No. 2,699 of 4,232 U.S. banks by total assets. The Hagerstown Branch at 629 E Main St dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Hagerstown Branch629 E Main St, 47346
Join a credit union in Hagerstown
2 credit unions have 2 offices here: Three Rivers Credit Union and Perfect Circle Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Hagerstown page has every office in the state's directory.
Banking in Hagerstown: the local picture
Short answer: 2 banks run 2 branches in Hagerstown according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Hagerstown, 1 elsewhere in Indiana and 1 out of state, according to the FDIC.
The bank with the longest record here is First Financial Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is First Financial Bank's office at 102 W Main St, dating to 1938; the newest is Wayne Bank and Trust Co.'s at 629 E Main St, from 2026.
2 credit unions have 2 offices in Hagerstown, according to the NCUA. Who can join each one is on the credit unions page.
Of the 2 locations with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.
Credit unions open on Saturday in Hagerstown
Short answer: 1 of the 2 Hagerstown locations with published hours opens on Saturday, run by 1 institution.
- Three Rivers Credit Union: 1 of 1 office (10 E Main St: Saturday 8 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Hagerstown, and where the nearest one is if they do not.
Short answer: No branches in Hagerstown: Chase (nearest in Richmond, 15 mi), Wells Fargo, Bank of America (nearest in Fishers, 45 mi), PNC Bank (nearest in Anderson, 28 mi), U.S. Bank (nearest in Richmond, 14 mi), Truist (nearest in New Albany, 113 mi), Fifth Third Bank (nearest in Connersville, 19 mi), Huntington (nearest in Alexandria, 37 mi), Regions Bank (nearest in Indianapolis, 44 mi), TD Bank, BMO (nearest in Rushville, 25 mi).
| Bank | In Hagerstown | Nearest branch if none here |
|---|---|---|
| Chase | None | Richmond, 15 miles away |
| Wells Fargo | None | none in Indiana |
| Bank of America | None | Fishers, 45 miles away |
| PNC Bank | None | Anderson, 28 miles away |
| U.S. Bank | None | Richmond, 14 miles away |
| Truist | None | New Albany, 113 miles away |
| Fifth Third Bank | None | Connersville, 19 miles away |
| Huntington | None | Alexandria, 37 miles away |
| Regions Bank | None | Indianapolis, 44 miles away |
| TD Bank | None | none in Indiana |
| BMO | None | Rushville, 25 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Hagerstown to the nearest branch in Indiana.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Hagerstown residents like anyone else.
Banks near Hagerstown
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Cambridge City (7 miles) and New Castle (12 miles). Richmond, 15 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Cambridge City, IN | 7 mi | 2 | 2 |
| Banks in New Castle, IN | 12 mi | 5 | 7 |
| Banks in Richmond, IN | 15 mi | 6 | 15 |
| Banks in Connersville, IN | 18 mi | 6 | 7 |
| Banks in Winchester, IN | 20 mi | 4 | 4 |
| Banks in Liberty, IN | 22 mi | 2 | 2 |
| Banks in Muncie, IN | 24 mi | 6 | 20 |
| Banks in Rushville, IN | 25 mi | 5 | 5 |
Bank branch openings and closings in Hagerstown
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Hagerstown between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Feb 9, 2026 | Opened | Wayne Bank and Trust Co. | 629 E Main St, 47346 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Hagerstown
Short answer: 1 institution has its main office in Hagerstown: Perfect Circle Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Perfect Circle Credit Union | Credit union | $64.8 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Hagerstown by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Hagerstown offices.
Short answer: First Financial Bank is the largest bank with offices in Hagerstown, with $22.35 billion in total assets on June 30, 2026, No. 97 among U.S. banks by total assets. Wayne Bank and Trust Co. is second with $255.3 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| First Financial Bank | $22.35 billion | No. 97 | 1 | Cincinnati, OH |
| Wayne Bank and Trust Co. | $255.3 million | No. 2,699 | 1 | Richmond, IN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Hagerstown: FAQ
How many banks are in Hagerstown, IN?
Hagerstown has 2 banks with 2 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Hagerstown?
First Financial Bank, with 1. Wayne Bank and Trust Co. has 1.
Is there a First Financial Bank in Hagerstown, IN?
Yes. FDIC data lists 1 First Financial Bank branch in Hagerstown as of September 5, 2026. The address and directions are under First Financial Bank above.
Is there a Wayne Bank and Trust Co. in Hagerstown, IN?
Yes. FDIC data lists 1 Wayne Bank and Trust Co. branch in Hagerstown as of September 5, 2026. The address and directions are under Wayne Bank and Trust Co. above.
Is there a Chase in Hagerstown, IN?
No. FDIC data lists no Chase branch in Hagerstown as of September 5, 2026. The nearest is in Richmond, about 15 miles away in a straight line.
Which banks in Hagerstown are open on Saturday?
Three Rivers Credit Union publishes Saturday hours for one or more Hagerstown locations. The Saturday section above lists each one with its hours. 2 of the 4 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Hagerstown?
Perfect Circle Credit Union has its main office in Hagerstown, according to the FDIC and the NCUA.
What is the oldest bank in Hagerstown?
First Financial Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in Hagerstown?
Three Rivers Credit Union and Perfect Circle Credit Union have offices in Hagerstown. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Hagerstown in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Hagerstown?
Nearby cities with more banks include Cambridge City, New Castle, Richmond. Cambridge City is 7 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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