US Bank Directory
Banks in Richmond, IN
6 FDIC-insured banks operate 15 offices in Richmond, Indiana, and 7 credit unions have 9 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Richmond
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 13 banks and credit unions operate 24 locations in Richmond, according to the FDIC and the NCUA. 24 of them have coordinates on record and are on the map. 14 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
24 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Richmond
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First Bank Midwest has the most locations in Richmond, with 5. It is followed by U.S. Bank (3), Chase (2), Merchants Bank of Indiana (2). 1 bank has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Bank Midwest Bank · 5
First Bank Midwest has 5 branches in Richmond, 20 across Indiana and 14 nationwide. FDIC records list its main office in Frankfort, IN and show it operating since 1887. With $1.55 billion in total assets on June 30, 2026, it ranks No. 731 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Richmond location is the East Side Branch at 3403 E Main St, dating to 1887; the newest, at 20 N 9th St, to 2026. It does not publish hours in the sources this page uses; check its site before you go.
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The Farmers Bank Branch20 N 9th St, 47374
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North Side Branch2499 Chester Blvd, 47374
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Westside Branch2929 National Rd W, 47374
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East Side Branch3403 E Main St, 47374
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South A Street Motor Branch601 S A St, 47374
U.S. Bank Bank · 3
U.S. Bank has 3 branches in Richmond, 8 across Indiana and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Richmond location is the East Main Branch at 2909 E Main St, dating to 1953; the newest, at 2330 Chester Blvd, to 1975. 1 of its 3 Richmond locations with published hours open on Saturday.
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University Of Indiana Branch2330 Chester Blvd, 47374
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
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East Main Branch2909 E Main St, 47374
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
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Promenade Branch531 Promenade, 47374
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 2
Chase has 2 branches in Richmond, 123 across Indiana and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Richmond location is the Gateway Branch at 4400 East Main Street, dating to 1963; the newest, at 2101 Chester Blvd, to 1966. All 2 of its Richmond locations with published hours open on Saturday.
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Chester Boulevard Branch2101 Chester Blvd, 47374
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Gateway Branch4400 East Main Street, 47374
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Merchants Bank of Indiana Bank · 2
Merchants Bank of Indiana has 2 branches in Richmond, 8 across Indiana and 8 nationwide. FDIC records list its main office in Carmel, IN and show it operating since 1923. With $21.17 billion in total assets on June 30, 2026, it ranks No. 104 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Richmond location is the Merchants Bank Of Indiana - The Richmond Branch at 701 E Main St, dating to 2020; the newest, at 1400 Industries Road, Suite 200, to 2024. It does not publish hours in the sources this page uses; check its site before you go.
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Richmond Branch1400 Industries Road, Suite 200, 47374
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Merchants Bank Of Indiana - The Richmond Branch701 E Main St, 47374
Natco Credit Union Credit union · 2
Natco Credit Union has 2 officees in Richmond, 3 across Indiana. It is based in Richmond, IN and $155.4 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Richmond locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office582 S Round Barn Rd, 47374
All hours
Mon to Tue 9 am to 5 pm; Wed 10 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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East Branch4 Glen Miller Pkwy, 47374
All hours
Mon to Tue 9 am to 5 pm; Wed 10 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Three Rivers Credit Union Credit union · 2
Three Rivers Credit Union has 2 officees in Richmond, 24 across Indiana. It is based in Fort Wayne, IN and $2.81 billion in assets on March 31, 2026, according to its NCUA call report. All 2 of its Richmond locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Richmond Eastside101 S 37Th St, 47374
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Richmond Central34 S 7Th St, 47374
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Wayne Bank and Trust Co. Bank · 2
Wayne Bank and Trust Co. has 2 branches in Richmond, 4 across Indiana and 4 nationwide. FDIC records list its main office in Richmond, IN and show it operating since 1882. With $255.3 million in total assets on June 30, 2026, it ranks No. 2,699 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Richmond location is its main office at 500 S A St, dating to 1882; the newest, at 101 Garwood Road, to 1982. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office500 S A St, 47374
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Eastside Branch101 Garwood Road, 47374
First Financial Bank Bank · 1
First Financial Bank has 1 branch in Richmond, 63 across Indiana and 165 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $22.35 billion in total assets on June 30, 2026, it ranks No. 97 of 4,232 U.S. banks by total assets. The Richmond at 3433 E Main St dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Richmond3433 E Main St, 47374
Health Care Professionals Credit Union Credit union · 1
Health Care Professionals Credit Union has 1 office in Richmond, 2 across Indiana. It is based in Richmond, IN and $39.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office1810 Williamsburg Pike, 47374
All hours
Mon to Wed 8:30 am to 5 pm; Thu to Fri 8:30 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Kemba Credit Union Credit union · 1
Kemba Credit Union has 1 office in Richmond, 3 across Indiana. It is based in West Chester, OH and $1.78 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Richmond50 N 5Th St, 47374
All hours
Mon to Fri 8:30 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Perfect Circle Credit Union Credit union · 1
Perfect Circle Credit Union has 1 office in Richmond, 3 across Indiana. It is based in Hagerstown, IN and $64.8 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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77 S 37Th St77 S 37Th St, 47374
All hours
Mon to Tue 9 am to 5 pm; Wed 10 am to 5 pm; Thu to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Richmond Light Employees Credit Union Credit union · 1
Richmond Light Employees Credit Union has 1 office in Richmond, 1 across Indiana. It is based in Richmond, IN and $1.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office2000 Us Highway 27 S, 47374
All hours
Mon 2:30 pm to 3:30 pm; Tue not published; Wed 11:30 am to 12:30 pm; Thu not published; Fri 2:30 pm to 3:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Wayne County Credit Union Credit union · 1
Wayne County Credit Union has 1 office in Richmond, 2 across Indiana. It is based in Richmond, IN and $13.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office3010 W Main St, 47374
All hours
Mon 9 am to 5 pm; Tue 12 pm to 5 pm; Wed 9 am to 5 pm; Thu not published; Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Richmond
7 credit unions have 9 offices here: Three Rivers Credit Union, Natco Credit Union, Kemba Credit Union, Perfect Circle Credit Union, Health Care Professionals Credit Union and Wayne County Credit Union and 1 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Richmond page has every office in the state's directory.
Banking in Richmond: the local picture
Short answer: 6 banks run 15 branches in Richmond according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 1 has its main office in Richmond, 2 elsewhere in Indiana and 3 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Wayne Bank and Trust Co.'s office at 500 S A St, dating to 1882; the newest is First Bank Midwest's at 20 N 9th St, from 2026.
7 credit unions have 9 offices in Richmond, according to the NCUA. Who can join each one is on the credit unions page.
Of the 14 locations with published hours. 6 open on Saturday. 10 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Richmond
Short answer: 6 of the 14 Richmond locations with published hours open on Saturday, run by 4 institutions.
- U.S. Bank: 1 of 3 branches (2909 E Main St: Saturday 9 am to 12 pm)
- Chase: 2 of 2 branches (2101 Chester Blvd: Saturday 9 am to 12 pm, and 1 more)
- Three Rivers Credit Union: 2 of 2 offices (101 S 37Th St: Saturday 9 am to 12 pm, and 1 more)
- Perfect Circle Credit Union: 1 of 1 office (77 S 37Th St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 10 of the 24 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Richmond, and where the nearest one is if they do not.
Short answer: In Richmond: Chase (2), U.S. Bank (3). No branches in Richmond: Wells Fargo, Bank of America (nearest in Fishers, 60 mi), PNC Bank (nearest in Batesville, 42 mi), Truist (nearest in New Albany, 114 mi), Fifth Third Bank (nearest in Connersville, 19 mi), Huntington (nearest in Alexandria, 51 mi), Regions Bank (nearest in Indianapolis, 58 mi), TD Bank, BMO (nearest in Rushville, 33 mi).
| Bank | In Richmond | Nearest branch if none here |
|---|---|---|
| Chase | 2 branches | here |
| U.S. Bank | 3 branches | here |
| Wells Fargo | None | none in Indiana |
| Bank of America | None | Fishers, 60 miles away |
| PNC Bank | None | Batesville, 42 miles away |
| Truist | None | New Albany, 114 miles away |
| Fifth Third Bank | None | Connersville, 19 miles away |
| Huntington | None | Alexandria, 51 miles away |
| Regions Bank | None | Indianapolis, 58 miles away |
| TD Bank | None | none in Indiana |
| BMO | None | Rushville, 33 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Richmond to the nearest branch in Indiana.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Richmond residents like anyone else.
Banks near Richmond
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Liberty (14 miles) and Hagerstown (15 miles). Connersville, 19 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Liberty, IN | 14 mi | 2 | 2 |
| Banks in Hagerstown, IN | 15 mi | 2 | 2 |
| Banks in Cambridge City, IN | 16 mi | 2 | 2 |
| Banks in Connersville, IN | 19 mi | 6 | 7 |
| Banks in Winchester, IN | 24 mi | 4 | 4 |
| Banks in Union City, IN | 25 mi | 2 | 2 |
| Banks in New Castle, IN | 27 mi | 5 | 7 |
| Banks in Brookville, IN | 29 mi | 2 | 2 |
Bank branch openings and closings in Richmond
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Richmond between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Jul 1, 2026 | Opened | First Bank Midwest | 20 N 9th St, 47374 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Richmond
Short answer: 5 institutions have their main office in Richmond: Wayne Bank and Trust Co., Natco Credit Union, Health Care Professionals Credit Union and Wayne County Credit Union and 1 more.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Wayne Bank and Trust Co. | Bank | $255.3 million | 2 |
| Natco Credit Union | Credit union | $155.4 million | 2 |
| Health Care Professionals Credit Union | Credit union | $39.4 million | 1 |
| Wayne County Credit Union | Credit union | $13.1 million | 1 |
| Richmond Light Employees Credit Union | Credit union | $1.2 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Richmond by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Richmond offices.
Short answer: Chase is the largest bank with offices in Richmond, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. 1 of the 6 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 2 | Columbus, OH |
| U.S. Bank | $705.55 billion | No. 6 | 3 | Cincinnati, OH |
| First Financial Bank | $22.35 billion | No. 97 | 1 | Cincinnati, OH |
| Merchants Bank of Indiana | $21.17 billion | No. 104 | 2 | Carmel, IN |
| First Bank Midwest | $1.55 billion | No. 731 | 5 | Frankfort, IN |
| Wayne Bank and Trust Co. | $255.3 million | No. 2,699 | 2 | Richmond, IN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Richmond: FAQ
How many banks are in Richmond, IN?
Richmond has 6 banks with 15 branches and 7 credit unions with 9 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Richmond?
First Bank Midwest, with 5. U.S. Bank has 3 and Chase has 2.
Is there a First Bank Midwest in Richmond, IN?
Yes. FDIC data lists 5 First Bank Midwest branches in Richmond as of September 5, 2026. Its branches are listed under First Bank Midwest above, with the address and directions for each.
Is there a U.S. Bank in Richmond, IN?
Yes. FDIC data lists 3 U.S. Bank branches in Richmond as of September 5, 2026. Its branches are listed under U.S. Bank above, with the address and directions for each.
Is there a Chase in Richmond, IN?
Yes. FDIC data lists 2 Chase branches in Richmond as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.
Which banks in Richmond are open on Saturday?
U.S. Bank, Chase, Three Rivers Credit Union and Perfect Circle Credit Union publish Saturday hours for one or more Richmond locations. The Saturday section above lists each one with its hours. 10 of the 24 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Richmond?
Wayne Bank and Trust Co., Natco Credit Union, Health Care Professionals Credit Union, Wayne County Credit Union and Richmond Light Employees Credit Union have their main office in Richmond, according to the FDIC and the NCUA.
What is the oldest bank in Richmond?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Richmond?
Three Rivers Credit Union, Natco Credit Union, Kemba Credit Union and Perfect Circle Credit Union and 3 more have offices in Richmond. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Richmond in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Richmond?
Nearby cities with more banks include Liberty, Hagerstown, Cambridge City. Liberty is 14 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 9 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (5 of 15 branches: Chase, U.S. Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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