US Bank Directory

Banks in Fairmount, IN

2 FDIC-insured banks operate 2 offices in Fairmount, Indiana.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Fairmount

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Fairmount, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Fairmount

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Farmers Bank & Trust Co. and The Fairmount State Bank have the most locations in Fairmount, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Farmers Bank & Trust Co. 1 branch · main office Converse, IN Bank · 1

First Farmers Bank & Trust Co. has 1 branch in Fairmount, 32 across Indiana and 37 nationwide. FDIC records list its main office in Converse, IN and show it operating since 1932. With $3.50 billion in total assets on June 30, 2026, it ranks No. 372 of 4,232 U.S. banks by total assets. The The Citizens Exchange Bank Branch at 102 S Main St dates to 1893 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • The Citizens Exchange Bank Branch
    102 S Main St, 46928
    Hours: see the bank's site
First Farmers Bank & Trust Co.: profile, branches and contacts
The Fairmount State Bank 1 branch · main office Fairmount, IN Bank · 1

The Fairmount State Bank has 1 branch in Fairmount, 1 across Indiana and 1 nationwide. FDIC records list its main office in Fairmount, IN and show it operating since 1902. With $57.0 million in total assets on June 30, 2026, it ranks No. 4,012 of 4,232 U.S. banks by total assets. Its main office at 101 N Main St dates to 1902 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    101 N Main St, 46928
    Hours: see the bank's site
The Fairmount State Bank: profile, branches and contacts

Banking in Fairmount: the local picture

Short answer: 2 banks run 2 branches in Fairmount according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in Fairmount, 1 elsewhere in Indiana, according to the FDIC.

The bank with the longest record here is The Fairmount State Bank, operating since 1902 according to the FDIC. In FDIC branch records, the longest-running branch is First Farmers Bank & Trust Co.'s office at 102 S Main St, dating to 1893; the newest is The Fairmount State Bank's at 101 N Main St, from 1902.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Fairmount, and where the nearest one is if they do not.

Short answer: No branches in Fairmount: Chase (nearest in Muncie, 19 mi), Wells Fargo, Bank of America (nearest in Fishers, 36 mi), PNC Bank (nearest in Alexandria, 11 mi), U.S. Bank (nearest in Richmond, 55 mi), Truist (nearest in New Albany, 143 mi), Fifth Third Bank (nearest in Noblesville, 32 mi), Huntington (nearest in Alexandria, 11 mi), Regions Bank (nearest in Marion, 7 mi), TD Bank, BMO (nearest in Kokomo, 24 mi).

BankIn FairmountNearest branch if none here
ChaseNoneMuncie, 19 miles away
Wells FargoNonenone in Indiana
Bank of AmericaNoneFishers, 36 miles away
PNC BankNoneAlexandria, 11 miles away
U.S. BankNoneRichmond, 55 miles away
TruistNoneNew Albany, 143 miles away
Fifth Third BankNoneNoblesville, 32 miles away
HuntingtonNoneAlexandria, 11 miles away
Regions BankNoneMarion, 7 miles away
TD BankNonenone in Indiana
BMONoneKokomo, 24 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Fairmount to the nearest branch in Indiana.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Fairmount residents like anyone else.

Banks near Fairmount

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Gas City (6 miles) and Marion (10 miles). Marion, 10 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Fairmount

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Fairmount between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Fairmount

Short answer: 1 institution has its main office in Fairmount: The Fairmount State Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
The Fairmount State BankBank$57.0 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Fairmount by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Fairmount offices.

Short answer: First Farmers Bank & Trust Co. is the largest bank with offices in Fairmount, with $3.50 billion in total assets on June 30, 2026, No. 372 among U.S. banks by total assets. The Fairmount State Bank is second with $57.0 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First Farmers Bank & Trust Co.$3.50 billionNo. 3721Converse, IN
The Fairmount State Bank$57.0 millionNo. 4,0121Fairmount, IN

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Fairmount: FAQ

How many banks are in Fairmount, IN?

Fairmount has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Fairmount?

First Farmers Bank & Trust Co., with 1. The Fairmount State Bank has 1.

Is there a First Farmers Bank & Trust Co. in Fairmount, IN?

Yes. FDIC data lists 1 First Farmers Bank & Trust Co. branch in Fairmount as of September 5, 2026. The address and directions are under First Farmers Bank & Trust Co. above.

Is there a Chase in Fairmount, IN?

No. FDIC data lists no Chase branch in Fairmount as of September 5, 2026. The nearest is in Muncie, about 19 miles away in a straight line.

Which banks are headquartered in Fairmount?

The Fairmount State Bank has its main office in Fairmount, according to the FDIC.

What is the oldest bank in Fairmount?

The Fairmount State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1902.

Did any bank branches open or close in Fairmount in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Fairmount?

Nearby cities with more banks include Gas City, Marion, Alexandria. Gas City is 6 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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