US Bank Directory
Banks in Tipton, IN
3 FDIC-insured banks operate 3 offices in Tipton, Indiana, and 1 credit union has 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Tipton
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 5 locations in Tipton, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Tipton
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First Farmers Bank & Trust Co., STAR Financial Bank and First Bank Midwest have the most locations in Tipton, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Encompass Credit Union Credit union · 2
Encompass Credit Union has 2 officees in Tipton, 5 across Indiana. It is based in Tipton, IN and $265.3 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Tipton locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office221 N Main St, 46072
All hours
Mon to Tue 8:30 am to 4:30 pm; Wed 8:30 am to 1:30 pm; Thu 8:30 am to 4:30 pm; Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Tipton Branch201 N Main St, 46072
All hours
Mon to Thu 8:30 am to 4:30 pm; Fri 7 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
First Bank Midwest Bank · 1
First Bank Midwest has 1 branch in Tipton, 20 across Indiana and 14 nationwide. FDIC records list its main office in Frankfort, IN and show it operating since 1887. With $1.55 billion in total assets on June 30, 2026, it ranks No. 731 of 4,232 U.S. banks by total assets. The Tipton Financial Center Branch at 110 E Jefferson St dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Tipton Financial Center Branch110 E Jefferson St, 46072
First Farmers Bank & Trust Co. Bank · 1
First Farmers Bank & Trust Co. has 1 branch in Tipton, 32 across Indiana and 37 nationwide. FDIC records list its main office in Converse, IN and show it operating since 1932. With $3.50 billion in total assets on June 30, 2026, it ranks No. 372 of 4,232 U.S. banks by total assets. The Tipton Branch at 825 E Jefferson St dates to 1977 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Tipton Branch825 E Jefferson St, 46072
STAR Financial Bank Bank · 1
STAR Financial Bank has 1 branch in Tipton, 37 across Indiana and 37 nationwide. FDIC records list its main office in Fort Wayne, IN and show it operating since 1988. With $3.23 billion in total assets on June 30, 2026, it ranks No. 400 of 4,232 U.S. banks by total assets. The Tipton Branch at 874 E Jefferson St dates to 1915 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Tipton Branch874 E Jefferson St, 46072
Join a credit union in Tipton
1 credit union has 2 offices here: Encompass Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Tipton page has every office in the state's directory.
Banking in Tipton: the local picture
Short answer: 3 banks run 3 branches in Tipton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Tipton, 3 elsewhere in Indiana, according to the FDIC.
The bank with the longest record here is First Bank Midwest, operating since 1887 according to the FDIC. In FDIC branch records, the longest-running branch is STAR Financial Bank's office at 874 E Jefferson St, dating to 1915; the newest is First Bank Midwest's at 110 E Jefferson St, from 2025.
The only credit union with an office here is Encompass Credit Union.
Of the 2 locations with published hours. 1 opens on Saturday. 3 locations have no published hours in these sources.
Credit unions open on Saturday in Tipton
Short answer: 1 of the 2 Tipton locations with published hours opens on Saturday, run by 1 institution.
- Encompass Credit Union: 1 of 2 offices (201 N Main St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Tipton, and where the nearest one is if they do not.
Short answer: No branches in Tipton: Chase (nearest in Noblesville, 16 mi), Wells Fargo, Bank of America (nearest in Carmel, 20 mi), PNC Bank (nearest in Kokomo, 12 mi), U.S. Bank (nearest in Connersville, 63 mi), Truist (nearest in New Albany, 134 mi), Fifth Third Bank (nearest in Westfield, 17 mi), Huntington (nearest in Noblesville, 16 mi), Regions Bank (nearest in Noblesville, 20 mi), TD Bank, BMO (nearest in Kokomo, 13 mi).
| Bank | In Tipton | Nearest branch if none here |
|---|---|---|
| Chase | None | Noblesville, 16 miles away |
| Wells Fargo | None | none in Indiana |
| Bank of America | None | Carmel, 20 miles away |
| PNC Bank | None | Kokomo, 12 miles away |
| U.S. Bank | None | Connersville, 63 miles away |
| Truist | None | New Albany, 134 miles away |
| Fifth Third Bank | None | Westfield, 17 miles away |
| Huntington | None | Noblesville, 16 miles away |
| Regions Bank | None | Noblesville, 20 miles away |
| TD Bank | None | none in Indiana |
| BMO | None | Kokomo, 13 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Tipton to the nearest branch in Indiana.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Tipton residents like anyone else.
Banks near Tipton
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Elwood (10 miles) and Cicero (11 miles). Noblesville, 18 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Elwood, IN | 10 mi | 2 | 2 |
| Banks in Cicero, IN | 11 mi | 2 | 2 |
| Banks in Sheridan, IN | 14 mi | 2 | 2 |
| Banks in Kokomo, IN | 14 mi | 8 | 18 |
| Banks in Noblesville, IN | 18 mi | 14 | 25 |
| Banks in Westfield, IN | 18 mi | 12 | 14 |
| Banks in Alexandria, IN | 19 mi | 2 | 2 |
| Banks in Fairmount, IN | 22 mi | 2 | 2 |
Bank branch openings and closings in Tipton
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Tipton between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Dec 8, 2025 | Opened | First Bank Midwest | 110 E Jefferson St, 46072 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Tipton
Short answer: 1 institution has its main office in Tipton: Encompass Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Encompass Credit Union | Credit union | $265.3 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Tipton by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Tipton offices.
Short answer: First Farmers Bank & Trust Co. is the largest bank with offices in Tipton, with $3.50 billion in total assets on June 30, 2026, No. 372 among U.S. banks by total assets. STAR Financial Bank is second with $3.23 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| First Farmers Bank & Trust Co. | $3.50 billion | No. 372 | 1 | Converse, IN |
| STAR Financial Bank | $3.23 billion | No. 400 | 1 | Fort Wayne, IN |
| First Bank Midwest | $1.55 billion | No. 731 | 1 | Frankfort, IN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Tipton: FAQ
How many banks are in Tipton, IN?
Tipton has 3 banks with 3 branches and 1 credit union with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Tipton?
First Farmers Bank & Trust Co., with 1. STAR Financial Bank has 1 and First Bank Midwest has 1.
Is there a First Farmers Bank & Trust Co. in Tipton, IN?
Yes. FDIC data lists 1 First Farmers Bank & Trust Co. branch in Tipton as of September 5, 2026. The address and directions are under First Farmers Bank & Trust Co. above.
Is there a STAR Financial Bank in Tipton, IN?
Yes. FDIC data lists 1 STAR Financial Bank branch in Tipton as of September 5, 2026. The address and directions are under STAR Financial Bank above.
Is there a First Bank Midwest in Tipton, IN?
Yes. FDIC data lists 1 First Bank Midwest branch in Tipton as of September 5, 2026. The address and directions are under First Bank Midwest above.
Is there a Chase in Tipton, IN?
No. FDIC data lists no Chase branch in Tipton as of September 5, 2026. The nearest is in Noblesville, about 16 miles away in a straight line.
Which banks in Tipton are open on Saturday?
Encompass Credit Union publishes Saturday hours for one or more Tipton locations. The Saturday section above lists each one with its hours. 3 of the 5 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Tipton?
Encompass Credit Union has its main office in Tipton, according to the FDIC and the NCUA.
What is the oldest bank in Tipton?
First Bank Midwest has the longest record among banks with a branch here: the FDIC shows it operating since 1887.
Which credit unions can I join in Tipton?
Encompass Credit Union has an office in Tipton. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Tipton in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Tipton?
Nearby cities with more banks include Elwood, Cicero, Sheridan. Elwood is 10 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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