US Bank Directory
Banks in Kokomo, IN
8 FDIC-insured banks operate 18 offices in Kokomo, Indiana, and 8 credit unions have 9 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Kokomo
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 16 banks and credit unions operate 27 locations in Kokomo, according to the FDIC and the NCUA. 27 of them have coordinates on record and are on the map. 15 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
27 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Kokomo
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: BMO and First Farmers Bank & Trust Co. have the most locations in Kokomo, with 4 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
BMO Bank · 4
BMO has 4 branches in Kokomo, 49 across Indiana and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Kokomo location is the West Side Branch at 2206 W Sycamore St, dating to 1958; the newest, at 429 N Main St, to 2010. 2 of its 4 Kokomo locations with published hours open on Saturday.
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North Side Branch2135 N Washington St, 46901
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
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West Side Branch2206 W Sycamore St, 46901
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
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Lincoln Road Financial Center Branch2800 S Reed Rd, 46902
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
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Main Street Kokomo In Branch429 N Main St, 46901
All hours
Mon 12 pm to 5 pm; Tue not published; Wed 12 pm to 5 pm; Thu not published; Fri 12 pm to 5 pm; Sat to Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
First Farmers Bank & Trust Co. Bank · 4
First Farmers Bank & Trust Co. has 4 branches in Kokomo, 32 across Indiana and 37 nationwide. FDIC records list its main office in Converse, IN and show it operating since 1932. With $3.50 billion in total assets on June 30, 2026, it ranks No. 372 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Kokomo location is the Kokomo North Office at 2041 N Reed Rd, dating to 1967; the newest, at 101 W Sycamore St, to 2014. It does not publish hours in the sources this page uses; check its site before you go.
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Kokomo Square Branch101 W Sycamore St, 46901
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Kokomo North Office2041 N Reed Rd, 46901
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Kokomo South Branch410 Flint Way, 46902
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Kokomo Central Branch501 W Lincoln Rd, 46902
Community First Bank of Indiana Bank · 3
Community First Bank of Indiana has 3 branches in Kokomo, 7 across Indiana and 7 nationwide. FDIC records list its main office in Kokomo, IN and show it operating since 2003. With $980.3 million in total assets on June 30, 2026, it ranks No. 1,069 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Kokomo location is its main office at 201 W Sycamore St, dating to 2003; the newest, at 1308 E Hoffer St, to 2008. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office201 W Sycamore St, 46901
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Hoffer Street Branch1308 E Hoffer St, 46902
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Dixon Road Branch2101 S Dixon Rd, 46902
Security Federal Savings Bank Bank · 2
Security Federal Savings Bank has 2 branches in Kokomo, 8 across Indiana and 8 nationwide. FDIC records list its main office in Logansport, IN and show it operating since 1934. With $464.4 million in total assets on June 30, 2026, it ranks No. 1,878 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Kokomo location is the Kokomo Markland Branch at 519 E Markland Ave, dating to 1934; the newest, at 1600 E Boulevard, to 2020. It does not publish hours in the sources this page uses; check its site before you go.
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Kokomo Boulevard Branch1600 E Boulevard, 46902
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Kokomo Markland Branch519 E Markland Ave, 46901
Solidarity Community Credit Union Credit union · 2
Solidarity Community Credit Union has 2 officees in Kokomo, 2 across Indiana. It is based in Kokomo, IN and $354.6 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Kokomo locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office201 E Southway Blvd, 46902
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Westside Branch214 N Dixon Rd, 46901
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
STAR Financial Bank Bank · 2
STAR Financial Bank has 2 branches in Kokomo, 37 across Indiana and 37 nationwide. FDIC records list its main office in Fort Wayne, IN and show it operating since 1988. With $3.23 billion in total assets on June 30, 2026, it ranks No. 400 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Kokomo location is the Walnut Street Branch at 114 E Walnut St, dating to 1999; the newest, at 2900 S Washington St, to 2005. It does not publish hours in the sources this page uses; check its site before you go.
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Walnut Street Branch114 E Walnut St, 46901
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South Wasington2900 S Washington St, 46902
City of Firsts Community Credit Union Credit union · 1
City of Firsts Community Credit Union has 1 office in Kokomo, 1 across Indiana. It is based in Kokomo, IN and $40.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office1120 S Main St, 46902
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Encompass Credit Union Credit union · 1
Encompass Credit Union has 1 office in Kokomo, 5 across Indiana. It is based in Tipton, IN and $265.3 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Reed Road Branch4020 South Reed Road, 46901
All hours
Mon to Thu 8:30 am to 4:30 pm; Fri 7 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Financial Builders Credit Union Credit union · 1
Financial Builders Credit Union has 1 office in Kokomo, 1 across Indiana. It is based in Kokomo, IN and $154.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office2828 S Lafountain St, 46902
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Financial Center First Credit Union Credit union · 1
Financial Center First Credit Union has 1 office in Kokomo, 10 across Indiana. It is based in Indianapolis, IN and $952.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Kokomo1935 S Dixon Rd, 46902
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Haynes Community Credit Union Credit union · 1
Haynes Community Credit Union has 1 office in Kokomo, 1 across Indiana. It is based in Kokomo, IN and $42.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office1801 S Park Rd, 46902
All hours
Mon to Thu 8 am to 4:30 pm; Fri 7:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Horizon Bank Bank · 1
Horizon Bank has 1 branch in Kokomo, 50 across Indiana and 79 nationwide. FDIC records list its main office in Michigan City, IN and show it operating since 1873. With $6.55 billion in total assets on June 30, 2026, it ranks No. 237 of 4,232 U.S. banks by total assets. The Kokomo Downtown Branch at 112 S Washington St dates to 1991 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kokomo Downtown Branch112 S Washington St, 46901
Howard County School Em Credit Union Credit union · 1
Howard County School Em Credit Union has 1 office in Kokomo, 1 across Indiana. It is based in Kokomo, IN and $32.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office105 W Southway Blvd, 46902
All hours
Mon to Fri 9 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Indiana Heartland Credit Union Credit union · 1
Indiana Heartland Credit Union has 1 office in Kokomo, 2 across Indiana. It is based in Kokomo, IN and $49.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office402 S Berkley Rd, 46901
All hours
Mon to Tue 8:30 am to 4:30 pm; Wed 8:30 am to 1 pm; Thu 8:30 am to 4:30 pm; Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
KeyBank Bank · 1
KeyBank has 1 branch in Kokomo, 34 across Indiana and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The Hoffer Street Branch at 1151 E Hoffer St dates to 1964 in FDIC branch records. It opens on Saturday.
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Hoffer Street Branch1151 E Hoffer St, 46902
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Kokomo, 80 across Indiana and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Southway at 3701 S Lafountain St dates to 1934 in FDIC branch records. It opens on Saturday.
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Southway3701 S Lafountain St, 46902
All hours
Mon not published; Tue to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Join a credit union in Kokomo
8 credit unions have 9 offices here: Solidarity Community Credit Union, Financial Center First Credit Union, Encompass Credit Union, Financial Builders Credit Union, Indiana Heartland Credit Union and Haynes Community Credit Union and 2 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Kokomo page has every office in the state's directory.
Banking in Kokomo: the local picture
Short answer: 8 banks run 18 branches in Kokomo according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 8 banks, 1 has its main office in Kokomo, 4 elsewhere in Indiana and 3 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Security Federal Savings Bank's office at 519 E Markland Ave, dating to 1934; the newest is Security Federal Savings Bank's at 1600 E Boulevard, from 2020.
8 credit unions have 9 offices in Kokomo, according to the NCUA. Who can join each one is on the credit unions page.
Of the 15 locations with published hours. 5 open on Saturday. 12 locations have no published hours in these sources.
Banks by ZIP code in Kokomo
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 46902 has the most bank and credit union offices in Kokomo (15), followed by 46901 (12). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 46902 | 15 | 13 | Community First Bank of Indiana, First Farmers Bank & Trust Co., BMO |
| 46901 | 12 | 9 | BMO, First Farmers Bank & Trust Co., Community First Bank of Indiana |
Banks and credit unions open on Saturday in Kokomo
Short answer: 5 of the 15 Kokomo locations with published hours open on Saturday, run by 4 institutions.
- BMO: 2 of 4 branches (2206 W Sycamore St: Saturday 9 am to 12 pm, and 1 more)
- PNC Bank: 1 of 1 branch (3701 S Lafountain St: Saturday 9 am to 1 pm)
- KeyBank: 1 of 1 branch (1151 E Hoffer St: Saturday 9 am to 12 pm)
- Encompass Credit Union: 1 of 1 office (4020 South Reed Road: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 12 of the 27 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Kokomo, and where the nearest one is if they do not.
Short answer: In Kokomo: PNC Bank (1), BMO (4). No branches in Kokomo: Chase (nearest in Westfield, 30 mi), Wells Fargo, Bank of America (nearest in Carmel, 32 mi), U.S. Bank (nearest in Connersville, 76 mi), Truist (nearest in New Albany, 148 mi), Fifth Third Bank (nearest in Westfield, 30 mi), Huntington (nearest in Alexandria, 28 mi), Regions Bank (nearest in Frankfort, 23 mi), TD Bank.
| Bank | In Kokomo | Nearest branch if none here |
|---|---|---|
| PNC Bank | 1 branch | here |
| BMO | 4 branches | here |
| Chase | None | Westfield, 30 miles away |
| Wells Fargo | None | none in Indiana |
| Bank of America | None | Carmel, 32 miles away |
| U.S. Bank | None | Connersville, 76 miles away |
| Truist | None | New Albany, 148 miles away |
| Fifth Third Bank | None | Westfield, 30 miles away |
| Huntington | None | Alexandria, 28 miles away |
| Regions Bank | None | Frankfort, 23 miles away |
| TD Bank | None | none in Indiana |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Kokomo to the nearest branch in Indiana.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Kokomo residents like anyone else.
Banks near Kokomo
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Tipton (14 miles) and Peru (20 miles). Peru, 20 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Tipton, IN | 14 mi | 3 | 3 |
| Banks in Peru, IN | 20 mi | 7 | 8 |
| Banks in Flora, IN | 21 mi | 4 | 4 |
| Banks in Elwood, IN | 21 mi | 2 | 2 |
| Banks in Logansport, IN | 23 mi | 5 | 6 |
| Banks in Frankfort, IN | 24 mi | 3 | 4 |
| Banks in Sheridan, IN | 24 mi | 2 | 2 |
| Banks in Cicero, IN | 25 mi | 2 | 2 |
Bank branch openings and closings in Kokomo
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Kokomo between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Kokomo
Short answer: 7 institutions have their main office in Kokomo: Community First Bank of Indiana, Solidarity Community Credit Union, Financial Builders Credit Union and Indiana Heartland Credit Union and 3 more.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Community First Bank of Indiana | Bank | $980.3 million | 3 |
| Solidarity Community Credit Union | Credit union | $354.6 million | 2 |
| Financial Builders Credit Union | Credit union | $154.9 million | 1 |
| Indiana Heartland Credit Union | Credit union | $49.0 million | 1 |
| Haynes Community Credit Union | Credit union | $42.4 million | 1 |
| City of Firsts Community Credit Union | Credit union | $40.1 million | 1 |
| Howard County School Em Credit Union | Credit union | $32.2 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Kokomo by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Kokomo offices.
Short answer: PNC Bank is the largest bank with offices in Kokomo, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. BMO is second with $254.97 billion. 1 of the 8 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| BMO | $254.97 billion | No. 16 | 4 | Chicago, IL |
| KeyBank | $188.56 billion | No. 23 | 1 | Cleveland, OH |
| Horizon Bank | $6.55 billion | No. 237 | 1 | Michigan City, IN |
| First Farmers Bank & Trust Co. | $3.50 billion | No. 372 | 4 | Converse, IN |
| STAR Financial Bank | $3.23 billion | No. 400 | 2 | Fort Wayne, IN |
| Community First Bank of Indiana | $980.3 million | No. 1,069 | 3 | Kokomo, IN |
| Security Federal Savings Bank | $464.4 million | No. 1,878 | 2 | Logansport, IN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Kokomo: FAQ
How many banks are in Kokomo, IN?
Kokomo has 8 banks with 18 branches and 8 credit unions with 9 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Kokomo?
BMO, with 4. First Farmers Bank & Trust Co. has 4 and Community First Bank of Indiana has 3.
Is there a BMO in Kokomo, IN?
Yes. FDIC data lists 4 BMO branches in Kokomo as of September 5, 2026. Its branches are listed under BMO above, with the address and directions for each.
Is there a First Farmers Bank & Trust Co. in Kokomo, IN?
Yes. FDIC data lists 4 First Farmers Bank & Trust Co. branches in Kokomo as of September 5, 2026. Its branches are listed under First Farmers Bank & Trust Co. above, with the address and directions for each.
Is there a Community First Bank of Indiana in Kokomo, IN?
Yes. FDIC data lists 3 Community First Bank of Indiana branches in Kokomo as of September 5, 2026, the main office at 201 W Sycamore St. Its branches are listed under Community First Bank of Indiana above, with the address and directions for each.
Is there a Chase in Kokomo, IN?
No. FDIC data lists no Chase branch in Kokomo as of September 5, 2026. The nearest is in Westfield, about 30 miles away in a straight line.
Which banks in Kokomo are open on Saturday?
BMO, PNC Bank, KeyBank and Encompass Credit Union publish Saturday hours for one or more Kokomo locations. The Saturday section above lists each one with its hours. 12 of the 27 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Kokomo?
Community First Bank of Indiana, Solidarity Community Credit Union, Financial Builders Credit Union, Indiana Heartland Credit Union and Haynes Community Credit Union and 2 more have their main office in Kokomo, according to the FDIC and the NCUA.
What is the oldest bank in Kokomo?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Kokomo?
Solidarity Community Credit Union, Financial Center First Credit Union, Encompass Credit Union and Financial Builders Credit Union and 4 more have offices in Kokomo. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Kokomo in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Kokomo?
Nearby cities with more banks include Tipton, Peru, Flora. Tipton is 14 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 9 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (6 of 18 branches: BMO, KeyBank, PNC Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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