US Bank Directory

Banks in Flora, IN

4 FDIC-insured banks operate 4 offices in Flora, Indiana.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Flora

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in Flora, according to the FDIC. 4 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Flora

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 4 banks share the most locations in Flora, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Farmers Bank & Trust Co. 1 branch · main office Converse, IN Bank · 1

First Farmers Bank & Trust Co. has 1 branch in Flora, 32 across Indiana and 37 nationwide. FDIC records list its main office in Converse, IN and show it operating since 1932. With $3.50 billion in total assets on June 30, 2026, it ranks No. 372 of 4,232 U.S. banks by total assets. The Flora Branch at 709 E Columbia St dates to 2015 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

First Farmers Bank & Trust Co.: profile, branches and contacts
First Financial Bank 1 branch · main office Cincinnati, OH Bank · 1

First Financial Bank has 1 branch in Flora, 63 across Indiana and 165 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $22.35 billion in total assets on June 30, 2026, it ranks No. 97 of 4,232 U.S. banks by total assets. The Flora Branch at 817 E Columbia St dates to 1977 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

First Financial Bank: profile, branches and contacts
First Merchants Bank 1 branch · main office Muncie, IN Bank · 1

First Merchants Bank has 1 branch in Flora, 90 across Indiana and 135 nationwide. FDIC records list its main office in Muncie, IN and show it operating since 1893. With $21.32 billion in total assets on June 30, 2026, it ranks No. 101 of 4,232 U.S. banks by total assets. The Flora Branch at 805 E Columbia St dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

First Merchants Bank: profile, branches and contacts
Horizon Bank 1 branch · main office Michigan City, IN Bank · 1

Horizon Bank has 1 branch in Flora, 50 across Indiana and 79 nationwide. FDIC records list its main office in Michigan City, IN and show it operating since 1873. With $6.55 billion in total assets on June 30, 2026, it ranks No. 237 of 4,232 U.S. banks by total assets. The Flora Branch at 106 W Columbia St dates to 1982 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Horizon Bank: profile, branches and contacts

Banking in Flora: the local picture

Short answer: 4 banks run 4 branches in Flora according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in Flora, 3 elsewhere in Indiana and 1 out of state, according to the FDIC.

The bank with the longest record here is First Financial Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is First Financial Bank's office at 817 E Columbia St, dating to 1977; the newest is First Farmers Bank & Trust Co.'s at 709 E Columbia St, from 2015.

None of the 4 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Flora, and where the nearest one is if they do not.

Short answer: No branches in Flora: Chase (nearest in Lafayette, 20 mi), Wells Fargo, Bank of America (nearest in Carmel, 43 mi), PNC Bank (nearest in Logansport, 16 mi), U.S. Bank (nearest in Connersville, 95 mi), Truist (nearest in New Albany, 157 mi), Fifth Third Bank (nearest in Lafayette, 20 mi), Huntington (nearest in Lafayette, 22 mi), Regions Bank (nearest in Delphi, 9 mi), TD Bank, BMO (nearest in Kokomo, 19 mi).

BankIn FloraNearest branch if none here
ChaseNoneLafayette, 20 miles away
Wells FargoNonenone in Indiana
Bank of AmericaNoneCarmel, 43 miles away
PNC BankNoneLogansport, 16 miles away
U.S. BankNoneConnersville, 95 miles away
TruistNoneNew Albany, 157 miles away
Fifth Third BankNoneLafayette, 20 miles away
HuntingtonNoneLafayette, 22 miles away
Regions BankNoneDelphi, 9 miles away
TD BankNonenone in Indiana
BMONoneKokomo, 19 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Flora to the nearest branch in Indiana.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Flora residents like anyone else.

Banks near Flora

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Delphi (9 miles) and Rossville (10 miles). Lafayette, 21 miles away, has the most banks nearby: 15.

Bank branch openings and closings in Flora

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Flora between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Flora by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Flora offices.

Short answer: First Financial Bank is the largest bank with offices in Flora, with $22.35 billion in total assets on June 30, 2026, No. 97 among U.S. banks by total assets. First Merchants Bank is second with $21.32 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First Financial Bank$22.35 billionNo. 971Cincinnati, OH
First Merchants Bank$21.32 billionNo. 1011Muncie, IN
Horizon Bank$6.55 billionNo. 2371Michigan City, IN
First Farmers Bank & Trust Co.$3.50 billionNo. 3721Converse, IN

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Flora: FAQ

How many banks are in Flora, IN?

Flora has 4 banks with 4 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Flora?

First Financial Bank, with 1. First Merchants Bank has 1 and Horizon Bank has 1.

Is there a First Financial Bank in Flora, IN?

Yes. FDIC data lists 1 First Financial Bank branch in Flora as of September 5, 2026. The address and directions are under First Financial Bank above.

Is there a First Merchants Bank in Flora, IN?

Yes. FDIC data lists 1 First Merchants Bank branch in Flora as of September 5, 2026. The address and directions are under First Merchants Bank above.

Is there a Horizon Bank in Flora, IN?

Yes. FDIC data lists 1 Horizon Bank branch in Flora as of September 5, 2026. The address and directions are under Horizon Bank above.

Is there a Chase in Flora, IN?

No. FDIC data lists no Chase branch in Flora as of September 5, 2026. The nearest is in Lafayette, about 20 miles away in a straight line.

What is the oldest bank in Flora?

First Financial Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.

Did any bank branches open or close in Flora in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Flora?

Nearby cities with more banks include Delphi, Rossville, Logansport. Delphi is 9 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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