US Bank Directory
Banks in Peru, IN
7 FDIC-insured banks operate 8 offices in Peru, Indiana, and 2 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Peru
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 9 banks and credit unions operate 11 locations in Peru, according to the FDIC and the NCUA. 11 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
11 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Peru
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First Farmers Bank & Trust Co. has the most locations in Peru, with 2. The other 6 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Beacon Credit Union Credit union · 2
Beacon Credit Union has 2 officees in Peru, 23 across Indiana. It is based in Wabash, IN and $1.77 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Peru locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Peru North820 N Broadway, 46970
All hours
Mon to Tue 8:30 am to 5 pm; Wed 8:30 am to 12 pm; Thu to Fri 8:30 am to 5 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Peru West904 W Main St, 46970
All hours
Mon 8:30 am to 5 pm; Tue to Thu not published; Fri 9 am to 12 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
First Farmers Bank & Trust Co. Bank · 2
First Farmers Bank & Trust Co. has 2 branches in Peru, 32 across Indiana and 37 nationwide. FDIC records list its main office in Converse, IN and show it operating since 1932. With $3.50 billion in total assets on June 30, 2026, it ranks No. 372 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Peru location is the Peru River Branch at 120 S Broadway, dating to 1997; the newest, at 858 N Broadway, to 2021. It does not publish hours in the sources this page uses; check its site before you go.
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Peru River Branch120 S Broadway, 46970
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Peru North Branch858 N Broadway, 46970
Crossroads Bank Bank · 1
Crossroads Bank has 1 branch in Peru, 7 across Indiana and 7 nationwide. FDIC records list its main office in Wabash, IN and show it operating since 1920. With $616.1 million in total assets on June 30, 2026, it ranks No. 1,538 of 4,232 U.S. banks by total assets. The Peru Branch at 855 N Broadway dates to 2016 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Peru Branch855 N Broadway, 46970
First Bank of Berne Bank · 1
First Bank of Berne has 1 branch in Peru, 6 across Indiana and 7 nationwide. FDIC records list its main office in Berne, IN and show it operating since 1891. With $1.09 billion in total assets on June 30, 2026, it ranks No. 966 of 4,232 U.S. banks by total assets. The Peru Branch at 915 W Main St dates to 1886 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Peru Branch915 W Main St, 46970
First Merchants Bank Bank · 1
First Merchants Bank has 1 branch in Peru, 90 across Indiana and 135 nationwide. FDIC records list its main office in Muncie, IN and show it operating since 1893. With $21.32 billion in total assets on June 30, 2026, it ranks No. 101 of 4,232 U.S. banks by total assets. The Peru Branch at 990 W Main St dates to 1985 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Peru Branch990 W Main St, 46970
Flagstar Bank · 1
Flagstar has 1 branch in Peru, 24 across Indiana and 345 nationwide. FDIC records list its main office in Hicksville, NY and show it operating since 1987. With $87.71 billion in total assets on June 30, 2026, it ranks No. 36 of 4,232 U.S. banks by total assets. The Peru Main Branch at 12 N Broadway dates to 1904 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Peru Main Branch12 N Broadway, 46970
Hometown Credit Union Credit union · 1
Hometown Credit Union has 1 office in Peru, 1 across Indiana. It is based in Peru, IN and $37.5 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office151 N Broadway, 46970
All hours
Mon to Tue 8:30 am to 5 pm; Wed 8:30 am to 1 pm; Thu 8:30 am to 5 pm; Fri not published; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Logansport Savings Bank Bank · 1
Logansport Savings Bank has 1 branch in Peru, 2 across Indiana and 2 nationwide. FDIC records list its main office in Logansport, IN and show it operating since 1925. With $276.5 million in total assets on June 30, 2026, it ranks No. 2,600 of 4,232 U.S. banks by total assets. The Logansport Savings Bank Branch at 851 N Broadway dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Logansport Savings Bank Branch851 N Broadway, 46970
PNC Bank Bank · 1
PNC Bank has 1 branch in Peru, 80 across Indiana and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Peru Branch at 5 S Miami St dates to 2002 in FDIC branch records. It opens on Saturday.
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Peru Branch5 S Miami St, 46970
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Join a credit union in Peru
2 credit unions have 3 offices here: Beacon Credit Union and Hometown Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Peru page has every office in the state's directory.
Banking in Peru: the local picture
Short answer: 7 banks run 8 branches in Peru according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 0 have their main office in Peru, 5 elsewhere in Indiana and 2 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is First Bank of Berne's office at 915 W Main St, dating to 1886; the newest is Logansport Savings Bank's at 851 N Broadway, from 2025.
2 credit unions have 3 offices in Peru, according to the NCUA. Who can join each one is on the credit unions page.
Of the 4 locations with published hours. 3 open on Saturday. 7 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Peru
Short answer: 3 of the 4 Peru locations with published hours open on Saturday, run by 3 institutions.
- PNC Bank: 1 of 1 branch (5 S Miami St: Saturday 9 am to 1 pm)
- Beacon Credit Union: 1 of 2 offices (820 N Broadway: Saturday 8:30 am to 12 pm)
- Hometown Credit Union: 1 of 1 office (151 N Broadway: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Peru, and where the nearest one is if they do not.
Short answer: In Peru: PNC Bank (1). No branches in Peru: Chase (nearest in Columbia City, 42 mi), Wells Fargo, Bank of America (nearest in Carmel, 52 mi), U.S. Bank (nearest in Richmond, 88 mi), Truist (nearest in New Albany, 167 mi), Fifth Third Bank (nearest in Lafayette, 47 mi), Huntington (nearest in Alexandria, 40 mi), Regions Bank (nearest in Marion, 27 mi), TD Bank, BMO (nearest in Kokomo, 18 mi).
| Bank | In Peru | Nearest branch if none here |
|---|---|---|
| PNC Bank | 1 branch | here |
| Chase | None | Columbia City, 42 miles away |
| Wells Fargo | None | none in Indiana |
| Bank of America | None | Carmel, 52 miles away |
| U.S. Bank | None | Richmond, 88 miles away |
| Truist | None | New Albany, 167 miles away |
| Fifth Third Bank | None | Lafayette, 47 miles away |
| Huntington | None | Alexandria, 40 miles away |
| Regions Bank | None | Marion, 27 miles away |
| TD Bank | None | none in Indiana |
| BMO | None | Kokomo, 18 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Peru to the nearest branch in Indiana.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Peru residents like anyone else.
Banks near Peru
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Wabash (13 miles) and Logansport (14 miles). Kokomo, 20 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Wabash, IN | 13 mi | 4 | 4 |
| Banks in Logansport, IN | 14 mi | 5 | 6 |
| Banks in Kokomo, IN | 20 mi | 8 | 18 |
| Banks in Rochester, IN | 22 mi | 4 | 4 |
| Banks in North Manchester, IN | 23 mi | 3 | 3 |
| Banks in Marion, IN | 25 mi | 6 | 9 |
| Banks in Flora, IN | 27 mi | 4 | 4 |
| Banks in Gas City, IN | 31 mi | 2 | 2 |
Bank branch openings and closings in Peru
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Peru between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Peru
Short answer: 1 institution has its main office in Peru: Hometown Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Hometown Credit Union | Credit union | $37.5 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Peru by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Peru offices.
Short answer: PNC Bank is the largest bank with offices in Peru, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. Flagstar is second with $87.71 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Flagstar | $87.71 billion | No. 36 | 1 | Hicksville, NY |
| First Merchants Bank | $21.32 billion | No. 101 | 1 | Muncie, IN |
| First Farmers Bank & Trust Co. | $3.50 billion | No. 372 | 2 | Converse, IN |
| First Bank of Berne | $1.09 billion | No. 966 | 1 | Berne, IN |
| Crossroads Bank | $616.1 million | No. 1,538 | 1 | Wabash, IN |
| Logansport Savings Bank | $276.5 million | No. 2,600 | 1 | Logansport, IN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Peru: FAQ
How many banks are in Peru, IN?
Peru has 7 banks with 8 branches and 2 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Peru?
First Farmers Bank & Trust Co., with 2. PNC Bank has 1 and Flagstar has 1.
Is there a First Farmers Bank & Trust Co. in Peru, IN?
Yes. FDIC data lists 2 First Farmers Bank & Trust Co. branches in Peru as of September 5, 2026. Its branches are listed under First Farmers Bank & Trust Co. above, with the address and directions for each.
Is there a PNC Bank in Peru, IN?
Yes. FDIC data lists 1 PNC Bank branch in Peru as of September 5, 2026. The address and directions are under PNC Bank above.
Is there a Flagstar in Peru, IN?
Yes. FDIC data lists 1 Flagstar branch in Peru as of September 5, 2026. The address and directions are under Flagstar above.
Is there a Chase in Peru, IN?
No. FDIC data lists no Chase branch in Peru as of September 5, 2026. The nearest is in Columbia City, about 42 miles away in a straight line.
Which banks in Peru are open on Saturday?
PNC Bank, Beacon Credit Union and Hometown Credit Union publish Saturday hours for one or more Peru locations. The Saturday section above lists each one with its hours. 7 of the 11 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Peru?
Hometown Credit Union has its main office in Peru, according to the FDIC and the NCUA.
What is the oldest bank in Peru?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Peru?
Beacon Credit Union and Hometown Credit Union have offices in Peru. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Peru in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Peru?
Nearby cities with more banks include Wabash, Logansport, Kokomo. Wabash is 13 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 8 branches: PNC Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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