US Bank Directory
Banks in Wabash, IN
4 FDIC-insured banks operate 4 offices in Wabash, Indiana, and 3 credit unions have 5 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Wabash
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 9 locations in Wabash, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
9 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Wabash
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Wabash, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Beacon Credit Union Credit union · 3
Beacon Credit Union has 3 officees in Wabash, 23 across Indiana. It is based in Wabash, IN and $1.77 billion in assets on March 31, 2026, according to its NCUA call report. All 3 of its Wabash locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office586 S Wabash St, 46992
All hours
Mon to Tue 8:30 am to 5 pm; Wed 8:30 am to 12 pm; Thu to Fri 8:30 am to 5 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Wabash North100 Wedcor Ave, 46992
All hours
Mon to Fri 8:30 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Wabash641 S Miami St, 46992
All hours
Mon to Fri 8:30 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Concora Wabash Credit Union Credit union · 1
Concora Wabash Credit Union has 1 office in Wabash, 1 across Indiana. It is based in Wabash, IN and $1.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office455 Factory St, 46992
All hours
Mon 8 am to 12 pm; Tue to Fri 8 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Crossroads Bank Bank · 1
Crossroads Bank has 1 branch in Wabash, 7 across Indiana and 7 nationwide. FDIC records list its main office in Wabash, IN and show it operating since 1920. With $616.1 million in total assets on June 30, 2026, it ranks No. 1,538 of 4,232 U.S. banks by total assets. Its main office at 1205 N Cass St dates to 1920 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office1205 N Cass St, 46992
First Farmers Bank & Trust Co. Bank · 1
First Farmers Bank & Trust Co. has 1 branch in Wabash, 32 across Indiana and 37 nationwide. FDIC records list its main office in Converse, IN and show it operating since 1932. With $3.50 billion in total assets on June 30, 2026, it ranks No. 372 of 4,232 U.S. banks by total assets. The Wabash Branch at 1004 N Cass St dates to 1989 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Wabash Branch1004 N Cass St, 46992
First Merchants Bank Bank · 1
First Merchants Bank has 1 branch in Wabash, 90 across Indiana and 135 nationwide. FDIC records list its main office in Muncie, IN and show it operating since 1893. With $21.32 billion in total assets on June 30, 2026, it ranks No. 101 of 4,232 U.S. banks by total assets. The Wabash Branch at 1250 N Cass St dates to 1977 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Wabash Branch1250 N Cass St, 46992
Flagstar Bank · 1
Flagstar has 1 branch in Wabash, 24 across Indiana and 345 nationwide. FDIC records list its main office in Hicksville, NY and show it operating since 1987. With $87.71 billion in total assets on June 30, 2026, it ranks No. 36 of 4,232 U.S. banks by total assets. The Wabash Branch at 841 N Cass St dates to 1964 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Wabash Branch841 N Cass St, 46992
Fo Me Bo Co Credit Union Credit union · 1
Fo Me Bo Co Credit Union has 1 office in Wabash, 1 across Indiana. It is based in Wabash, IN and $4.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office775 Manchester Ave, 46992
All hours
Mon to Fri 12 pm to 3:45 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Wabash
3 credit unions have 5 offices here: Beacon Credit Union, Fo Me Bo Co Credit Union and Concora Wabash Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Wabash page has every office in the state's directory.
Banking in Wabash: the local picture
Short answer: 4 banks run 4 branches in Wabash according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 1 has its main office in Wabash, 2 elsewhere in Indiana and 1 out of state, according to the FDIC.
The bank with the longest record here is First Merchants Bank, operating since 1893 according to the FDIC. In FDIC branch records, the longest-running branch is Crossroads Bank's office at 1205 N Cass St, dating to 1920; the newest is First Farmers Bank & Trust Co.'s at 1004 N Cass St, from 1989.
3 credit unions have 5 offices in Wabash, according to the NCUA. Who can join each one is on the credit unions page.
Of the 5 locations with published hours. 3 open on Saturday. 4 locations have no published hours in these sources.
Credit unions open on Saturday in Wabash
Short answer: 3 of the 5 Wabash locations with published hours open on Saturday, run by 1 institution.
- Beacon Credit Union: 3 of 3 offices (586 S Wabash St: Saturday 8:30 am to 12 pm, and 2 more)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 9 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Wabash, and where the nearest one is if they do not.
Short answer: No branches in Wabash: Chase (nearest in Columbia City, 31 mi), Wells Fargo, Bank of America (nearest in Carmel, 58 mi), PNC Bank (nearest in Peru, 13 mi), U.S. Bank (nearest in Richmond, 82 mi), Truist (nearest in New Albany, 170 mi), Fifth Third Bank (nearest in Fort Wayne, 37 mi), Huntington (nearest in Alexandria, 39 mi), Regions Bank (nearest in Marion, 22 mi), TD Bank, BMO (nearest in Kokomo, 26 mi).
| Bank | In Wabash | Nearest branch if none here |
|---|---|---|
| Chase | None | Columbia City, 31 miles away |
| Wells Fargo | None | none in Indiana |
| Bank of America | None | Carmel, 58 miles away |
| PNC Bank | None | Peru, 13 miles away |
| U.S. Bank | None | Richmond, 82 miles away |
| Truist | None | New Albany, 170 miles away |
| Fifth Third Bank | None | Fort Wayne, 37 miles away |
| Huntington | None | Alexandria, 39 miles away |
| Regions Bank | None | Marion, 22 miles away |
| TD Bank | None | none in Indiana |
| BMO | None | Kokomo, 26 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Wabash to the nearest branch in Indiana.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Wabash residents like anyone else.
Banks near Wabash
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are North Manchester (13 miles) and Peru (13 miles). Huntington, 18 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in North Manchester, IN | 13 mi | 3 | 3 |
| Banks in Peru, IN | 13 mi | 7 | 8 |
| Banks in Huntington, IN | 18 mi | 9 | 12 |
| Banks in Marion, IN | 19 mi | 6 | 9 |
| Banks in Gas City, IN | 26 mi | 2 | 2 |
| Banks in Roanoke, IN | 26 mi | 2 | 2 |
| Banks in Rochester, IN | 26 mi | 4 | 4 |
| Banks in Logansport, IN | 27 mi | 5 | 6 |
Bank branch openings and closings in Wabash
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Wabash between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Wabash
Short answer: 4 institutions have their main office in Wabash: Beacon Credit Union, Crossroads Bank, Fo Me Bo Co Credit Union and Concora Wabash Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Beacon Credit Union | Credit union | $1.77 billion | 3 |
| Crossroads Bank | Bank | $616.1 million | 1 |
| Fo Me Bo Co Credit Union | Credit union | $4.0 million | 1 |
| Concora Wabash Credit Union | Credit union | $1.1 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Wabash by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Wabash offices.
Short answer: Flagstar is the largest bank with offices in Wabash, with $87.71 billion in total assets on June 30, 2026, No. 36 among U.S. banks by total assets. First Merchants Bank is second with $21.32 billion. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Flagstar | $87.71 billion | No. 36 | 1 | Hicksville, NY |
| First Merchants Bank | $21.32 billion | No. 101 | 1 | Muncie, IN |
| First Farmers Bank & Trust Co. | $3.50 billion | No. 372 | 1 | Converse, IN |
| Crossroads Bank | $616.1 million | No. 1,538 | 1 | Wabash, IN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Wabash: FAQ
How many banks are in Wabash, IN?
Wabash has 4 banks with 4 branches and 3 credit unions with 5 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Wabash?
Flagstar, with 1. First Merchants Bank has 1 and First Farmers Bank & Trust Co. has 1.
Is there a Flagstar in Wabash, IN?
Yes. FDIC data lists 1 Flagstar branch in Wabash as of September 5, 2026. The address and directions are under Flagstar above.
Is there a First Merchants Bank in Wabash, IN?
Yes. FDIC data lists 1 First Merchants Bank branch in Wabash as of September 5, 2026. The address and directions are under First Merchants Bank above.
Is there a First Farmers Bank & Trust Co. in Wabash, IN?
Yes. FDIC data lists 1 First Farmers Bank & Trust Co. branch in Wabash as of September 5, 2026. The address and directions are under First Farmers Bank & Trust Co. above.
Is there a Chase in Wabash, IN?
No. FDIC data lists no Chase branch in Wabash as of September 5, 2026. The nearest is in Columbia City, about 31 miles away in a straight line.
Which banks in Wabash are open on Saturday?
Beacon Credit Union publishes Saturday hours for one or more Wabash locations. The Saturday section above lists each one with its hours. 4 of the 9 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Wabash?
Beacon Credit Union, Crossroads Bank, Fo Me Bo Co Credit Union and Concora Wabash Credit Union have their main office in Wabash, according to the FDIC and the NCUA.
What is the oldest bank in Wabash?
First Merchants Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1893.
Which credit unions can I join in Wabash?
Beacon Credit Union, Fo Me Bo Co Credit Union and Concora Wabash Credit Union have offices in Wabash. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Wabash in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Wabash?
Nearby cities with more banks include North Manchester, Peru, Huntington. North Manchester is 13 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 5 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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