FDIC-insured bank
Midland States Bank — Effingham, IL
Bank headquartered in Effingham, Illinois, part of MIDLAND STATES BCORP INC.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Headquarters and contact
| Address | 1201 Network Centre Dr Effingham, IL 62401 |
| County | Effingham |
| Metro area | Effingham, IL |
| Website | www.midlandsb.com |
| Phone | not published in FDIC data, see the bank's website |
FDIC record
| FDIC Certificate | 1040 |
| Federal Reserve RSSD ID | 773247 |
| Status | Active |
| Charter class | SM (STATE) |
| Holding company | MIDLAND STATES BCORP INC |
| Domestic offices | 60 |
| Financials as of | June 30, 2026 |
How to find your Midland States Bank routing number
FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.midlandsb.com.
Share one credit line with people you trust. Everyone gets their own limit.
Offices nearest to headquarters
| Midland States Bank main office Effingham, IL |
1201 Network Centre Dr, 62401 |
| Sba And Internet Banking Branch Effingham, IL |
1201 Network Centre Dr, 62401 |
| Effingham Main Branch Effingham, IL |
110 S 5th St, 62401 |
| Farina Branch Farina, IL |
300 W Madison St, 62838 |
| Vandalia Branch Vandalia, IL |
1611 Veterans Ave, 62471 |
| Centralia Branch Centralia, IL |
200 S Poplar St, 62801 |
| Greenville Branch Greenville, IL |
318 W College Ave, 62246 |
| Champaign Branch Champaign, IL |
1617 W Springfield Ave, 61821 |
| Smithton Branch Smithton, IL |
514 S Main St, 62285 |
| Jennings Branch Jennings, MO |
8021 West Florissant Ave, 63136 |
| Waterloo North Branch Waterloo, IL |
812 N Market St, 62298 |
| Manchester Avenue Branch Saint Louis, MO |
4321 Manchester Ave, 63110 |
60 offices in total. Browse them by city through the state pages.
Where Midland States Bank has offices
Cities with the most Midland States Bank offices
Other banks headquartered in Effingham
| Dieterich Bank | $1.55 billion |
| Washington Savings Bank | $585.34 million |
| Crossroads Bank | $234.74 million |
Largest banks headquartered elsewhere in Illinois
| BMO Bank National Association Chicago | $254.97 billion |
| The Northern Trust Company Chicago | $178.57 billion |
| CIBC Bank USA Chicago | $66.50 billion |
| Busey Bank Champaign | $18.15 billion |
| Byline Bank Chicago | $9.91 billion |
| Wintrust Bank, National Association Chicago | $9.57 billion |
| Lake Forest Bank & Trust Company, National Association Lake Forest | $9.25 billion |
| First Mid Bank & Trust, National Association Mattoon | $9.14 billion |
Compare before you open an account: today's CD and savings rates, the CD calculator and the savings calculator.
