US Bank Directory

Banks in Champaign, IL

21 FDIC-insured banks operate 32 offices in Champaign, Illinois, and 4 credit unions have 6 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Champaign

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 25 banks and credit unions operate 38 locations in Champaign, according to the FDIC and the NCUA. 37 of them have coordinates on record and are on the map. 9 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

37 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Champaign

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: PNC Bank and Busey Bank have the most locations in Champaign, with 4 each. 15 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Busey Bank 4 branches · main office Champaign, IL Bank · 4

Busey Bank has 4 branches in Champaign, 50 across Illinois and 81 nationwide. FDIC records list its main office in Champaign, IL and show it operating since 1946. With $18.15 billion in total assets on June 30, 2026, it ranks No. 112 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Champaign location is its main office at 100 W University Ave, dating to 1946; the newest, at 3002 W Windsor Rd, to 1995. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    100 W University Ave, 61820
    Hours: see the bank's site
  • Bank West Facility
    2011 W Springfield Ave, 61821
    Hours: see the bank's site
  • Robeson Crossing Branch
    3002 W Windsor Rd, 61822
    Hours: see the bank's site
  • Champaign Facility
    909 W Kirby Ave, 61821
    Hours: see the bank's site
Busey Bank: profile, branches and contacts
PNC Bank PNC Bank, National Association · 4 branches · main office Wilmington, DE Bank · 4

PNC Bank has 4 branches in Champaign, 148 across Illinois and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Champaign location is the Midtown Plaza Branch at 302 S 1st St, dating to 1932; the newest, at 1164 South 6th Street, to 2023. All 2 of its Champaign locations with published hours open on Saturday.

  • Pnc Mobile Champaign County Il Branch
    1164 South 6th Street, 61820
    Hours: see the bank's site
  • Kirby And Mattis Facility
    1771 W Kirby Ave, 61821
    Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026

  • Midtown Plaza Branch
    302 S 1st St, 61820
    Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026

  • University Of Il - Urbana Branch
    809 S Wright St, 61820
    Hours: see the bank's site
PNC Bank: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 3 branches · main office Columbus, OH Bank · 3

Chase has 3 branches in Champaign, 265 across Illinois and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Champaign location is the Champaign Main Branch at 201 W University Ave, dating to 1899; the newest, at 2512 N. Prospect Ave, to 2023. It opens on Saturday.

  • Champaign Main Branch
    201 W University Ave, 61820
    (217) 353-4234Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

  • North Prospect Branch
    2512 N. Prospect Ave, 61822
    Hours: see the bank's site
  • Mattis And Springfield
    301 S Mattis Ave, 61821
    Hours: see the bank's site
Chase: profile, branches and contacts
BankChampaign 2 branches · main office Champaign, IL Bank · 2

BankChampaign has 2 branches in Champaign, 2 across Illinois and 2 nationwide. FDIC records list its main office in Champaign, IL and show it operating since 1977. With $242.8 million in total assets on June 30, 2026, it ranks No. 2,765 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Champaign location is its main office at 2101 S Neil St, dating to 1977; the newest, at 5 Convenience Center Rd, to 1990. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    2101 S Neil St, 61820
    Hours: see the bank's site
  • Market Place Branch
    5 Convenience Center Rd, 61820
    Hours: see the bank's site
BankChampaign: profile, branches and contacts
Clifford-jacobs Employees Credit Union 2 offices · main office Champaign, IL Credit union · 2

Clifford-jacobs Employees Credit Union has 2 officees in Champaign, 2 across Illinois. It is based in Champaign, IL and $1.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    2410 N 5Th St, 61822
    (217) 356-0081Today: hours not published
    All hours

    Mon not published; Tue 2 pm to 4 pm; Wed not published; Thu 2 pm to 4 pm; Fri to Sun not published

    Hours: NCUA, March 31, 2026

  • Clifford-Jacobs Forging
    2410 N 5Th St, 61822
    (217) 356-0081Hours: see the credit union's site
Clifford-jacobs Employees Credit Union: profile, branches and contacts
First Financial Bank 2 branches · main office Terre Haute, IN Bank · 2

First Financial Bank has 2 branches in Champaign, 24 across Illinois and 83 nationwide. FDIC records list its main office in Terre Haute, IN and show it operating since 1863. With $6.17 billion in total assets on June 30, 2026, it ranks No. 245 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Champaign location is the Freestar Bank - Champaign Branch at 1205 S Neil St, dating to 2006; the newest, at 1611 S Prospect Ave, to 2007. It does not publish hours in the sources this page uses; check its site before you go.

  • Freestar Bank - Champaign Branch
    1205 S Neil St, 61820
    Hours: see the bank's site
  • Prospect Avenue Branch
    1611 S Prospect Ave, 61820
    Hours: see the bank's site
First Financial Bank: profile, branches and contacts
Heartland Bank 2 branches · main office Bloomington, IL Bank · 2

Heartland Bank has 2 branches in Champaign, 82 across Illinois and 87 nationwide. FDIC records list its main office in Bloomington, IL and show it operating since 1971. With $6.72 billion in total assets on June 30, 2026, it ranks No. 231 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Champaign location is the C-U Windsor Branch at 1101 W Windsor Rd, dating to 2001; the newest, at 2101 W Springfield Ave, to 2004. It does not publish hours in the sources this page uses; check its site before you go.

  • C-U Windsor Branch
    1101 W Windsor Rd, 61821
    Hours: see the bank's site
  • C-U Springfield Branch
    2101 W Springfield Ave, 61821
    Hours: see the bank's site
Heartland Bank: profile, branches and contacts
University of Illinois Community Credit Union 2 offices · main office Champaign, IL Credit union · 2

University of Illinois Community Credit Union has 2 officees in Champaign, 8 across Illinois. It is based in Champaign, IL and $767.1 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Champaign locations with published hours lists Saturday hours.

Who can join: see the credit union's site.

  • Main Office main office
    2201 S 1St St, 61820
    (217) 278-7700Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Illinois Educators Credit Union
    1203 S Mattis Ave, 61821
    (217) 278-7700Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

University of Illinois Community Credit Union: profile, branches and contacts
Bank of Springfield 1 branch · main office Springfield, IL Bank · 1

Bank of Springfield has 1 branch in Champaign, 15 across Illinois and 17 nationwide. FDIC records list its main office in Springfield, IL and show it operating since 1965. With $2.00 billion in total assets on June 30, 2026, it ranks No. 608 of 4,232 U.S. banks by total assets. The Champaign Facility Branch at 1015 W Windsor Rd dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Champaign Facility Branch
    1015 W Windsor Rd, 61821
    Hours: see the bank's site
Bank of Springfield: profile, branches and contacts
Central Illinois Credit Union 1 office · main office Champaign, IL Credit union · 1

Central Illinois Credit Union has 1 office in Champaign, 2 across Illinois. It is based in Champaign, IL and $25.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    2106 W John St, 61821
    (217) 356-9721Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Central Illinois Credit Union: profile, branches and contacts
CIBM Bank 1 branch · main office Champaign, IL Bank · 1

CIBM Bank has 1 branch in Champaign, 6 across Illinois and 9 nationwide. FDIC records list its main office in Champaign, IL and show it operating since 1921. With $819.7 million in total assets on June 30, 2026, it ranks No. 1,234 of 4,232 U.S. banks by total assets. Its main office at 2913 W Kirby Ave dates to 1921 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    2913 W Kirby Ave, 61821
    Hours: see the bank's site
CIBM Bank: profile, branches and contacts
Citizens Equity First Credit Union 1 office · main office Peoria, IL Credit union · 1

Citizens Equity First Credit Union has 1 office in Champaign, 29 across Illinois. It is based in Peoria, IL and $8.61 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Prospect Member Center
    2803 N Prospect Ave, 61822
    (309) 633-4432Today 8 am to 5 pm
    All hours

    Mon to Fri 8 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Citizens Equity First Credit Union: profile, branches and contacts
First Federal Savings Bank of Champaign Urbana 1 branch · main office Champaign, IL Bank · 1

First Federal Savings Bank of Champaign Urbana has 1 branch in Champaign, 2 across Illinois and 2 nationwide. FDIC records list its main office in Champaign, IL and show it operating since 1908. With $192.5 million in total assets on June 30, 2026, it ranks No. 3,040 of 4,232 U.S. banks by total assets. Its main office at 1311 S Neil St dates to 1908 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    1311 S Neil St, 61820
    Hours: see the bank's site
First Federal Savings Bank of Champaign Urbana: profile, branches and contacts
First Mid Bank & Trust First Mid Bank & Trust, National Association · 1 branch · main office Mattoon, IL Bank · 1

First Mid Bank & Trust has 1 branch in Champaign, 52 across Illinois and 87 nationwide. FDIC records list its main office in Mattoon, IL and show it operating since 1865. With $9.14 billion in total assets on June 30, 2026, it ranks No. 178 of 4,232 U.S. banks by total assets. The Champaign Branch at 114 W Church St dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Champaign Branch
    114 W Church St, 61820
    Hours: see the bank's site
First Mid Bank & Trust: profile, branches and contacts
First State Bank 1 branch · main office Mendota, IL Bank · 1

First State Bank has 1 branch in Champaign, 20 across Illinois and 20 nationwide. FDIC records list its main office in Mendota, IL and show it operating since 1940. With $1.56 billion in total assets on June 30, 2026, it ranks No. 722 of 4,232 U.S. banks by total assets. The Champaign Branch at 2911 Crossing Ct dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Champaign Branch
    2911 Crossing Ct, 61822
    Hours: see the bank's site
First State Bank: profile, branches and contacts
First State Bank and Trust 1 branch · main office Monticello, IL Bank · 1

First State Bank and Trust has 1 branch in Champaign, 10 across Illinois and 10 nationwide. FDIC records list its main office in Monticello, IL and show it operating since 1945. With $509.6 million in total assets on June 30, 2026, it ranks No. 1,771 of 4,232 U.S. banks by total assets. The Champaign Branch at 101 E Windsor Rd dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Champaign Branch
    101 E Windsor Rd, 61820
    Hours: see the bank's site
First State Bank and Trust: profile, branches and contacts
Hickory Point Bank and Trust 1 branch · main office Decatur, IL Bank · 1

Hickory Point Bank and Trust has 1 branch in Champaign, 8 across Illinois and 8 nationwide. FDIC records list its main office in Decatur, IL and show it operating since 1979. With $717.5 million in total assets on June 30, 2026, it ranks No. 1,363 of 4,232 U.S. banks by total assets. The Champaign Park Avenue Branch at 202 W Park Ave dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Champaign Park Avenue Branch
    202 W Park Ave, 61820
    Hours: see the bank's site
Hickory Point Bank and Trust: profile, branches and contacts
INB 1 branch · main office Springfield, IL Bank · 1

INB has 1 branch in Champaign, 13 across Illinois and 14 nationwide. FDIC records list its main office in Springfield, IL and show it operating since 1905. With $2.68 billion in total assets on June 30, 2026, it ranks No. 478 of 4,232 U.S. banks by total assets. The Champaign Branch at 217 S Neil St dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

INB: profile, branches and contacts
Midland States Bank 1 branch · main office Effingham, IL Bank · 1

Midland States Bank has 1 branch in Champaign, 48 across Illinois and 60 nationwide. FDIC records list its main office in Effingham, IL and show it operating since 1881. With $6.69 billion in total assets on June 30, 2026, it ranks No. 233 of 4,232 U.S. banks by total assets. The Champaign Branch at 1617 W Springfield Ave dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Champaign Branch
    1617 W Springfield Ave, 61821
    Hours: see the bank's site
Midland States Bank: profile, branches and contacts
Morton Community Bank 1 branch · main office Morton, IL Bank · 1

Morton Community Bank has 1 branch in Champaign, 49 across Illinois and 49 nationwide. FDIC records list its main office in Morton, IL and show it operating since 1961. With $5.35 billion in total assets on June 30, 2026, it ranks No. 277 of 4,232 U.S. banks by total assets. The Champaign Branch at 2434 Village Green Pl dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Champaign Branch
    2434 Village Green Pl, 61822
    Hours: see the bank's site
Morton Community Bank: profile, branches and contacts
Old National Old National Bank · 1 branch · main office Evansville, IN Bank · 1

Old National has 1 branch in Champaign, 86 across Illinois and 361 nationwide. FDIC records list its main office in Evansville, IN and show it operating since 1907. With $73.86 billion in total assets on June 30, 2026, it ranks No. 39 of 4,232 U.S. banks by total assets. The Champaign Branch at 812 W Springfield Ave dates to 1996 in FDIC branch records. Its published hours do not list Saturday.

  • Champaign Branch
    812 W Springfield Ave, 61820
    (217) 560-6531Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Old National branch locator (All The Places), checked Oct 10, 2026

Old National: profile, branches and contacts
Prospect Bank 1 branch · main office Paris, IL Bank · 1

Prospect Bank has 1 branch in Champaign, 10 across Illinois and 11 nationwide. FDIC records list its main office in Paris, IL and show it operating since 1873. With $715.6 million in total assets on June 30, 2026, it ranks No. 1,365 of 4,232 U.S. banks by total assets. The Champaign Branch at 1601 S Prospect Ave dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Champaign Branch
    1601 S Prospect Ave, 61820
    Hours: see the bank's site
Prospect Bank: profile, branches and contacts
Servbank 1 branch · main office Oswego, IL Bank · 1

Servbank has 1 branch in Champaign, 8 across Illinois and 8 nationwide. FDIC records list its main office in Oswego, IL and show it operating since 1994. With $1.70 billion in total assets on June 30, 2026, it ranks No. 668 of 4,232 U.S. banks by total assets. The Iroquois Federal - Champaign Office at 2411 Village Green Pl dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Iroquois Federal - Champaign Office
    2411 Village Green Pl, 61822
    Hours: see the bank's site
Servbank: profile, branches and contacts
The Fisher National Bank 1 branch · main office Fisher, IL Bank · 1

The Fisher National Bank has 1 branch in Champaign, 6 across Illinois and 6 nationwide. FDIC records list its main office in Fisher, IL and show it operating since 1955. With $375.5 million in total assets on June 30, 2026, it ranks No. 2,168 of 4,232 U.S. banks by total assets. The Champaign Branch at 3105 S Staley Rd dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Champaign Branch
    3105 S Staley Rd, 61822
    Hours: see the bank's site
The Fisher National Bank: profile, branches and contacts
Woodforest Woodforest National Bank · 1 branch · main office The Woodlands, TX Bank · 1

Woodforest has 1 branch in Champaign, 38 across Illinois and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0187 Champaign Walmart Branch at 2610 N Prospect Ave dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 0187 Champaign Walmart Branch
    2610 N Prospect Ave, 61822
    Hours: see the bank's site
Woodforest: profile, branches and contacts

Join a credit union in Champaign

4 credit unions have 6 offices here: University of Illinois Community Credit Union, Clifford-jacobs Employees Credit Union, Citizens Equity First Credit Union and Central Illinois Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Champaign page has every office in the state's directory.

Banking in Champaign: the local picture

Short answer: 21 banks run 32 branches in Champaign according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 21 banks, 4 have their main office in Champaign, 12 elsewhere in Illinois and 5 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Chase's office at 201 W University Ave, dating to 1899; the newest is Bank of Springfield's at 1015 W Windsor Rd, from 2024.

4 credit unions have 6 offices in Champaign, according to the NCUA. Who can join each one is on the credit unions page.

Of the 9 locations with published hours. 4 open on Saturday. 29 locations have no published hours in these sources.

Banks by ZIP code in Champaign

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 61820 has the most bank and credit union offices in Champaign (17), followed by 61821 (11) and 61822 (10). Offices are spread across 3 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
618201713PNC Bank, BankChampaign, First Financial Bank
61821119Busey Bank, Heartland Bank, Bank of Springfield
61822109Clifford-jacobs Employees Credit Union, Busey Bank, Chase

Banks and credit unions open on Saturday in Champaign

Short answer: 4 of the 9 Champaign locations with published hours open on Saturday, run by 3 institutions.

  • PNC Bank: 2 of 4 branches (1771 W Kirby Ave: Saturday 9 am to 1 pm, and 1 more)
  • Chase: 1 of 3 branches (201 W University Ave: Saturday 9 am to 1 pm)
  • Citizens Equity First Credit Union: 1 of 1 office (2803 N Prospect Ave: Saturday 9 am to 1 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 29 of the 38 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Champaign, and where the nearest one is if they do not.

Short answer: In Champaign: Chase (3), PNC Bank (4). No branches in Champaign: Wells Fargo (nearest in Canton, 98 mi), Bank of America (nearest in Joliet, 98 mi), U.S. Bank (nearest in Charleston, 43 mi), Truist, Fifth Third Bank (nearest in Effingham, 69 mi), Huntington (nearest in New Lenox, 99 mi), Regions Bank (nearest in Decatur, 38 mi), TD Bank, BMO (nearest in Channahon, 91 mi).

BankIn ChampaignNearest branch if none here
Chase3 brancheshere
PNC Bank4 brancheshere
Wells FargoNoneCanton, 98 miles away
Bank of AmericaNoneJoliet, 98 miles away
U.S. BankNoneCharleston, 43 miles away
TruistNonenone in Illinois
Fifth Third BankNoneEffingham, 69 miles away
HuntingtonNoneNew Lenox, 99 miles away
Regions BankNoneDecatur, 38 miles away
TD BankNonenone in Illinois
BMONoneChannahon, 91 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Champaign to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Champaign residents like anyone else.

Banks near Champaign

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Savoy (2 miles) and Urbana (3 miles). Urbana, 3 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Champaign

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Champaign between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Champaign

Short answer: 7 institutions have their main office in Champaign: Busey Bank, University of Illinois Community Credit Union, BankChampaign and Clifford-jacobs Employees Credit Union and 3 more.

InstitutionTypeTotal assets, June 30, 2026Offices here
Busey BankBank$18.15 billion4
University of Illinois Community Credit UnionCredit union$767.1 million2
BankChampaignBank$242.8 million2
Clifford-jacobs Employees Credit UnionCredit union$1.2 million2
CIBM BankBank$819.7 million1
First Federal Savings Bank of Champaign UrbanaBank$192.5 million1
Central Illinois Credit UnionCredit union$25.7 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Champaign by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Champaign offices.

Short answer: Chase is the largest bank with offices in Champaign, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. PNC Bank is second with $609.77 billion. 4 of the 21 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 13Columbus, OH
PNC Bank$609.77 billionNo. 84Wilmington, DE
Old National$73.86 billionNo. 391Evansville, IN
Busey Bank$18.15 billionNo. 1124Champaign, IL
First Mid Bank & Trust$9.14 billionNo. 1781Mattoon, IL
Woodforest$8.98 billionNo. 1811The Woodlands, TX
Heartland Bank$6.72 billionNo. 2312Bloomington, IL
Midland States Bank$6.69 billionNo. 2331Effingham, IL
First Financial Bank$6.17 billionNo. 2452Terre Haute, IN
Morton Community Bank$5.35 billionNo. 2771Morton, IL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Champaign: FAQ

How many banks are in Champaign, IL?

Champaign has 21 banks with 32 branches and 4 credit unions with 6 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Champaign?

PNC Bank, with 4. Busey Bank has 4 and Chase has 3.

Is there a PNC Bank in Champaign, IL?

Yes. FDIC data lists 4 PNC Bank branches in Champaign as of September 5, 2026. Its branches are listed under PNC Bank above, with the address and directions for each.

Is there a Busey Bank in Champaign, IL?

Yes. FDIC data lists 4 Busey Bank branches in Champaign as of September 5, 2026, the main office at 100 W University Ave. Its branches are listed under Busey Bank above, with the address and directions for each.

Is there a Chase in Champaign, IL?

Yes. FDIC data lists 3 Chase branches in Champaign as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.

Is there a Wells Fargo in Champaign, IL?

No. FDIC data lists no Wells Fargo branch in Champaign as of September 5, 2026. The nearest is in Canton, about 98 miles away in a straight line.

Which banks in Champaign are open on Saturday?

PNC Bank, Chase and Citizens Equity First Credit Union publish Saturday hours for one or more Champaign locations. The Saturday section above lists each one with its hours. 29 of the 38 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Champaign?

Busey Bank, University of Illinois Community Credit Union, BankChampaign, Clifford-jacobs Employees Credit Union and CIBM Bank and 2 more have their main office in Champaign, according to the FDIC and the NCUA.

What is the oldest bank in Champaign?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Which credit unions can I join in Champaign?

University of Illinois Community Credit Union, Clifford-jacobs Employees Credit Union, Citizens Equity First Credit Union and Central Illinois Credit Union have offices in Champaign. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Champaign in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Champaign?

Nearby cities with more banks include Savoy, Urbana, Tolono. Savoy is 2 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 5 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (4 of 32 branches: Chase, Old National, PNC Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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