US Bank Directory
Banks in Urbana, IL
9 FDIC-insured banks operate 10 offices in Urbana, Illinois, and 2 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Urbana
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 11 banks and credit unions operate 13 locations in Urbana, according to the FDIC and the NCUA. 13 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
13 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Urbana
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Busey Bank has the most locations in Urbana, with 2. The other 8 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Busey Bank Bank · 2
Busey Bank has 2 branches in Urbana, 50 across Illinois and 81 nationwide. FDIC records list its main office in Champaign, IL and show it operating since 1946. With $18.15 billion in total assets on June 30, 2026, it ranks No. 112 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Urbana location is the Main Street Urbana Branch at 201 W Main St, dating to 2007; the newest, at 2710 Philo Rd, to 2008. It does not publish hours in the sources this page uses; check its site before you go.
-
Main Street Urbana Branch201 W Main St, 61801
-
Pines Branch2710 Philo Rd, 61802
University of Illinois Community Credit Union Credit union · 2
University of Illinois Community Credit Union has 2 officees in Urbana, 8 across Illinois. It is based in Champaign, IL and $767.1 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Urbana locations with published hours open on Saturday.
Who can join: see the credit union's site.
-
Union Branch1401 W Green St, 61801
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
-
Five Points206 E University Ave, 61801
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Chase Bank · 1
Chase has 1 branch in Urbana, 265 across Illinois and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Urbana Downtown Branch at 405 N Broadway Ave dates to 1986 in FDIC branch records. It opens on Saturday.
-
Urbana Downtown Branch405 N Broadway Ave, 61801
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
CIBM Bank Bank · 1
CIBM Bank has 1 branch in Urbana, 6 across Illinois and 9 nationwide. FDIC records list its main office in Champaign, IL and show it operating since 1921. With $819.7 million in total assets on June 30, 2026, it ranks No. 1,234 of 4,232 U.S. banks by total assets. The Urbana Branch at 1514 N Cunningham Ave dates to 1994 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Urbana Branch1514 N Cunningham Ave, 61802
First Federal Savings Bank of Champaign Urbana Bank · 1
First Federal Savings Bank of Champaign Urbana has 1 branch in Urbana, 2 across Illinois and 2 nationwide. FDIC records list its main office in Champaign, IL and show it operating since 1908. With $192.5 million in total assets on June 30, 2026, it ranks No. 3,040 of 4,232 U.S. banks by total assets. The Urbana Branch at 301 Springfield Ave dates to 1990 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Urbana Branch301 Springfield Ave, 61801
First Financial Bank Bank · 1
First Financial Bank has 1 branch in Urbana, 24 across Illinois and 83 nationwide. FDIC records list its main office in Terre Haute, IN and show it operating since 1863. With $6.17 billion in total assets on June 30, 2026, it ranks No. 245 of 4,232 U.S. banks by total assets. The Philo Road Branch at 2510 Philo Rd dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Philo Road Branch2510 Philo Rd, 61802
First Mid Bank & Trust Bank · 1
First Mid Bank & Trust has 1 branch in Urbana, 52 across Illinois and 87 nationwide. FDIC records list its main office in Mattoon, IL and show it operating since 1865. With $9.14 billion in total assets on June 30, 2026, it ranks No. 178 of 4,232 U.S. banks by total assets. The Urbana Branch at 601 S Vine St dates to 1887 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Urbana Branch601 S Vine St, 61801
Heartland Bank Bank · 1
Heartland Bank has 1 branch in Urbana, 82 across Illinois and 87 nationwide. FDIC records list its main office in Bloomington, IL and show it operating since 1971. With $6.72 billion in total assets on June 30, 2026, it ranks No. 231 of 4,232 U.S. banks by total assets. The C-U Vine Branch at 602 S Vine St dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
C-U Vine Branch602 S Vine St, 61801
PNC Bank Bank · 1
PNC Bank has 1 branch in Urbana, 148 across Illinois and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Urbana Branch at 507 S Broadway Ave dates to 1888 in FDIC branch records. It opens on Saturday.
-
Urbana Branch507 S Broadway Ave, 61801
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Urbana Municipal Employees Credit Union Credit union · 1
Urbana Municipal Employees Credit Union has 1 office in Urbana, 1 across Illinois. It is based in Urbana, IL and $5.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Main Office main office1606 Willow View Rd Ste 1O, 61802
All hours
Mon to Fri 9 am to 3 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Woodforest Bank · 1
Woodforest has 1 branch in Urbana, 38 across Illinois and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The Urbana Illinois Branch at 100 S High Cross Rd dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Urbana Illinois Branch100 S High Cross Rd, 61802
Join a credit union in Urbana
2 credit unions have 3 offices here: University of Illinois Community Credit Union and Urbana Municipal Employees Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Urbana page has every office in the state's directory.
Banking in Urbana: the local picture
Short answer: 9 banks run 10 branches in Urbana according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 9 banks, 0 have their main office in Urbana, 5 elsewhere in Illinois and 4 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is First Mid Bank & Trust's office at 601 S Vine St, dating to 1887; the newest is Busey Bank's at 2710 Philo Rd, from 2008.
2 credit unions have 3 offices in Urbana, according to the NCUA. Who can join each one is on the credit unions page.
Of the 5 locations with published hours. 3 open on Saturday. 8 locations have no published hours in these sources.
Banks by ZIP code in Urbana
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 61801 has the most bank and credit union offices in Urbana (8), followed by 61802 (5). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 61801 | 8 | 7 | University of Illinois Community Credit Union, Busey Bank, Chase |
| 61802 | 5 | 5 | Busey Bank, CIBM Bank, First Financial Bank |
Banks and credit unions open on Saturday in Urbana
Short answer: 3 of the 5 Urbana locations with published hours open on Saturday, run by 3 institutions.
- Chase: 1 of 1 branch (405 N Broadway Ave: Saturday 9 am to 1 pm)
- PNC Bank: 1 of 1 branch (507 S Broadway Ave: Saturday 9 am to 1 pm)
- University of Illinois Community Credit Union: 1 of 2 offices (1401 W Green St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 8 of the 13 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Urbana, and where the nearest one is if they do not.
Short answer: In Urbana: Chase (1), PNC Bank (1). No branches in Urbana: Wells Fargo (nearest in Canton, 102 mi), Bank of America (nearest in Joliet, 98 mi), U.S. Bank (nearest in Charleston, 43 mi), Truist, Fifth Third Bank (nearest in Effingham, 70 mi), Huntington (nearest in New Lenox, 98 mi), Regions Bank (nearest in Decatur, 41 mi), TD Bank, BMO (nearest in Channahon, 91 mi).
| Bank | In Urbana | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| PNC Bank | 1 branch | here |
| Wells Fargo | None | Canton, 102 miles away |
| Bank of America | None | Joliet, 98 miles away |
| U.S. Bank | None | Charleston, 43 miles away |
| Truist | None | none in Illinois |
| Fifth Third Bank | None | Effingham, 70 miles away |
| Huntington | None | New Lenox, 98 miles away |
| Regions Bank | None | Decatur, 41 miles away |
| TD Bank | None | none in Illinois |
| BMO | None | Channahon, 91 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Urbana to the nearest branch in Illinois.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Urbana residents like anyone else.
Banks near Urbana
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Champaign (3 miles) and Savoy (4 miles). Champaign, 3 miles away, has the most banks nearby: 21.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Champaign, IL | 3 mi | 21 | 32 |
| Banks in Savoy, IL | 4 mi | 3 | 3 |
| Banks in Saint Joseph, IL | 8 mi | 3 | 3 |
| Banks in Tolono, IL | 9 mi | 2 | 2 |
| Banks in Mahomet, IL | 12 mi | 5 | 5 |
| Banks in Rantoul, IL | 14 mi | 4 | 4 |
| Banks in Villa Grove, IL | 17 mi | 2 | 3 |
| Banks in Monticello, IL | 21 mi | 4 | 5 |
Bank branch openings and closings in Urbana
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Urbana between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Urbana
Short answer: 1 institution has its main office in Urbana: Urbana Municipal Employees Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Urbana Municipal Employees Credit Union | Credit union | $5.1 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Urbana by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Urbana offices.
Short answer: Chase is the largest bank with offices in Urbana, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. PNC Bank is second with $609.77 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Busey Bank | $18.15 billion | No. 112 | 2 | Champaign, IL |
| First Mid Bank & Trust | $9.14 billion | No. 178 | 1 | Mattoon, IL |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| Heartland Bank | $6.72 billion | No. 231 | 1 | Bloomington, IL |
| First Financial Bank | $6.17 billion | No. 245 | 1 | Terre Haute, IN |
| CIBM Bank | $819.7 million | No. 1,234 | 1 | Champaign, IL |
| First Federal Savings Bank of Champaign Urbana | $192.5 million | No. 3,040 | 1 | Champaign, IL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Urbana: FAQ
How many banks are in Urbana, IL?
Urbana has 9 banks with 10 branches and 2 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Urbana?
Busey Bank, with 2. Chase has 1 and PNC Bank has 1.
Is there a Busey Bank in Urbana, IL?
Yes. FDIC data lists 2 Busey Bank branches in Urbana as of September 5, 2026. Its branches are listed under Busey Bank above, with the address and directions for each.
Is there a Chase in Urbana, IL?
Yes. FDIC data lists 1 Chase branch in Urbana as of September 5, 2026. The address and directions are under Chase above.
Is there a PNC Bank in Urbana, IL?
Yes. FDIC data lists 1 PNC Bank branch in Urbana as of September 5, 2026. The address and directions are under PNC Bank above.
Is there a Wells Fargo in Urbana, IL?
No. FDIC data lists no Wells Fargo branch in Urbana as of September 5, 2026. The nearest is in Canton, about 102 miles away in a straight line.
Which banks in Urbana are open on Saturday?
Chase, PNC Bank and University of Illinois Community Credit Union publish Saturday hours for one or more Urbana locations. The Saturday section above lists each one with its hours. 8 of the 13 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Urbana?
Urbana Municipal Employees Credit Union has its main office in Urbana, according to the FDIC and the NCUA.
What is the oldest bank in Urbana?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Urbana?
University of Illinois Community Credit Union and Urbana Municipal Employees Credit Union have offices in Urbana. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Urbana in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Urbana?
Nearby cities with more banks include Champaign, Savoy, Saint Joseph. Champaign is 3 miles away with 21 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 10 branches: Chase, PNC Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds