US Bank Directory
Banks in Rantoul, IL
4 FDIC-insured banks operate 4 offices in Rantoul, Illinois, and 3 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Rantoul
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 7 locations in Rantoul, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Rantoul
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Rantoul, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of Rantoul Bank · 1
Bank of Rantoul has 1 branch in Rantoul, 2 across Illinois and 2 nationwide. FDIC records list its main office in Rantoul, IL and show it operating since 1920. With $285.8 million in total assets on June 30, 2026, it ranks No. 2,555 of 4,232 U.S. banks by total assets. Its main office at 201 E Champaign Ave dates to 1920 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office201 E Champaign Ave, 61866
Busey Bank Bank · 1
Busey Bank has 1 branch in Rantoul, 50 across Illinois and 81 nationwide. FDIC records list its main office in Champaign, IL and show it operating since 1946. With $18.15 billion in total assets on June 30, 2026, it ranks No. 112 of 4,232 U.S. banks by total assets. The Rantoul Branch at 700 W Champaign Ave dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Rantoul Branch700 W Champaign Ave, 61866
Central Illinois Credit Union Credit union · 1
Central Illinois Credit Union has 1 office in Rantoul, 2 across Illinois. It is based in Champaign, IL and $25.7 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Community Plus526 E Champaign Ave, 61866
All hours
Mon to Fri 9 am to 5 pm; Sat 8 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Community Plus Credit Union Credit union · 1
Community Plus Credit Union has 1 office in Rantoul, 1 across Illinois. It is based in Rantoul, IL and $27.8 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office526 E Champaign Ave, 61866
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Credit Union 1 Credit union · 1
Credit Union 1 has 1 office in Rantoul, 21 across Illinois. It is based in Lombard, IL and $2.64 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Credit Union 1200 E Champaign Ave, 61866
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
First Mid Bank & Trust Bank · 1
First Mid Bank & Trust has 1 branch in Rantoul, 52 across Illinois and 87 nationwide. FDIC records list its main office in Mattoon, IL and show it operating since 1865. With $9.14 billion in total assets on June 30, 2026, it ranks No. 178 of 4,232 U.S. banks by total assets. The Rantoul First Branch at 1500 E Grove Ave dates to 1952 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Rantoul First Branch1500 E Grove Ave, 61866
Woodforest Bank · 1
Woodforest has 1 branch in Rantoul, 38 across Illinois and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 01458 Rantoul Illinois Walmart Branch at 845 Broadmeadow Rd dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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01458 Rantoul Illinois Walmart Branch845 Broadmeadow Rd, 61866
Join a credit union in Rantoul
3 credit unions have 3 offices here: Credit Union 1, Community Plus Credit Union and Central Illinois Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Rantoul page has every office in the state's directory.
Banking in Rantoul: the local picture
Short answer: 4 banks run 4 branches in Rantoul according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 1 has its main office in Rantoul, 2 elsewhere in Illinois and 1 out of state, according to the FDIC.
The bank with the longest record here is First Mid Bank & Trust, operating since 1865 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of Rantoul's office at 201 E Champaign Ave, dating to 1920; the newest is Woodforest's at 845 Broadmeadow Rd, from 2007.
3 credit unions have 3 offices in Rantoul, according to the NCUA. Who can join each one is on the credit unions page.
Of the 3 locations with published hours. 2 open on Saturday. 4 locations have no published hours in these sources.
Credit unions open on Saturday in Rantoul
Short answer: 2 of the 3 Rantoul locations with published hours open on Saturday, run by 2 institutions.
- Community Plus Credit Union: 1 of 1 office (526 E Champaign Ave: Saturday 9 am to 12 pm)
- Central Illinois Credit Union: 1 of 1 office (526 E Champaign Ave: Saturday 8 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Rantoul, and where the nearest one is if they do not.
Short answer: No branches in Rantoul: Chase (nearest in Champaign, 12 mi), Wells Fargo (nearest in Canton, 100 mi), Bank of America (nearest in New Lenox, 84 mi), PNC Bank (nearest in Urbana, 14 mi), U.S. Bank (nearest in Bloomington, 43 mi), Truist, Fifth Third Bank (nearest in New Lenox, 82 mi), Huntington (nearest in New Lenox, 84 mi), Regions Bank (nearest in Bloomington, 44 mi), TD Bank, BMO (nearest in Channahon, 77 mi).
| Bank | In Rantoul | Nearest branch if none here |
|---|---|---|
| Chase | None | Champaign, 12 miles away |
| Wells Fargo | None | Canton, 100 miles away |
| Bank of America | None | New Lenox, 84 miles away |
| PNC Bank | None | Urbana, 14 miles away |
| U.S. Bank | None | Bloomington, 43 miles away |
| Truist | None | none in Illinois |
| Fifth Third Bank | None | New Lenox, 82 miles away |
| Huntington | None | New Lenox, 84 miles away |
| Regions Bank | None | Bloomington, 44 miles away |
| TD Bank | None | none in Illinois |
| BMO | None | Channahon, 77 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Rantoul to the nearest branch in Illinois.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Rantoul residents like anyone else.
Banks near Rantoul
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Paxton (11 miles) and Urbana (14 miles). Champaign, 15 miles away, has the most banks nearby: 21.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Paxton, IL | 11 mi | 2 | 3 |
| Banks in Urbana, IL | 14 mi | 9 | 10 |
| Banks in Mahomet, IL | 15 mi | 5 | 5 |
| Banks in Saint Joseph, IL | 15 mi | 3 | 3 |
| Banks in Champaign, IL | 15 mi | 21 | 32 |
| Banks in Gibson City, IL | 15 mi | 2 | 2 |
| Banks in Savoy, IL | 17 mi | 3 | 3 |
| Banks in Tolono, IL | 23 mi | 2 | 2 |
Bank branch openings and closings in Rantoul
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Rantoul between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Rantoul
Short answer: 2 institutions have their main office in Rantoul: Bank of Rantoul and Community Plus Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Bank of Rantoul | Bank | $285.8 million | 1 |
| Community Plus Credit Union | Credit union | $27.8 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Rantoul by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Rantoul offices.
Short answer: Busey Bank is the largest bank with offices in Rantoul, with $18.15 billion in total assets on June 30, 2026, No. 112 among U.S. banks by total assets. First Mid Bank & Trust is second with $9.14 billion. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Busey Bank | $18.15 billion | No. 112 | 1 | Champaign, IL |
| First Mid Bank & Trust | $9.14 billion | No. 178 | 1 | Mattoon, IL |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| Bank of Rantoul | $285.8 million | No. 2,555 | 1 | Rantoul, IL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Rantoul: FAQ
How many banks are in Rantoul, IL?
Rantoul has 4 banks with 4 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Rantoul?
Busey Bank, with 1. First Mid Bank & Trust has 1 and Woodforest has 1.
Is there a Busey Bank in Rantoul, IL?
Yes. FDIC data lists 1 Busey Bank branch in Rantoul as of September 5, 2026. The address and directions are under Busey Bank above.
Is there a First Mid Bank & Trust in Rantoul, IL?
Yes. FDIC data lists 1 First Mid Bank & Trust branch in Rantoul as of September 5, 2026. The address and directions are under First Mid Bank & Trust above.
Is there a Woodforest in Rantoul, IL?
Yes. FDIC data lists 1 Woodforest branch in Rantoul as of September 5, 2026. The address and directions are under Woodforest above.
Is there a Chase in Rantoul, IL?
No. FDIC data lists no Chase branch in Rantoul as of September 5, 2026. The nearest is in Champaign, about 12 miles away in a straight line.
Which banks in Rantoul are open on Saturday?
Community Plus Credit Union and Central Illinois Credit Union publish Saturday hours for one or more Rantoul locations. The Saturday section above lists each one with its hours. 4 of the 7 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Rantoul?
Bank of Rantoul and Community Plus Credit Union have their main office in Rantoul, according to the FDIC and the NCUA.
What is the oldest bank in Rantoul?
First Mid Bank & Trust has the longest record among banks with a branch here: the FDIC shows it operating since 1865.
Which credit unions can I join in Rantoul?
Credit Union 1, Community Plus Credit Union and Central Illinois Credit Union have offices in Rantoul. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Rantoul in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Rantoul?
Nearby cities with more banks include Paxton, Urbana, Mahomet. Paxton is 11 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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