US Bank Directory

Banks in Savoy, IL

3 FDIC-insured banks operate 3 offices in Savoy, Illinois.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Savoy

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Savoy, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Savoy

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Mid Bank & Trust, Servbank and Prairie State Bank and Trust have the most locations in Savoy, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Mid Bank & Trust First Mid Bank & Trust, National Association · 1 branch · main office Mattoon, IL Bank · 1

First Mid Bank & Trust has 1 branch in Savoy, 52 across Illinois and 87 nationwide. FDIC records list its main office in Mattoon, IL and show it operating since 1865. With $9.14 billion in total assets on June 30, 2026, it ranks No. 178 of 4,232 U.S. banks by total assets. The Savoy Branch at 1251 Woodfield Drive dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Savoy Branch
    1251 Woodfield Drive, 61874
    Hours: see the bank's site
First Mid Bank & Trust: profile, branches and contacts
Prairie State Bank and Trust 1 branch · main office Springfield, IL Bank · 1

Prairie State Bank and Trust has 1 branch in Savoy, 19 across Illinois and 19 nationwide. FDIC records list its main office in Springfield, IL and show it operating since 1988. With $840.1 million in total assets on June 30, 2026, it ranks No. 1,211 of 4,232 U.S. banks by total assets. The Savoy Branch at 410 W Curtis Rd dates to 2017 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Prairie State Bank and Trust: profile, branches and contacts
Servbank 1 branch · main office Oswego, IL Bank · 1

Servbank has 1 branch in Savoy, 8 across Illinois and 8 nationwide. FDIC records list its main office in Oswego, IL and show it operating since 1994. With $1.70 billion in total assets on June 30, 2026, it ranks No. 668 of 4,232 U.S. banks by total assets. The Savoy Office at 108 Arbours Dr dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Servbank: profile, branches and contacts

Banking in Savoy: the local picture

Short answer: 3 banks run 3 branches in Savoy according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Savoy, 3 elsewhere in Illinois, according to the FDIC.

The bank with the longest record here is First Mid Bank & Trust, operating since 1865 according to the FDIC. In FDIC branch records, the longest-running branch is First Mid Bank & Trust's office at 1251 Woodfield Drive, dating to 2001; the newest is Prairie State Bank and Trust's at 410 W Curtis Rd, from 2017.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Savoy, and where the nearest one is if they do not.

Short answer: No branches in Savoy: Chase (nearest in Champaign, 3 mi), Wells Fargo (nearest in Canton, 100 mi), Bank of America (nearest in Joliet, 100 mi), PNC Bank (nearest in Champaign, 2 mi), U.S. Bank (nearest in Charleston, 41 mi), Truist, Fifth Third Bank (nearest in Effingham, 67 mi), Huntington (nearest in New Lenox, 101 mi), Regions Bank (nearest in Decatur, 38 mi), TD Bank, BMO (nearest in Channahon, 93 mi).

BankIn SavoyNearest branch if none here
ChaseNoneChampaign, 3 miles away
Wells FargoNoneCanton, 100 miles away
Bank of AmericaNoneJoliet, 100 miles away
PNC BankNoneChampaign, 2 miles away
U.S. BankNoneCharleston, 41 miles away
TruistNonenone in Illinois
Fifth Third BankNoneEffingham, 67 miles away
HuntingtonNoneNew Lenox, 101 miles away
Regions BankNoneDecatur, 38 miles away
TD BankNonenone in Illinois
BMONoneChannahon, 93 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Savoy to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Savoy residents like anyone else.

Banks near Savoy

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Champaign (2 miles) and Urbana (4 miles). Champaign, 2 miles away, has the most banks nearby: 21.

Bank branch openings and closings in Savoy

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Savoy between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Savoy by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Savoy offices.

Short answer: First Mid Bank & Trust is the largest bank with offices in Savoy, with $9.14 billion in total assets on June 30, 2026, No. 178 among U.S. banks by total assets. Servbank is second with $1.70 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First Mid Bank & Trust$9.14 billionNo. 1781Mattoon, IL
Servbank$1.70 billionNo. 6681Oswego, IL
Prairie State Bank and Trust$840.1 millionNo. 1,2111Springfield, IL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Savoy: FAQ

How many banks are in Savoy, IL?

Savoy has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Savoy?

First Mid Bank & Trust, with 1. Servbank has 1 and Prairie State Bank and Trust has 1.

Is there a First Mid Bank & Trust in Savoy, IL?

Yes. FDIC data lists 1 First Mid Bank & Trust branch in Savoy as of September 5, 2026. The address and directions are under First Mid Bank & Trust above.

Is there a Servbank in Savoy, IL?

Yes. FDIC data lists 1 Servbank branch in Savoy as of September 5, 2026. The address and directions are under Servbank above.

Is there a Prairie State Bank and Trust in Savoy, IL?

Yes. FDIC data lists 1 Prairie State Bank and Trust branch in Savoy as of September 5, 2026. The address and directions are under Prairie State Bank and Trust above.

Is there a Chase in Savoy, IL?

No. FDIC data lists no Chase branch in Savoy as of September 5, 2026. The nearest is in Champaign, about 3 miles away in a straight line.

What is the oldest bank in Savoy?

First Mid Bank & Trust has the longest record among banks with a branch here: the FDIC shows it operating since 1865.

Did any bank branches open or close in Savoy in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Savoy?

Nearby cities with more banks include Champaign, Urbana, Tolono. Champaign is 2 miles away with 21 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds