Banks in Tolono, IL

Bank branch map: Tolono

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Tolono, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Tolono

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Busey Bank and Philo Exchange Bank have the most locations in Tolono, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Busey Bank 1 branch · main office Champaign, IL Bank · 1

Busey Bank has 1 branch in Tolono, 50 across Illinois and 81 nationwide. FDIC records list its main office in Champaign, IL and show it operating since 1946. With $18.15 billion in total assets on June 30, 2026, it ranks No. 112 of 4,232 U.S. banks by total assets. The Tolono Facility at 128 E Holden St dates to 1920 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Tolono Facility

  128 E Holden St, 61880

  Hours: see the bank's site
  DirectionsWebsite

Busey Bank: profile, branches and contacts

Philo Exchange Bank 1 branch · main office Philo, IL Bank · 1

Philo Exchange Bank has 1 branch in Tolono, 6 across Illinois and 6 nationwide. FDIC records list its main office in Philo, IL and show it operating since 1883. With $156.6 million in total assets on June 30, 2026, it ranks No. 3,274 of 4,232 U.S. banks by total assets. The Philo Exchange Bank Branch at 411 N Long St dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Philo Exchange Bank Branch

  411 N Long St, 61880

  Hours: see the bank's site
  DirectionsWebsite

Philo Exchange Bank: profile, branches and contacts

Banking in Tolono: the local picture

Short answer: 2 banks run 2 branches in Tolono according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Tolono, 2 elsewhere in Illinois, according to the FDIC.

The bank with the longest record here is Philo Exchange Bank, operating since 1883 according to the FDIC. In FDIC branch records, the longest-running branch is Busey Bank's office at 128 E Holden St, dating to 1920; the newest is Philo Exchange Bank's at 411 N Long St, from 2026.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Tolono, and where the nearest one is if they do not.

Short answer: No branches in Tolono: Chase (nearest in Champaign, 9 mi), Wells Fargo (nearest in Canton, 102 mi), Bank of America (nearest in Joliet, 106 mi), PNC Bank (nearest in Champaign, 8 mi), U.S. Bank (nearest in Charleston, 35 mi), Truist, Fifth Third Bank (nearest in Effingham, 62 mi), Huntington (nearest in New Lenox, 107 mi), Regions Bank (nearest in Decatur, 35 mi), TD Bank, BMO (nearest in Channahon, 99 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Tolono to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Tolono residents like anyone else.

Banks near Tolono

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Savoy (6 miles) and Champaign (8 miles). Champaign, 8 miles away, has the most banks nearby: 21.

Bank branch openings and closings in Tolono

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Tolono between September 5, 2025 and September 5, 2026.

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Largest banks in Tolono by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Tolono offices.

Short answer: Busey Bank is the largest bank with offices in Tolono, with $18.15 billion in total assets on June 30, 2026, No. 112 among U.S. banks by total assets. Philo Exchange Bank is second with $156.6 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Tolono: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.