FDIC-insured bank
Philo Exchange Bank — Philo, IL
Bank headquartered in Philo, Illinois, part of YANKEE RIDGE INC.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Headquarters and contact
| Address | 102 W Washington St Philo, IL 61864 |
| County | Champaign |
| Metro area | Champaign-Urbana, IL |
| Website | www.philobank.com |
| Phone | not published in FDIC data, see the bank's website |
FDIC record
| FDIC Certificate | 5722 |
| Federal Reserve RSSD ID | 667346 |
| Status | Active |
| Charter class | NM (STATE) |
| Holding company | YANKEE RIDGE INC |
| Domestic offices | 6 |
| Financials as of | June 30, 2026 |
How to find your Philo Exchange Bank routing number
FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.philobank.com.
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Offices nearest to headquarters
| Philo Exchange Bank main office Philo, IL |
102 W Washington St, 61864 |
| North Lincoln Street Branch (Route 130) Philo, IL |
401 N Lincoln St, 61864 |
| Philo Exchange Bank Branch Tolono, IL |
411 N Long St, 61880 |
| 802 E. Warren Street Branch Saint Joseph, IL |
802 E. Warren Street, 61873 |
| Community Bank Plaza Facility Broadlands, IL |
Lincoln And Diller Streets, 61816 |
| State Bank Of Allerton Branch Allerton, IL |
201 N Vermilion Ave, 61810 |
Where Philo Exchange Bank has offices
Cities with the most Philo Exchange Bank offices
Largest banks headquartered elsewhere in Illinois
| BMO Bank National Association Chicago | $254.97 billion |
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| CIBC Bank USA Chicago | $66.50 billion |
| Busey Bank Champaign | $18.15 billion |
| Byline Bank Chicago | $9.91 billion |
| Wintrust Bank, National Association Chicago | $9.57 billion |
| Lake Forest Bank & Trust Company, National Association Lake Forest | $9.25 billion |
| First Mid Bank & Trust, National Association Mattoon | $9.14 billion |
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