US Bank Directory

Banks in Paxton, IL

2 FDIC-insured banks operate 3 offices in Paxton, Illinois.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Paxton

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 3 locations in Paxton, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Paxton

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Frederick Community Bank, The has the most locations in Paxton, with 2. The other 1 has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Frederick Community Bank, The 2 branches · main office Paxton, IL Bank · 2

Frederick Community Bank, The has 2 branches in Paxton, 4 across Illinois and 4 nationwide. FDIC records list its main office in Paxton, IL and show it operating since 1920. With $196.1 million in total assets on June 30, 2026, it ranks No. 3,014 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Paxton location is its main office at 106 N Market St, dating to 1920; the newest, at 101 S Market St, to 1969. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    106 N Market St, 60957
    Hours: see the bank's site
  • Plaza Facility
    101 S Market St, 60957
    Hours: see the bank's site
Frederick Community Bank, The: profile, branches and contacts
Bank of Pontiac 1 branch · main office Pontiac, IL Bank · 1

Bank of Pontiac has 1 branch in Paxton, 14 across Illinois and 14 nationwide. FDIC records list its main office in Pontiac, IL and show it operating since 1947. With $1.18 billion in total assets on June 30, 2026, it ranks No. 913 of 4,232 U.S. banks by total assets. The Paxton Branch at 101 N Taft St dates to 1914 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Bank of Pontiac: profile, branches and contacts

Banking in Paxton: the local picture

Short answer: 2 banks run 3 branches in Paxton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in Paxton, 1 elsewhere in Illinois, according to the FDIC.

The bank with the longest record here is Frederick Community Bank, The, operating since 1920 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of Pontiac's office at 101 N Taft St, dating to 1914; the newest is Frederick Community Bank, The's at 101 S Market St, from 1969.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Paxton, and where the nearest one is if they do not.

Short answer: No branches in Paxton: Chase (nearest in Champaign, 23 mi), Wells Fargo (nearest in Naperville, 91 mi), Bank of America (nearest in New Lenox, 73 mi), PNC Bank (nearest in Urbana, 25 mi), U.S. Bank (nearest in Bloomington, 45 mi), Truist, Fifth Third Bank (nearest in New Lenox, 71 mi), Huntington (nearest in New Lenox, 73 mi), Regions Bank (nearest in Bloomington, 46 mi), TD Bank, BMO (nearest in Manhattan, 66 mi).

BankIn PaxtonNearest branch if none here
ChaseNoneChampaign, 23 miles away
Wells FargoNoneNaperville, 91 miles away
Bank of AmericaNoneNew Lenox, 73 miles away
PNC BankNoneUrbana, 25 miles away
U.S. BankNoneBloomington, 45 miles away
TruistNonenone in Illinois
Fifth Third BankNoneNew Lenox, 71 miles away
HuntingtonNoneNew Lenox, 73 miles away
Regions BankNoneBloomington, 46 miles away
TD BankNonenone in Illinois
BMONoneManhattan, 66 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Paxton to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Paxton residents like anyone else.

Banks near Paxton

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Rantoul (11 miles) and Gibson City (15 miles). Rantoul, 11 miles away, has the most banks nearby: 4.

Bank branch openings and closings in Paxton

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Paxton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Paxton

Short answer: 1 institution has its main office in Paxton: Frederick Community Bank, The.

InstitutionTypeTotal assets, June 30, 2026Offices here
Frederick Community Bank, TheBank$196.1 million2

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Paxton by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Paxton offices.

Short answer: Bank of Pontiac is the largest bank with offices in Paxton, with $1.18 billion in total assets on June 30, 2026, No. 913 among U.S. banks by total assets. Frederick Community Bank, The is second with $196.1 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Bank of Pontiac$1.18 billionNo. 9131Pontiac, IL
Frederick Community Bank, The$196.1 millionNo. 3,0142Paxton, IL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Paxton: FAQ

How many banks are in Paxton, IL?

Paxton has 2 banks with 3 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Paxton?

Frederick Community Bank, The, with 2. Bank of Pontiac has 1.

Is there a Frederick Community Bank, The in Paxton, IL?

Yes. FDIC data lists 2 Frederick Community Bank, The branches in Paxton as of September 5, 2026, the main office at 106 N Market St. Its branches are listed under Frederick Community Bank, The above, with the address and directions for each.

Is there a Bank of Pontiac in Paxton, IL?

Yes. FDIC data lists 1 Bank of Pontiac branch in Paxton as of September 5, 2026. The address and directions are under Bank of Pontiac above.

Is there a Chase in Paxton, IL?

No. FDIC data lists no Chase branch in Paxton as of September 5, 2026. The nearest is in Champaign, about 23 miles away in a straight line.

Which banks are headquartered in Paxton?

Frederick Community Bank, The has its main office in Paxton, according to the FDIC.

What is the oldest bank in Paxton?

Frederick Community Bank, The has the longest record among banks with a branch here: the FDIC shows it operating since 1920.

Did any bank branches open or close in Paxton in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Paxton?

Nearby cities with more banks include Rantoul, Gibson City, Onarga. Rantoul is 11 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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