US Bank Directory
Banks in Paxton, IL
2 FDIC-insured banks operate 3 offices in Paxton, Illinois.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Paxton
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 3 locations in Paxton, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Paxton
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Frederick Community Bank, The has the most locations in Paxton, with 2. The other 1 has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Frederick Community Bank, The Bank · 2
Frederick Community Bank, The has 2 branches in Paxton, 4 across Illinois and 4 nationwide. FDIC records list its main office in Paxton, IL and show it operating since 1920. With $196.1 million in total assets on June 30, 2026, it ranks No. 3,014 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Paxton location is its main office at 106 N Market St, dating to 1920; the newest, at 101 S Market St, to 1969. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office106 N Market St, 60957
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Plaza Facility101 S Market St, 60957
Bank of Pontiac Bank · 1
Bank of Pontiac has 1 branch in Paxton, 14 across Illinois and 14 nationwide. FDIC records list its main office in Pontiac, IL and show it operating since 1947. With $1.18 billion in total assets on June 30, 2026, it ranks No. 913 of 4,232 U.S. banks by total assets. The Paxton Branch at 101 N Taft St dates to 1914 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Paxton Branch101 N Taft St, 60957
Banking in Paxton: the local picture
Short answer: 2 banks run 3 branches in Paxton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 1 has its main office in Paxton, 1 elsewhere in Illinois, according to the FDIC.
The bank with the longest record here is Frederick Community Bank, The, operating since 1920 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of Pontiac's office at 101 N Taft St, dating to 1914; the newest is Frederick Community Bank, The's at 101 S Market St, from 1969.
None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Paxton, and where the nearest one is if they do not.
Short answer: No branches in Paxton: Chase (nearest in Champaign, 23 mi), Wells Fargo (nearest in Naperville, 91 mi), Bank of America (nearest in New Lenox, 73 mi), PNC Bank (nearest in Urbana, 25 mi), U.S. Bank (nearest in Bloomington, 45 mi), Truist, Fifth Third Bank (nearest in New Lenox, 71 mi), Huntington (nearest in New Lenox, 73 mi), Regions Bank (nearest in Bloomington, 46 mi), TD Bank, BMO (nearest in Manhattan, 66 mi).
| Bank | In Paxton | Nearest branch if none here |
|---|---|---|
| Chase | None | Champaign, 23 miles away |
| Wells Fargo | None | Naperville, 91 miles away |
| Bank of America | None | New Lenox, 73 miles away |
| PNC Bank | None | Urbana, 25 miles away |
| U.S. Bank | None | Bloomington, 45 miles away |
| Truist | None | none in Illinois |
| Fifth Third Bank | None | New Lenox, 71 miles away |
| Huntington | None | New Lenox, 73 miles away |
| Regions Bank | None | Bloomington, 46 miles away |
| TD Bank | None | none in Illinois |
| BMO | None | Manhattan, 66 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Paxton to the nearest branch in Illinois.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Paxton residents like anyone else.
Banks near Paxton
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Rantoul (11 miles) and Gibson City (15 miles). Rantoul, 11 miles away, has the most banks nearby: 4.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Rantoul, IL | 11 mi | 4 | 4 |
| Banks in Gibson City, IL | 15 mi | 2 | 2 |
| Banks in Onarga, IL | 18 mi | 2 | 2 |
| Banks in Piper City, IL | 21 mi | 2 | 2 |
| Banks in Gilman, IL | 22 mi | 2 | 2 |
| Banks in Hoopeston, IL | 22 mi | 3 | 3 |
| Banks in Chatsworth, IL | 22 mi | 2 | 2 |
| Banks in Milford, IL | 24 mi | 2 | 2 |
Bank branch openings and closings in Paxton
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Paxton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Paxton
Short answer: 1 institution has its main office in Paxton: Frederick Community Bank, The.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Frederick Community Bank, The | Bank | $196.1 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Paxton by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Paxton offices.
Short answer: Bank of Pontiac is the largest bank with offices in Paxton, with $1.18 billion in total assets on June 30, 2026, No. 913 among U.S. banks by total assets. Frederick Community Bank, The is second with $196.1 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of Pontiac | $1.18 billion | No. 913 | 1 | Pontiac, IL |
| Frederick Community Bank, The | $196.1 million | No. 3,014 | 2 | Paxton, IL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Paxton: FAQ
How many banks are in Paxton, IL?
Paxton has 2 banks with 3 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Paxton?
Frederick Community Bank, The, with 2. Bank of Pontiac has 1.
Is there a Frederick Community Bank, The in Paxton, IL?
Yes. FDIC data lists 2 Frederick Community Bank, The branches in Paxton as of September 5, 2026, the main office at 106 N Market St. Its branches are listed under Frederick Community Bank, The above, with the address and directions for each.
Is there a Bank of Pontiac in Paxton, IL?
Yes. FDIC data lists 1 Bank of Pontiac branch in Paxton as of September 5, 2026. The address and directions are under Bank of Pontiac above.
Is there a Chase in Paxton, IL?
No. FDIC data lists no Chase branch in Paxton as of September 5, 2026. The nearest is in Champaign, about 23 miles away in a straight line.
Which banks are headquartered in Paxton?
Frederick Community Bank, The has its main office in Paxton, according to the FDIC.
What is the oldest bank in Paxton?
Frederick Community Bank, The has the longest record among banks with a branch here: the FDIC shows it operating since 1920.
Did any bank branches open or close in Paxton in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Paxton?
Nearby cities with more banks include Rantoul, Gibson City, Onarga. Rantoul is 11 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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