Banks in Milford, IL

Bank branch map: Milford

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Milford, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Milford

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Citizens State Bank of Milford and Milford Building and Loan Association have the most locations in Milford, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Citizens State Bank of Milford 1 branch · main office Milford, IL Bank · 1

Citizens State Bank of Milford has 1 branch in Milford, 1 across Illinois and 1 nationwide. FDIC records list its main office in Milford, IL and show it operating since 1907. With $56.9 million in total assets on June 30, 2026, it ranks No. 4,015 of 4,232 U.S. banks by total assets. Its main office at 36 E Jones St dates to 1907 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  36 E Jones St, 60953

  Hours: see the bank's site
  DirectionsWebsite

Citizens State Bank of Milford: profile, branches and contacts

Milford Building and Loan Association 1 branch · main office Milford, IL Bank · 1

Milford Building and Loan Association has 1 branch in Milford, 1 across Illinois and 1 nationwide. FDIC records list its main office in Milford, IL and show it operating since 1883. With $28.1 million in total assets on June 30, 2026, it ranks No. 4,180 of 4,232 U.S. banks by total assets. Its main office at 131 E Jones St dates to 1883 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  131 E Jones St, 60953

  Hours: see the bank's site
  Directions

Milford Building and Loan Association: profile, branches and contacts

Banking in Milford: the local picture

Short answer: 2 banks run 2 branches in Milford according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 2 have their main office in Milford, according to the FDIC.

The bank with the longest record here is Milford Building and Loan Association, operating since 1883 according to the FDIC. In FDIC branch records, the longest-running branch is Milford Building and Loan Association's office at 131 E Jones St, dating to 1883; the newest is Citizens State Bank of Milford's at 36 E Jones St, from 1907.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Milford, and where the nearest one is if they do not.

Short answer: No branches in Milford: Chase (nearest in Urbana, 45 mi), Wells Fargo (nearest in Naperville, 82 mi), Bank of America (nearest in Matteson, 60 mi), PNC Bank (nearest in Kankakee, 35 mi), U.S. Bank (nearest in Wilmington, 52 mi), Truist, Fifth Third Bank (nearest in South Chicago Heights, 59 mi), Huntington (nearest in Frankfort, 61 mi), Regions Bank (nearest in Bloomington, 67 mi), TD Bank, BMO (nearest in Crete, 56 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Milford to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Milford residents like anyone else.

Banks near Milford

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Watseka (10 miles) and Hoopeston (12 miles). Watseka, 10 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Milford

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Milford between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Milford

Short answer: 2 institutions have their main office in Milford: Citizens State Bank of Milford and Milford Building and Loan Association.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Milford by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Milford offices.

Short answer: Citizens State Bank of Milford is the largest bank with offices in Milford, with $56.9 million in total assets on June 30, 2026, No. 4,015 among U.S. banks by total assets. Milford Building and Loan Association is second with $28.1 million. 2 of the 2 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Milford: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.