Banks in Watseka, IL

Bank branch map: Watseka

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 5 locations in Watseka, according to the FDIC. 5 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Watseka

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 5 banks share the most locations in Watseka, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Financial Bank 1 branch · main office Cincinnati, OH Bank · 1

First Financial Bank has 1 branch in Watseka, 22 across Illinois and 165 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $22.35 billion in total assets on June 30, 2026, it ranks No. 97 of 4,232 U.S. banks by total assets. The Watseka at 216 S 4th St dates to 1956 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Watseka

  216 S 4th St, 60970

  Hours: see the bank's site
  DirectionsWebsite

First Financial Bank: profile, branches and contacts

Iroquois Farmers State Bank 1 branch · main office Iroquois, IL Bank · 1

Iroquois Farmers State Bank has 1 branch in Watseka, 6 across Illinois and 6 nationwide. FDIC records list its main office in Iroquois, IL and show it operating since 1919. With $174.5 million in total assets on June 30, 2026, it ranks No. 3,166 of 4,232 U.S. banks by total assets. The Watseka Branch at 698 E Walnut St dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Watseka Branch

  698 E Walnut St, 60970

  Hours: see the bank's site
  DirectionsWebsite

Iroquois Farmers State Bank: profile, branches and contacts

Prospect Bank 1 branch · main office Paris, IL Bank · 1

Prospect Bank has 1 branch in Watseka, 10 across Illinois and 11 nationwide. FDIC records list its main office in Paris, IL and show it operating since 1873. With $715.6 million in total assets on June 30, 2026, it ranks No. 1,365 of 4,232 U.S. banks by total assets. The Watseka Branch at 141 N Veterans Pkwy dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Watseka Branch

  141 N Veterans Pkwy, 60970

  Hours: see the bank's site
  DirectionsWebsite

Prospect Bank: profile, branches and contacts

Servbank 1 branch · main office Oswego, IL Bank · 1

Servbank has 1 branch in Watseka, 8 across Illinois and 8 nationwide. FDIC records list its main office in Oswego, IL and show it operating since 1994. With $1.70 billion in total assets on June 30, 2026, it ranks No. 668 of 4,232 U.S. banks by total assets. The Iroquois Federal Savings And Loan Branch at 201 E Cherry St dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Iroquois Federal Savings And Loan Branch

  201 E Cherry St, 60970

  Hours: see the bank's site
  DirectionsWebsite

Servbank: profile, branches and contacts

The First Trust and Savings Bank of Watseka, Illinois 1 branch · main office Watseka, IL Bank · 1

The First Trust and Savings Bank of Watseka, Illinois has 1 branch in Watseka, 2 across Illinois and 2 nationwide. FDIC records list its main office in Watseka, IL and show it operating since 1909. With $337.1 million in total assets on June 30, 2026, it ranks No. 2,316 of 4,232 U.S. banks by total assets. Its main office at 120 E Walnut St dates to 1909 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  120 E Walnut St, 60970

  Hours: see the bank's site
  DirectionsWebsite

The First Trust and Savings Bank of Watseka, Illinois: profile, branches and contacts

Banking in Watseka: the local picture

Short answer: 5 banks run 5 branches in Watseka according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 1 has its main office in Watseka, 3 elsewhere in Illinois and 1 out of state, according to the FDIC.

The bank with the longest record here is First Financial Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is The First Trust and Savings Bank of Watseka, Illinois's office at 120 E Walnut St, dating to 1909; the newest is Servbank's at 201 E Cherry St, from 2026.

None of the 5 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Watseka, and where the nearest one is if they do not.

Short answer: No branches in Watseka: Chase (nearest in South Chicago Heights, 49 mi), Wells Fargo (nearest in Naperville, 72 mi), Bank of America (nearest in Matteson, 50 mi), PNC Bank (nearest in Kankakee, 25 mi), U.S. Bank (nearest in Wilmington, 43 mi), Truist, Fifth Third Bank (nearest in South Chicago Heights, 49 mi), Huntington (nearest in Frankfort, 51 mi), Regions Bank (nearest in Bloomington, 68 mi), TD Bank, BMO (nearest in Crete, 46 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Watseka to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Watseka residents like anyone else.

Banks near Watseka

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Milford (10 miles) and Gilman (14 miles). Kankakee, 25 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Watseka

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Watseka between September 5, 2025 and September 5, 2026.

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Banks and credit unions based in Watseka

Short answer: 1 institution has its main office in Watseka: The First Trust and Savings Bank of Watseka, Illinois.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Watseka by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Watseka offices.

Short answer: First Financial Bank is the largest bank with offices in Watseka, with $22.35 billion in total assets on June 30, 2026, No. 97 among U.S. banks by total assets. Servbank is second with $1.70 billion. 1 of the 5 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Watseka: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.