US Bank Directory

Banks in Clifton, IL

2 FDIC-insured banks operate 2 offices in Clifton, Illinois.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Clifton

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Clifton, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Clifton

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Servbank and The First Trust and Savings Bank of Watseka, Illinois have the most locations in Clifton, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Servbank 1 branch · main office Oswego, IL Bank · 1

Servbank has 1 branch in Clifton, 8 across Illinois and 8 nationwide. FDIC records list its main office in Oswego, IL and show it operating since 1994. With $1.70 billion in total assets on June 30, 2026, it ranks No. 668 of 4,232 U.S. banks by total assets. The Clifton Office at 175 E 4th Ave dates to 1883 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Servbank: profile, branches and contacts
The First Trust and Savings Bank of Watseka, Illinois 1 branch · main office Watseka, IL Bank · 1

The First Trust and Savings Bank of Watseka, Illinois has 1 branch in Clifton, 2 across Illinois and 2 nationwide. FDIC records list its main office in Watseka, IL and show it operating since 1909. With $337.1 million in total assets on June 30, 2026, it ranks No. 2,316 of 4,232 U.S. banks by total assets. The Clifton Branch at 145 E 5th Ave dates to 1902 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

The First Trust and Savings Bank of Watseka, Illinois: profile, branches and contacts

Banking in Clifton: the local picture

Short answer: 2 banks run 2 branches in Clifton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Clifton, 2 elsewhere in Illinois, according to the FDIC.

The bank with the longest record here is The First Trust and Savings Bank of Watseka, Illinois, operating since 1909 according to the FDIC. In FDIC branch records, the longest-running branch is Servbank's office at 175 E 4th Ave, dating to 1883; the newest is The First Trust and Savings Bank of Watseka, Illinois's at 145 E 5th Ave, from 1902.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Clifton, and where the nearest one is if they do not.

Short answer: No branches in Clifton: Chase (nearest in Channahon, 38 mi), Wells Fargo (nearest in Naperville, 59 mi), Bank of America (nearest in New Lenox, 40 mi), PNC Bank (nearest in Kankakee, 13 mi), U.S. Bank (nearest in Wilmington, 28 mi), Truist, Fifth Third Bank (nearest in New Lenox, 38 mi), Huntington (nearest in Frankfort, 40 mi), Regions Bank (nearest in Bloomington, 62 mi), TD Bank, BMO (nearest in Manhattan, 34 mi).

BankIn CliftonNearest branch if none here
ChaseNoneChannahon, 38 miles away
Wells FargoNoneNaperville, 59 miles away
Bank of AmericaNoneNew Lenox, 40 miles away
PNC BankNoneKankakee, 13 miles away
U.S. BankNoneWilmington, 28 miles away
TruistNonenone in Illinois
Fifth Third BankNoneNew Lenox, 38 miles away
HuntingtonNoneFrankfort, 40 miles away
Regions BankNoneBloomington, 62 miles away
TD BankNonenone in Illinois
BMONoneManhattan, 34 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Clifton to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Clifton residents like anyone else.

Banks near Clifton

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Herscher (12 miles) and Gilman (12 miles). Bourbonnais, 16 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Clifton

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Clifton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Clifton by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Clifton offices.

Short answer: Servbank is the largest bank with offices in Clifton, with $1.70 billion in total assets on June 30, 2026, No. 668 among U.S. banks by total assets. The First Trust and Savings Bank of Watseka, Illinois is second with $337.1 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Servbank$1.70 billionNo. 6681Oswego, IL
The First Trust and Savings Bank of Watseka, Illinois$337.1 millionNo. 2,3161Watseka, IL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Clifton: FAQ

How many banks are in Clifton, IL?

Clifton has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Clifton?

Servbank, with 1. The First Trust and Savings Bank of Watseka, Illinois has 1.

Is there a Servbank in Clifton, IL?

Yes. FDIC data lists 1 Servbank branch in Clifton as of September 5, 2026. The address and directions are under Servbank above.

Is there a The First Trust and Savings Bank of Watseka, Illinois in Clifton, IL?

Yes. FDIC data lists 1 The First Trust and Savings Bank of Watseka, Illinois branch in Clifton as of September 5, 2026. The address and directions are under The First Trust and Savings Bank of Watseka, Illinois above.

Is there a Chase in Clifton, IL?

No. FDIC data lists no Chase branch in Clifton as of September 5, 2026. The nearest is in Channahon, about 38 miles away in a straight line.

What is the oldest bank in Clifton?

The First Trust and Savings Bank of Watseka, Illinois has the longest record among banks with a branch here: the FDIC shows it operating since 1909.

Did any bank branches open or close in Clifton in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Clifton?

Nearby cities with more banks include Herscher, Gilman, Kankakee. Herscher is 12 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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