US Bank Directory
Banks in Herscher, IL
3 FDIC-insured banks operate 3 offices in Herscher, Illinois.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Herscher
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Herscher, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Herscher
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Midland States Bank, Foresight Bank and National Bank of St. Anne have the most locations in Herscher, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Foresight Bank Bank · 1
Foresight Bank has 1 branch in Herscher, 14 across Illinois and 14 nationwide. FDIC records list its main office in Winnebago, IL and show it operating since 1907. With $1.71 billion in total assets on June 30, 2026, it ranks No. 665 of 4,232 U.S. banks by total assets. The Herscher Branch at 10 Tobey Dr dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Herscher Branch10 Tobey Dr, 60941
Midland States Bank Bank · 1
Midland States Bank has 1 branch in Herscher, 48 across Illinois and 60 nationwide. FDIC records list its main office in Effingham, IL and show it operating since 1881. With $6.69 billion in total assets on June 30, 2026, it ranks No. 233 of 4,232 U.S. banks by total assets. The Herscher Branch at 654 N Park Rd dates to 1885 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Herscher Branch654 N Park Rd, 60941
National Bank of St. Anne Bank · 1
National Bank of St. Anne has 1 branch in Herscher, 3 across Illinois and 3 nationwide. FDIC records list its main office in St. Anne, IL and show it operating since 1948. With $143.2 million in total assets on June 30, 2026, it ranks No. 3,371 of 4,232 U.S. banks by total assets. The National Bank Of Herscher Branch at 100 S. Main Street dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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National Bank Of Herscher Branch100 S. Main Street, 60941
Banking in Herscher: the local picture
Short answer: 3 banks run 3 branches in Herscher according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Herscher, 3 elsewhere in Illinois, according to the FDIC.
The bank with the longest record here is Midland States Bank, operating since 1881 according to the FDIC. In FDIC branch records, the longest-running branch is Midland States Bank's office at 654 N Park Rd, dating to 1885; the newest is Foresight Bank's at 10 Tobey Dr, from 2025.
None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Herscher, and where the nearest one is if they do not.
Short answer: No branches in Herscher: Chase (nearest in Channahon, 27 mi), Wells Fargo (nearest in Naperville, 50 mi), Bank of America (nearest in Joliet, 33 mi), PNC Bank (nearest in Kankakee, 13 mi), U.S. Bank (nearest in Wilmington, 18 mi), Truist, Fifth Third Bank (nearest in New Lenox, 31 mi), Huntington (nearest in New Lenox, 33 mi), Regions Bank (nearest in Bloomington, 60 mi), TD Bank, BMO (nearest in Manhattan, 26 mi).
| Bank | In Herscher | Nearest branch if none here |
|---|---|---|
| Chase | None | Channahon, 27 miles away |
| Wells Fargo | None | Naperville, 50 miles away |
| Bank of America | None | Joliet, 33 miles away |
| PNC Bank | None | Kankakee, 13 miles away |
| U.S. Bank | None | Wilmington, 18 miles away |
| Truist | None | none in Illinois |
| Fifth Third Bank | None | New Lenox, 31 miles away |
| Huntington | None | New Lenox, 33 miles away |
| Regions Bank | None | Bloomington, 60 miles away |
| TD Bank | None | none in Illinois |
| BMO | None | Manhattan, 26 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Herscher to the nearest branch in Illinois.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Herscher residents like anyone else.
Banks near Herscher
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Clifton (12 miles) and Kankakee (12 miles). Bourbonnais, 14 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Clifton, IL | 12 mi | 2 | 2 |
| Banks in Kankakee, IL | 12 mi | 7 | 9 |
| Banks in Bourbonnais, IL | 14 mi | 9 | 11 |
| Banks in Bradley, IL | 14 mi | 2 | 2 |
| Banks in Wilmington, IL | 18 mi | 3 | 3 |
| Banks in Dwight, IL | 18 mi | 3 | 3 |
| Banks in Diamond, IL | 18 mi | 2 | 2 |
| Banks in Manteno, IL | 19 mi | 3 | 3 |
Bank branch openings and closings in Herscher
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Herscher between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Herscher by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Herscher offices.
Short answer: Midland States Bank is the largest bank with offices in Herscher, with $6.69 billion in total assets on June 30, 2026, No. 233 among U.S. banks by total assets. Foresight Bank is second with $1.71 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Midland States Bank | $6.69 billion | No. 233 | 1 | Effingham, IL |
| Foresight Bank | $1.71 billion | No. 665 | 1 | Winnebago, IL |
| National Bank of St. Anne | $143.2 million | No. 3,371 | 1 | St. Anne, IL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Herscher: FAQ
How many banks are in Herscher, IL?
Herscher has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Herscher?
Midland States Bank, with 1. Foresight Bank has 1 and National Bank of St. Anne has 1.
Is there a Midland States Bank in Herscher, IL?
Yes. FDIC data lists 1 Midland States Bank branch in Herscher as of September 5, 2026. The address and directions are under Midland States Bank above.
Is there a Foresight Bank in Herscher, IL?
Yes. FDIC data lists 1 Foresight Bank branch in Herscher as of September 5, 2026. The address and directions are under Foresight Bank above.
Is there a National Bank of St. Anne in Herscher, IL?
Yes. FDIC data lists 1 National Bank of St. Anne branch in Herscher as of September 5, 2026. The address and directions are under National Bank of St. Anne above.
Is there a Chase in Herscher, IL?
No. FDIC data lists no Chase branch in Herscher as of September 5, 2026. The nearest is in Channahon, about 27 miles away in a straight line.
What is the oldest bank in Herscher?
Midland States Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1881.
Did any bank branches open or close in Herscher in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Herscher?
Nearby cities with more banks include Clifton, Kankakee, Bourbonnais. Clifton is 12 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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