FDIC-insured bank

First State Bank and Trust — Monticello, IL

Bank headquartered in Monticello, Illinois, part of FIRST ST BCORP MONTICELLO EMPLOYEE STK OWNERSHIP PLAN.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Total assets
$509.62 million
Total deposits
$464.28 million
Branches
10
FDIC-insured since
1945
Established
1945

Headquarters and contact

Address201 W Main St
Monticello, IL 61856
CountyPiatt
Metro areaChampaign-Urbana, IL
Websitewww.fsbcorp.com
Phonenot published in FDIC data, see the bank's website

FDIC record

FDIC Certificate16332
Federal Reserve RSSD ID899642
StatusActive
Charter classNM (STATE)
Holding companyFIRST ST BCORP MONTICELLO EMPLOYEE STK OWNERSHIP PLAN
Domestic offices10
Financials as ofJune 30, 2026

How to find your First State Bank and Trust routing number

FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.fsbcorp.com.
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Offices nearest to headquarters

First State Bank And Trust main office
Monticello, IL
201 W Main St, 61856
Drive-In Facility
Monticello, IL
201 W Main St, 61856
Hammond Branch
Hammond, IL
200 S. Don Ryan, 61929
Atwood Branch
Atwood, IL
131 N Main St, 61913
Champaign Branch
Champaign, IL
101 E Windsor Rd, 61820
Tuscola Branch
Tuscola, IL
801 S Main St, 61953
Heyworth First State Branch
Heyworth, IL
117 E Main St, 61745
Westminster Village Facility
Bloomington, IL
2025 E Lincoln St, 61701
Bloomington Branch
Bloomington, IL
204 N Prospect Rd, 61704
Luther Oaks Branch
Bloomington, IL
601 Lutz Rd, 61704

Where First State Bank and Trust has offices

Cities with the most First State Bank and Trust offices

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