US Bank Directory

Banks in Bloomington, IL

18 FDIC-insured banks operate 26 offices in Bloomington, Illinois, and 8 credit unions have 10 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Bloomington

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 26 banks and credit unions operate 36 locations in Bloomington, according to the FDIC and the NCUA. 36 of them have coordinates on record and are on the map. 15 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

36 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Bloomington

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Heartland Bank has the most locations in Bloomington, with 4. It is followed by First State Bank and Trust (3), PNC Bank (2), Busey Bank (2). 13 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Heartland Bank 4 branches · main office Bloomington, IL Bank · 4

Heartland Bank has 4 branches in Bloomington, 82 across Illinois and 87 nationwide. FDIC records list its main office in Bloomington, IL and show it operating since 1971. With $6.72 billion in total assets on June 30, 2026, it ranks No. 231 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Bloomington location is its main office at 401 N Hershey Rd, dating to 1971; the newest, at 2111 E Oakland Ave, to 2007. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    401 N Hershey Rd, 61704
    Hours: see the bank's site
  • B-N Downtown Branch
    205 N Main St, 61701
    Hours: see the bank's site
  • B-N Oakland Branch
    2111 E Oakland Ave, 61701
    Hours: see the bank's site
  • B-N West Market Branch
    2231 W Market St, 61705
    Hours: see the bank's site
Heartland Bank: profile, branches and contacts
First State Bank and Trust 3 branches · main office Monticello, IL Bank · 3

First State Bank and Trust has 3 branches in Bloomington, 10 across Illinois and 10 nationwide. FDIC records list its main office in Monticello, IL and show it operating since 1945. With $509.6 million in total assets on June 30, 2026, it ranks No. 1,771 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Bloomington location is the Westminster Village Facility at 2025 E Lincoln St, dating to 1979; the newest, at 204 N Prospect Rd, to 2023. It does not publish hours in the sources this page uses; check its site before you go.

  • Westminster Village Facility
    2025 E Lincoln St, 61701
    Hours: see the bank's site
  • Bloomington Branch
    204 N Prospect Rd, 61704
    Hours: see the bank's site
  • Luther Oaks Branch
    601 Lutz Rd, 61704
    Hours: see the bank's site
First State Bank and Trust: profile, branches and contacts
Busey Bank 2 branches · main office Champaign, IL Bank · 2

Busey Bank has 2 branches in Bloomington, 50 across Illinois and 81 nationwide. FDIC records list its main office in Champaign, IL and show it operating since 1946. With $18.15 billion in total assets on June 30, 2026, it ranks No. 112 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Bloomington location is the Bloomington Citizens Savings Branch at 2101 N Veterans Pkwy, dating to 1888; the newest, at 1111 S Veterans Pkwy, to 1994. It does not publish hours in the sources this page uses; check its site before you go.

  • Veterans Branch
    1111 S Veterans Pkwy, 61701
    Hours: see the bank's site
  • Bloomington Citizens Savings Branch
    2101 N Veterans Pkwy, 61704
    Hours: see the bank's site
Busey Bank: profile, branches and contacts
Citizens Equity First Credit Union 2 offices · main office Peoria, IL Credit union · 2

Citizens Equity First Credit Union has 2 officees in Bloomington, 29 across Illinois. It is based in Peoria, IL and $8.61 billion in assets on March 31, 2026, according to its NCUA call report. All 2 of its Bloomington locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • Bloomington Veterans Member Center
    1114 S Veterans Pkwy, 61704
    (309) 633-4270Today 8 am to 5 pm
    All hours

    Mon to Thu 8 am to 5 pm; Fri 8 am to 6 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • Bloomington Empire Member Center
    2323 E Empire St, 61704
    (309) 633-7900Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 8 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Citizens Equity First Credit Union: profile, branches and contacts
First Financial Bank 2 branches · main office Terre Haute, IN Bank · 2

First Financial Bank has 2 branches in Bloomington, 24 across Illinois and 83 nationwide. FDIC records list its main office in Terre Haute, IN and show it operating since 1863. With $6.17 billion in total assets on June 30, 2026, it ranks No. 245 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Bloomington location is the Bloomington Branch at 1218 Towanda Ave, dating to 1995; the newest, at 1 Brickyard Dr Ste 301, to 2001. It does not publish hours in the sources this page uses; check its site before you go.

  • Brickyard Branch
    1 Brickyard Dr Ste 301, 61701
    Hours: see the bank's site
  • Bloomington Branch
    1218 Towanda Ave, 61701
    Hours: see the bank's site
First Financial Bank: profile, branches and contacts
Iaa Credit Union 2 offices · main office Bloomington, IL Credit union · 2

Iaa Credit Union has 2 officees in Bloomington, 2 across Illinois. It is based in Bloomington, IL and $414.2 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Bloomington locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    808 Iaa Dr, 61701
    (309) 557-2541Today 8:30 am to 4:30 pm
    All hours

    Mon to Fri 8:30 am to 4:30 pm; Sat 8:30 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • Iaa Credit Union
    1701 Towanda Ave, 61701
    (309) 557-3142Today 8:30 am to 4 pm
    All hours

    Mon to Fri 8:30 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Iaa Credit Union: profile, branches and contacts
PNC Bank PNC Bank, National Association · 2 branches · main office Wilmington, DE Bank · 2

PNC Bank has 2 branches in Bloomington, 148 across Illinois and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Bloomington location is the Bloomington Downtown at 202 E Washington St, dating to 1934; the newest, at 406 N Hershey Rd, to 2002. All 2 of its Bloomington locations with published hours open on Saturday.

  • Bloomington Downtown
    202 E Washington St, 61701
    Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026

  • Hershey Road Branch
    406 N Hershey Rd, 61704
    Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026

PNC Bank: profile, branches and contacts
Bank of Pontiac 1 branch · main office Pontiac, IL Bank · 1

Bank of Pontiac has 1 branch in Bloomington, 14 across Illinois and 14 nationwide. FDIC records list its main office in Pontiac, IL and show it operating since 1947. With $1.18 billion in total assets on June 30, 2026, it ranks No. 913 of 4,232 U.S. banks by total assets. The Bloomington Branch at 4001 General Electric Rd dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Bloomington Branch
    4001 General Electric Rd, 61704
    Hours: see the bank's site
Bank of Pontiac: profile, branches and contacts
Bloomington Municipal Credit Union 1 office · main office Bloomington, IL Credit union · 1

Bloomington Municipal Credit Union has 1 office in Bloomington, 1 across Illinois. It is based in Bloomington, IL and $44.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    602 S Gridley St, 61701
    (309) 827-7266Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Bloomington Municipal Credit Union: profile, branches and contacts
Bloomington Postal Employees Credit Union 1 office · main office Bloomington, IL Credit union · 1

Bloomington Postal Employees Credit Union has 1 office in Bloomington, 1 across Illinois. It is based in Bloomington, IL and $21.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    1511 E Empire St, 61701
    (309) 663-5841Today 7:30 am to 4 pm
    All hours

    Mon to Fri 7:30 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Bloomington Postal Employees Credit Union: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Bloomington, 265 across Illinois and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Bloomington Il Main Branch at 2404 E Oakland Ave dates to 1902 in FDIC branch records. It opens on Saturday.

  • Bloomington Il Main Branch
    2404 E Oakland Ave, 61701
    (309) 433-9151Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

Chase: profile, branches and contacts
CIBM Bank 1 branch · main office Champaign, IL Bank · 1

CIBM Bank has 1 branch in Bloomington, 6 across Illinois and 9 nationwide. FDIC records list its main office in Champaign, IL and show it operating since 1921. With $819.7 million in total assets on June 30, 2026, it ranks No. 1,234 of 4,232 U.S. banks by total assets. The Bloomington Branch at 1801 E Empire St dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Bloomington Branch
    1801 E Empire St, 61704
    Hours: see the bank's site
CIBM Bank: profile, branches and contacts
Commerce Bank 1 branch · main office Kansas City, MO Bank · 1

Commerce Bank has 1 branch in Bloomington, 10 across Illinois and 154 nationwide. FDIC records list its main office in Kansas City, MO and show it operating since 1984. With $35.02 billion in total assets on June 30, 2026, it ranks No. 61 of 4,232 U.S. banks by total assets. The Bloomington Main Branch at 1339 E Empire St dates to 1977 in FDIC branch records. It opens on Saturday.

  • Bloomington Main Branch
    1339 E Empire St, 61701
    (309) 823-7000Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: Commerce Bank branch locator (All The Places), checked Oct 10, 2026

Commerce Bank: profile, branches and contacts
Country Trust Bank 1 branch · main office Bloomington, IL Bank · 1

Country Trust Bank has 1 branch in Bloomington, 1 across Illinois and 1 nationwide. FDIC records list its main office in Bloomington, IL and show it operating since 2000. With $42.3 million in total assets on June 30, 2026, it ranks No. 4,108 of 4,232 U.S. banks by total assets. Its main office at 1711 General Electric Rd dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    1711 General Electric Rd, 61704
    Hours: see the bank's site
Country Trust Bank: profile, branches and contacts
First Mid Bank & Trust First Mid Bank & Trust, National Association · 1 branch · main office Mattoon, IL Bank · 1

First Mid Bank & Trust has 1 branch in Bloomington, 52 across Illinois and 87 nationwide. FDIC records list its main office in Mattoon, IL and show it operating since 1865. With $9.14 billion in total assets on June 30, 2026, it ranks No. 178 of 4,232 U.S. banks by total assets. The Bloomington Branch at 2306 E Washington St dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Bloomington Branch
    2306 E Washington St, 61704
    Hours: see the bank's site
First Mid Bank & Trust: profile, branches and contacts
First State Bank 1 branch · main office Mendota, IL Bank · 1

First State Bank has 1 branch in Bloomington, 20 across Illinois and 20 nationwide. FDIC records list its main office in Mendota, IL and show it operating since 1940. With $1.56 billion in total assets on June 30, 2026, it ranks No. 722 of 4,232 U.S. banks by total assets. The Bloomington Branch at 502 N Hershey Rd dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Bloomington Branch
    502 N Hershey Rd, 61704
    Hours: see the bank's site
First State Bank: profile, branches and contacts
Flanagan State Bank 1 branch · main office Flanagan, IL Bank · 1

Flanagan State Bank has 1 branch in Bloomington, 10 across Illinois and 15 nationwide. FDIC records list its main office in Flanagan, IL and show it operating since 1913. With $300.3 million in total assets on June 30, 2026, it ranks No. 2,480 of 4,232 U.S. banks by total assets. The Bloomington Branch at 2401 E Washington St dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Bloomington Branch
    2401 E Washington St, 61704
    Hours: see the bank's site
Flanagan State Bank: profile, branches and contacts
Illinois State Credit Union 1 office · main office Normal, IL Credit union · 1

Illinois State Credit Union has 1 office in Bloomington, 5 across Illinois. It is based in Normal, IL and $252.6 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • 1408 Airport Road
    1408 Airport Rd, 61704
    (309) 451-8400Today 10 am to 6 pm
    All hours

    Mon to Fri 10 am to 6 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Illinois State Credit Union: profile, branches and contacts
INB 1 branch · main office Springfield, IL Bank · 1

INB has 1 branch in Bloomington, 13 across Illinois and 14 nationwide. FDIC records list its main office in Springfield, IL and show it operating since 1905. With $2.68 billion in total assets on June 30, 2026, it ranks No. 478 of 4,232 U.S. banks by total assets. The East Washington Branch at 2402 E Washington St dates to 2017 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • East Washington Branch
    2402 E Washington St, 61704
    Hours: see the bank's site
INB: profile, branches and contacts
Morton Community Bank 1 branch · main office Morton, IL Bank · 1

Morton Community Bank has 1 branch in Bloomington, 49 across Illinois and 49 nationwide. FDIC records list its main office in Morton, IL and show it operating since 1961. With $5.35 billion in total assets on June 30, 2026, it ranks No. 277 of 4,232 U.S. banks by total assets. The Bloomington Branch at 2807 E Empire St dates to 2016 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Bloomington Branch
    2807 E Empire St, 61704
    Hours: see the bank's site
Morton Community Bank: profile, branches and contacts
Prairie State Bank and Trust 1 branch · main office Springfield, IL Bank · 1

Prairie State Bank and Trust has 1 branch in Bloomington, 19 across Illinois and 19 nationwide. FDIC records list its main office in Springfield, IL and show it operating since 1988. With $840.1 million in total assets on June 30, 2026, it ranks No. 1,211 of 4,232 U.S. banks by total assets. The Bloomington-Trinity Lane Branch at 1101 Trinity Ln dates to 2015 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Bloomington-Trinity Lane Branch
    1101 Trinity Ln, 61704
    Hours: see the bank's site
Prairie State Bank and Trust: profile, branches and contacts
Regions Bank 1 branch · main office Birmingham, AL Bank · 1

Regions Bank has 1 branch in Bloomington, 41 across Illinois and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Bloomington Il Branch at 1304 E Empire St dates to 1903 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Bloomington Il Branch
    1304 E Empire St, 61701
    Hours: see the bank's site
Regions Bank: profile, branches and contacts
State Farm Credit Union 1 office · main office Bloomington, IL Credit union · 1

State Farm Credit Union has 1 office in Bloomington, 1 across Illinois. It is based in Bloomington, IL and $5.62 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    1 State Farm Plz Sa-1, 61710
    (888) 521-5209Today 7:30 am to 3:30 pm
    All hours

    Mon to Fri 7:30 am to 3:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

State Farm Credit Union: profile, branches and contacts
the Credit Union For All 1 office · main office Bloomington, IL Credit union · 1

the Credit Union For All has 1 office in Bloomington, 1 across Illinois. It is based in Bloomington, IL and $89.8 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    1811 Eastland Dr, 61704
    (309) 661-1166Today 9 am to 5:30 pm
    All hours

    Mon to Fri 9 am to 5:30 pm; Sat 8 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

the Credit Union For All: profile, branches and contacts
U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in Bloomington, 153 across Illinois and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Bloomington Branch at 1702 Eastland Dr dates to 1943 in FDIC branch records. It opens on Saturday.

  • Bloomington Branch
    1702 Eastland Dr, 61704
    (309) 662-2700Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

U.S. Bank: profile, branches and contacts
University of Illinois Community Credit Union 1 office · main office Champaign, IL Credit union · 1

University of Illinois Community Credit Union has 1 office in Bloomington, 8 across Illinois. It is based in Champaign, IL and $767.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Hamilton Branch
    1722 E Hamilton Rd, 61704
    (217) 278-7700Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

University of Illinois Community Credit Union: profile, branches and contacts

Join a credit union in Bloomington

8 credit unions have 10 offices here: Citizens Equity First Credit Union, Iaa Credit Union, State Farm Credit Union, University of Illinois Community Credit Union, Illinois State Credit Union and the Credit Union For All and 2 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Bloomington page has every office in the state's directory.

Banking in Bloomington: the local picture

Short answer: 18 banks run 26 branches in Bloomington according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 18 banks, 2 have their main office in Bloomington, 10 elsewhere in Illinois and 6 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Busey Bank's office at 2101 N Veterans Pkwy, dating to 1888; the newest is First State Bank and Trust's at 204 N Prospect Rd, from 2023.

8 credit unions have 10 offices in Bloomington, according to the NCUA. Who can join each one is on the credit unions page.

Of the 15 locations with published hours. 10 open on Saturday. 21 locations have no published hours in these sources.

Banks by ZIP code in Bloomington

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 61704 has the most bank and credit union offices in Bloomington (20), followed by 61701 (14) and 61705 (1). Offices are spread across 4 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
617042018Citizens Equity First Credit Union, First State Bank and Trust, Bank of Pontiac
617011411First Financial Bank, Heartland Bank, Iaa Credit Union
6170511Heartland Bank
6171011State Farm Credit Union

Banks and credit unions open on Saturday in Bloomington

Short answer: 10 of the 15 Bloomington locations with published hours open on Saturday, run by 8 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 21 of the 36 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Bloomington, and where the nearest one is if they do not.

Short answer: In Bloomington: Chase (1), PNC Bank (2), U.S. Bank (1), Regions Bank (1). No branches in Bloomington: Wells Fargo (nearest in Canton, 57 mi), Bank of America (nearest in Shorewood, 83 mi), Truist, Fifth Third Bank (nearest in Shorewood, 82 mi), Huntington (nearest in Shorewood, 83 mi), TD Bank, BMO (nearest in Channahon, 74 mi).

BankIn BloomingtonNearest branch if none here
Chase1 branchhere
PNC Bank2 brancheshere
U.S. Bank1 branchhere
Regions Bank1 branchhere
Wells FargoNoneCanton, 57 miles away
Bank of AmericaNoneShorewood, 83 miles away
TruistNonenone in Illinois
Fifth Third BankNoneShorewood, 82 miles away
HuntingtonNoneShorewood, 83 miles away
TD BankNonenone in Illinois
BMONoneChannahon, 74 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Bloomington to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Bloomington residents like anyone else.

Banks near Bloomington

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Normal (2 miles) and Le Roy (14 miles). Normal, 2 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Bloomington

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Bloomington between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Bloomington

Short answer: 7 institutions have their main office in Bloomington: Heartland Bank, Iaa Credit Union, State Farm Credit Union and the Credit Union For All and 3 more.

InstitutionTypeTotal assets, June 30, 2026Offices here
Heartland BankBank$6.72 billion4
Iaa Credit UnionCredit union$414.2 million2
State Farm Credit UnionCredit union$5.62 billion1
the Credit Union For AllCredit union$89.8 million1
Bloomington Municipal Credit UnionCredit union$44.9 million1
Country Trust BankBank$42.3 million1
Bloomington Postal Employees Credit UnionCredit union$21.7 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Bloomington by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Bloomington offices.

Short answer: Chase is the largest bank with offices in Bloomington, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. 2 of the 18 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
U.S. Bank$705.55 billionNo. 61Cincinnati, OH
PNC Bank$609.77 billionNo. 82Wilmington, DE
Regions Bank$159.79 billionNo. 271Birmingham, AL
Commerce Bank$35.02 billionNo. 611Kansas City, MO
Busey Bank$18.15 billionNo. 1122Champaign, IL
First Mid Bank & Trust$9.14 billionNo. 1781Mattoon, IL
Heartland Bank$6.72 billionNo. 2314Bloomington, IL
First Financial Bank$6.17 billionNo. 2452Terre Haute, IN
Morton Community Bank$5.35 billionNo. 2771Morton, IL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Bloomington: FAQ

How many banks are in Bloomington, IL?

Bloomington has 18 banks with 26 branches and 8 credit unions with 10 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Bloomington?

Heartland Bank, with 4. First State Bank and Trust has 3 and PNC Bank has 2.

Is there a Heartland Bank in Bloomington, IL?

Yes. FDIC data lists 4 Heartland Bank branches in Bloomington as of September 5, 2026, the main office at 401 N Hershey Rd. Its branches are listed under Heartland Bank above, with the address and directions for each.

Is there a First State Bank and Trust in Bloomington, IL?

Yes. FDIC data lists 3 First State Bank and Trust branches in Bloomington as of September 5, 2026. Its branches are listed under First State Bank and Trust above, with the address and directions for each.

Is there a PNC Bank in Bloomington, IL?

Yes. FDIC data lists 2 PNC Bank branches in Bloomington as of September 5, 2026. Its branches are listed under PNC Bank above, with the address and directions for each.

Is there a Wells Fargo in Bloomington, IL?

No. FDIC data lists no Wells Fargo branch in Bloomington as of September 5, 2026. The nearest is in Canton, about 57 miles away in a straight line.

Which banks in Bloomington are open on Saturday?

PNC Bank, Chase, U.S. Bank and Commerce Bank and 4 more publish Saturday hours for one or more Bloomington locations. The Saturday section above lists each one with its hours. 21 of the 36 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Bloomington?

Heartland Bank, Iaa Credit Union, State Farm Credit Union, the Credit Union For All and Bloomington Municipal Credit Union and 2 more have their main office in Bloomington, according to the FDIC and the NCUA.

What is the oldest bank in Bloomington?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Which credit unions can I join in Bloomington?

Citizens Equity First Credit Union, Iaa Credit Union, State Farm Credit Union and University of Illinois Community Credit Union and 4 more have offices in Bloomington. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Bloomington in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Bloomington?

Nearby cities with more banks include Normal, Le Roy, El Paso. Normal is 2 miles away with 8 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 10 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (5 of 26 branches: Chase, Commerce Bank, PNC Bank, U.S. Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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