US Bank Directory

Banks in Chenoa, IL

2 FDIC-insured banks operate 2 offices in Chenoa, Illinois.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Chenoa

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Chenoa, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Chenoa

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Heartland Bank and State Bank of Graymont have the most locations in Chenoa, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Heartland Bank 1 branch · main office Bloomington, IL Bank · 1

Heartland Bank has 1 branch in Chenoa, 82 across Illinois and 87 nationwide. FDIC records list its main office in Bloomington, IL and show it operating since 1971. With $6.72 billion in total assets on June 30, 2026, it ranks No. 231 of 4,232 U.S. banks by total assets. The Chenoa Branch at 801 E Cemetery Ave dates to 1950 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Chenoa Branch
    801 E Cemetery Ave, 61726
    Hours: see the bank's site
Heartland Bank: profile, branches and contacts
State Bank of Graymont 1 branch · main office Graymont, IL Bank · 1

State Bank of Graymont has 1 branch in Chenoa, 5 across Illinois and 5 nationwide. FDIC records list its main office in Graymont, IL and show it operating since 1913. With $312.7 million in total assets on June 30, 2026, it ranks No. 2,416 of 4,232 U.S. banks by total assets. The Chenoa Branch at 314 Crittenden St dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Chenoa Branch
    314 Crittenden St, 61726
    Hours: see the bank's site
State Bank of Graymont: profile, branches and contacts

Banking in Chenoa: the local picture

Short answer: 2 banks run 2 branches in Chenoa according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Chenoa, 2 elsewhere in Illinois, according to the FDIC.

The bank with the longest record here is State Bank of Graymont, operating since 1913 according to the FDIC. In FDIC branch records, the longest-running branch is Heartland Bank's office at 801 E Cemetery Ave, dating to 1950; the newest is State Bank of Graymont's at 314 Crittenden St, from 1997.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Chenoa, and where the nearest one is if they do not.

Short answer: No branches in Chenoa: Chase (nearest in Normal, 20 mi), Wells Fargo (nearest in Canton, 70 mi), Bank of America (nearest in Shorewood, 61 mi), PNC Bank (nearest in Normal, 20 mi), U.S. Bank (nearest in Bloomington, 22 mi), Truist, Fifth Third Bank (nearest in Shorewood, 60 mi), Huntington (nearest in Shorewood, 61 mi), Regions Bank (nearest in Bloomington, 22 mi), TD Bank, BMO (nearest in Channahon, 52 mi).

BankIn ChenoaNearest branch if none here
ChaseNoneNormal, 20 miles away
Wells FargoNoneCanton, 70 miles away
Bank of AmericaNoneShorewood, 61 miles away
PNC BankNoneNormal, 20 miles away
U.S. BankNoneBloomington, 22 miles away
TruistNonenone in Illinois
Fifth Third BankNoneShorewood, 60 miles away
HuntingtonNoneShorewood, 61 miles away
Regions BankNoneBloomington, 22 miles away
TD BankNonenone in Illinois
BMONoneChannahon, 52 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Chenoa to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Chenoa residents like anyone else.

Banks near Chenoa

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Pontiac (10 miles) and Fairbury (10 miles). Bloomington, 22 miles away, has the most banks nearby: 18.

Bank branch openings and closings in Chenoa

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Chenoa between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Chenoa by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Chenoa offices.

Short answer: Heartland Bank is the largest bank with offices in Chenoa, with $6.72 billion in total assets on June 30, 2026, No. 231 among U.S. banks by total assets. State Bank of Graymont is second with $312.7 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Heartland Bank$6.72 billionNo. 2311Bloomington, IL
State Bank of Graymont$312.7 millionNo. 2,4161Graymont, IL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Chenoa: FAQ

How many banks are in Chenoa, IL?

Chenoa has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Chenoa?

Heartland Bank, with 1. State Bank of Graymont has 1.

Is there a Heartland Bank in Chenoa, IL?

Yes. FDIC data lists 1 Heartland Bank branch in Chenoa as of September 5, 2026. The address and directions are under Heartland Bank above.

Is there a State Bank of Graymont in Chenoa, IL?

Yes. FDIC data lists 1 State Bank of Graymont branch in Chenoa as of September 5, 2026. The address and directions are under State Bank of Graymont above.

Is there a Chase in Chenoa, IL?

No. FDIC data lists no Chase branch in Chenoa as of September 5, 2026. The nearest is in Normal, about 20 miles away in a straight line.

What is the oldest bank in Chenoa?

State Bank of Graymont has the longest record among banks with a branch here: the FDIC shows it operating since 1913.

Did any bank branches open or close in Chenoa in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Chenoa?

Nearby cities with more banks include Pontiac, Fairbury, El Paso. Pontiac is 10 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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