US Bank Directory

Banks in Fairbury, IL

3 FDIC-insured banks operate 4 offices in Fairbury, Illinois.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Fairbury

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 4 locations in Fairbury, according to the FDIC. 4 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Fairbury

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Bank of Pontiac has the most locations in Fairbury, with 2. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of Pontiac 2 branches · main office Pontiac, IL Bank · 2

Bank of Pontiac has 2 branches in Fairbury, 14 across Illinois and 14 nationwide. FDIC records list its main office in Pontiac, IL and show it operating since 1947. With $1.18 billion in total assets on June 30, 2026, it ranks No. 913 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fairbury location is the Fairbury Branch at 104 E Locust St, dating to 1918; the newest, at 101 E Oak St, to 1980. It does not publish hours in the sources this page uses; check its site before you go.

Bank of Pontiac: profile, branches and contacts
First State Bank of Forrest 1 branch · main office Forrest, IL Bank · 1

First State Bank of Forrest has 1 branch in Fairbury, 6 across Illinois and 6 nationwide. FDIC records list its main office in Forrest, IL and show it operating since 1914. With $328.3 million in total assets on June 30, 2026, it ranks No. 2,358 of 4,232 U.S. banks by total assets. The Fairbury Branch at 603 W Oak St dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

First State Bank of Forrest: profile, branches and contacts
Morton Community Bank 1 branch · main office Morton, IL Bank · 1

Morton Community Bank has 1 branch in Fairbury, 49 across Illinois and 49 nationwide. FDIC records list its main office in Morton, IL and show it operating since 1961. With $5.35 billion in total assets on June 30, 2026, it ranks No. 277 of 4,232 U.S. banks by total assets. The Fairbury Branch at 804 W Oak St dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Morton Community Bank: profile, branches and contacts

Banking in Fairbury: the local picture

Short answer: 3 banks run 4 branches in Fairbury according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Fairbury, 3 elsewhere in Illinois, according to the FDIC.

The bank with the longest record here is First State Bank of Forrest, operating since 1914 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of Pontiac's office at 104 E Locust St, dating to 1918; the newest is First State Bank of Forrest's at 603 W Oak St, from 1997.

None of the 4 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Fairbury, and where the nearest one is if they do not.

Short answer: No branches in Fairbury: Chase (nearest in Normal, 28 mi), Wells Fargo (nearest in Naperville, 74 mi), Bank of America (nearest in Shorewood, 58 mi), PNC Bank (nearest in Normal, 28 mi), U.S. Bank (nearest in Bloomington, 29 mi), Truist, Fifth Third Bank (nearest in Shorewood, 56 mi), Huntington (nearest in Shorewood, 57 mi), Regions Bank (nearest in Bloomington, 30 mi), TD Bank, BMO (nearest in Channahon, 48 mi).

BankIn FairburyNearest branch if none here
ChaseNoneNormal, 28 miles away
Wells FargoNoneNaperville, 74 miles away
Bank of AmericaNoneShorewood, 58 miles away
PNC BankNoneNormal, 28 miles away
U.S. BankNoneBloomington, 29 miles away
TruistNonenone in Illinois
Fifth Third BankNoneShorewood, 56 miles away
HuntingtonNoneShorewood, 57 miles away
Regions BankNoneBloomington, 30 miles away
TD BankNonenone in Illinois
BMONoneChannahon, 48 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Fairbury to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Fairbury residents like anyone else.

Banks near Fairbury

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Forrest (6 miles) and Chenoa (10 miles). Pontiac, 11 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Fairbury

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Fairbury between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Fairbury by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Fairbury offices.

Short answer: Morton Community Bank is the largest bank with offices in Fairbury, with $5.35 billion in total assets on June 30, 2026, No. 277 among U.S. banks by total assets. Bank of Pontiac is second with $1.18 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Morton Community Bank$5.35 billionNo. 2771Morton, IL
Bank of Pontiac$1.18 billionNo. 9132Pontiac, IL
First State Bank of Forrest$328.3 millionNo. 2,3581Forrest, IL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Fairbury: FAQ

How many banks are in Fairbury, IL?

Fairbury has 3 banks with 4 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Fairbury?

Bank of Pontiac, with 2. Morton Community Bank has 1 and First State Bank of Forrest has 1.

Is there a Bank of Pontiac in Fairbury, IL?

Yes. FDIC data lists 2 Bank of Pontiac branches in Fairbury as of September 5, 2026. Its branches are listed under Bank of Pontiac above, with the address and directions for each.

Is there a Morton Community Bank in Fairbury, IL?

Yes. FDIC data lists 1 Morton Community Bank branch in Fairbury as of September 5, 2026. The address and directions are under Morton Community Bank above.

Is there a First State Bank of Forrest in Fairbury, IL?

Yes. FDIC data lists 1 First State Bank of Forrest branch in Fairbury as of September 5, 2026. The address and directions are under First State Bank of Forrest above.

Is there a Chase in Fairbury, IL?

No. FDIC data lists no Chase branch in Fairbury as of September 5, 2026. The nearest is in Normal, about 28 miles away in a straight line.

What is the oldest bank in Fairbury?

First State Bank of Forrest has the longest record among banks with a branch here: the FDIC shows it operating since 1914.

Did any bank branches open or close in Fairbury in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Fairbury?

Nearby cities with more banks include Forrest, Chenoa, Pontiac. Forrest is 6 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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