US Bank Directory
Banks in Eureka, IL
3 FDIC-insured banks operate 5 offices in Eureka, Illinois, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Eureka
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 6 locations in Eureka, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Eureka
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Heartland Bank has the most locations in Eureka, with 3. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Heartland Bank Bank · 3
Heartland Bank has 3 branches in Eureka, 82 across Illinois and 87 nationwide. FDIC records list its main office in Bloomington, IL and show it operating since 1971. With $6.72 billion in total assets on June 30, 2026, it ranks No. 231 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Eureka location is the Eureka Main Branch at 108 N Main St, dating to 1882; the newest, at 1821 S Main St, to 2007. It does not publish hours in the sources this page uses; check its site before you go.
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Eureka Main Branch108 N Main St, 61530
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Eureka South Branch1821 S Main St, 61530
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Eureka Center St Branch202 W Center St, 61530
Citizens Equity First Credit Union Credit union · 1
Citizens Equity First Credit Union has 1 office in Eureka, 29 across Illinois. It is based in Peoria, IL and $8.61 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Eureka Member Center514 W Center St, 61530
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Goodfield State Bank Bank · 1
Goodfield State Bank has 1 branch in Eureka, 6 across Illinois and 6 nationwide. FDIC records list its main office in Goodfield, IL and show it operating since 1920. With $285.5 million in total assets on June 30, 2026, it ranks No. 2,557 of 4,232 U.S. banks by total assets. The Eureka Branch at 1805 S Main St dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Eureka Branch1805 S Main St, 61530
Morton Community Bank Bank · 1
Morton Community Bank has 1 branch in Eureka, 49 across Illinois and 49 nationwide. FDIC records list its main office in Morton, IL and show it operating since 1961. With $5.35 billion in total assets on June 30, 2026, it ranks No. 277 of 4,232 U.S. banks by total assets. The Eureka Branch at 205 S Main St dates to 1888 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Eureka Branch205 S Main St, 61530
Join a credit union in Eureka
1 credit union has 1 office here: Citizens Equity First Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Eureka page has every office in the state's directory.
Banking in Eureka: the local picture
Short answer: 3 banks run 5 branches in Eureka according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Eureka, 3 elsewhere in Illinois, according to the FDIC.
The bank with the longest record here is Goodfield State Bank, operating since 1920 according to the FDIC. In FDIC branch records, the longest-running branch is Heartland Bank's office at 108 N Main St, dating to 1882; the newest is Heartland Bank's at 1821 S Main St, from 2007.
The only credit union with an office here is Citizens Equity First Credit Union.
Of the 1 location with published hours. 1 opens on Saturday. 5 locations have no published hours in these sources.
Credit unions open on Saturday in Eureka
Short answer: 1 of the 1 Eureka location with published hours opens on Saturday, run by 1 institution.
- Citizens Equity First Credit Union: 1 of 1 office (514 W Center St: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Eureka, and where the nearest one is if they do not.
Short answer: No branches in Eureka: Chase (nearest in East Peoria, 16 mi), Wells Fargo (nearest in Canton, 41 mi), Bank of America (nearest in Shorewood, 80 mi), PNC Bank (nearest in Washington, 10 mi), U.S. Bank (nearest in Normal, 21 mi), Truist, Fifth Third Bank (nearest in Sterling, 78 mi), Huntington (nearest in Shorewood, 80 mi), Regions Bank (nearest in East Peoria, 16 mi), TD Bank, BMO (nearest in Channahon, 71 mi).
| Bank | In Eureka | Nearest branch if none here |
|---|---|---|
| Chase | None | East Peoria, 16 miles away |
| Wells Fargo | None | Canton, 41 miles away |
| Bank of America | None | Shorewood, 80 miles away |
| PNC Bank | None | Washington, 10 miles away |
| U.S. Bank | None | Normal, 21 miles away |
| Truist | None | none in Illinois |
| Fifth Third Bank | None | Sterling, 78 miles away |
| Huntington | None | Shorewood, 80 miles away |
| Regions Bank | None | East Peoria, 16 miles away |
| TD Bank | None | none in Illinois |
| BMO | None | Channahon, 71 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Eureka to the nearest branch in Illinois.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Eureka residents like anyone else.
Banks near Eureka
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Roanoke (6 miles) and Metamora (7 miles). Washington, 8 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Roanoke, IL | 6 mi | 2 | 2 |
| Banks in Metamora, IL | 7 mi | 3 | 3 |
| Banks in Washington, IL | 8 mi | 6 | 7 |
| Banks in Morton, IL | 12 mi | 4 | 7 |
| Banks in El Paso, IL | 13 mi | 2 | 2 |
| Banks in East Peoria, IL | 16 mi | 6 | 8 |
| Banks in Peoria Heights, IL | 16 mi | 2 | 2 |
| Banks in Tremont, IL | 17 mi | 2 | 2 |
Bank branch openings and closings in Eureka
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Eureka between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Eureka by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Eureka offices.
Short answer: Heartland Bank is the largest bank with offices in Eureka, with $6.72 billion in total assets on June 30, 2026, No. 231 among U.S. banks by total assets. Morton Community Bank is second with $5.35 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Heartland Bank | $6.72 billion | No. 231 | 3 | Bloomington, IL |
| Morton Community Bank | $5.35 billion | No. 277 | 1 | Morton, IL |
| Goodfield State Bank | $285.5 million | No. 2,557 | 1 | Goodfield, IL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Eureka: FAQ
How many banks are in Eureka, IL?
Eureka has 3 banks with 5 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Eureka?
Heartland Bank, with 3. Morton Community Bank has 1 and Goodfield State Bank has 1.
Is there a Heartland Bank in Eureka, IL?
Yes. FDIC data lists 3 Heartland Bank branches in Eureka as of September 5, 2026. Its branches are listed under Heartland Bank above, with the address and directions for each.
Is there a Morton Community Bank in Eureka, IL?
Yes. FDIC data lists 1 Morton Community Bank branch in Eureka as of September 5, 2026. The address and directions are under Morton Community Bank above.
Is there a Goodfield State Bank in Eureka, IL?
Yes. FDIC data lists 1 Goodfield State Bank branch in Eureka as of September 5, 2026. The address and directions are under Goodfield State Bank above.
Is there a Chase in Eureka, IL?
No. FDIC data lists no Chase branch in Eureka as of September 5, 2026. The nearest is in East Peoria, about 16 miles away in a straight line.
Which banks in Eureka are open on Saturday?
Citizens Equity First Credit Union publishes Saturday hours for one or more Eureka locations. The Saturday section above lists each one with its hours. 5 of the 6 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Eureka?
Goodfield State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1920.
Which credit unions can I join in Eureka?
Citizens Equity First Credit Union has an office in Eureka. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Eureka in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Eureka?
Nearby cities with more banks include Roanoke, Metamora, Washington. Roanoke is 6 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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