Banks in Smithton, IL

Bank branch map: Smithton

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Smithton, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Smithton

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Regions Bank, Midland States Bank and First National Bank of Waterloo have the most locations in Smithton, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First National Bank of Waterloo 1 branch · main office Waterloo, IL Bank · 1

First National Bank of Waterloo has 1 branch in Smithton, 16 across Illinois and 16 nationwide. FDIC records list its main office in Waterloo, IL and show it operating since 1912. With $929.3 million in total assets on June 30, 2026, it ranks No. 1,121 of 4,232 U.S. banks by total assets. The Smithton Branch at 4053 State Route 159 dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Smithton Branch

  4053 State Route 159, 62285

  Hours: see the bank's site
  DirectionsWebsite

First National Bank of Waterloo: profile, branches and contacts

Midland States Bank 1 branch · main office Effingham, IL Bank · 1

Midland States Bank has 1 branch in Smithton, 48 across Illinois and 60 nationwide. FDIC records list its main office in Effingham, IL and show it operating since 1881. With $6.69 billion in total assets on June 30, 2026, it ranks No. 233 of 4,232 U.S. banks by total assets. The Smithton Branch at 514 S Main St dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Smithton Branch

  514 S Main St, 62285

  Hours: see the bank's site
  DirectionsWebsite

Midland States Bank: profile, branches and contacts

Regions Bank 1 branch · main office Birmingham, AL Bank · 1

Regions Bank has 1 branch in Smithton, 41 across Illinois and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Smithton Branch at 406 N Main St dates to 1922 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Smithton Branch

  406 N Main St, 62285

  Hours: see the bank's site
  DirectionsWebsite

Regions Bank: profile, branches and contacts

Banking in Smithton: the local picture

Short answer: 3 banks run 3 branches in Smithton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Smithton, 2 elsewhere in Illinois and 1 out of state, according to the FDIC.

The bank with the longest record here is Midland States Bank, operating since 1881 according to the FDIC. In FDIC branch records, the longest-running branch is Regions Bank's office at 406 N Main St, dating to 1922; the newest is First National Bank of Waterloo's at 4053 State Route 159, from 2019.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Smithton, and where the nearest one is if they do not.

Short answer: In Smithton: Regions Bank (1). No branches in Smithton: Chase (nearest in Belleville, 8 mi), Wells Fargo (nearest in Canton, 148 mi), Bank of America (nearest in Belleville, 8 mi), PNC Bank (nearest in Fairview Heights, 11 mi), U.S. Bank (nearest in Belleville, 9 mi), Truist, Fifth Third Bank (nearest in Mount Vernon, 58 mi), Huntington (nearest in Shorewood, 236 mi), TD Bank, BMO (nearest in Belleville, 8 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Smithton to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Smithton residents like anyone else.

Banks near Smithton

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Freeburg (5 miles) and Millstadt (6 miles). Belleville, 8 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Smithton

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Smithton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Smithton by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Smithton offices.

Short answer: Regions Bank is the largest bank with offices in Smithton, with $159.79 billion in total assets on June 30, 2026, No. 27 among U.S. banks by total assets. Midland States Bank is second with $6.69 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Smithton: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.