Banks in Millstadt, IL

Bank branch map: Millstadt

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Millstadt, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Millstadt

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Central Bank and First National Bank of Waterloo have the most locations in Millstadt, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Central Bank The Central Trust Bank · 1 branch · main office Jefferson City, MO Bank · 1

Central Bank has 1 branch in Millstadt, 3 across Illinois and 177 nationwide. FDIC records list its main office in Jefferson City, MO and show it operating since 1902. With $20.31 billion in total assets on June 30, 2026, it ranks No. 105 of 4,232 U.S. banks by total assets. The Millstadt Branch at 3 E Washington St dates to 1906 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Millstadt Branch

  3 E Washington St, 62260

  Hours: see the bank's site
  DirectionsWebsite

Central Bank: profile, branches and contacts

First National Bank of Waterloo 1 branch · main office Waterloo, IL Bank · 1

First National Bank of Waterloo has 1 branch in Millstadt, 16 across Illinois and 16 nationwide. FDIC records list its main office in Waterloo, IL and show it operating since 1912. With $929.3 million in total assets on June 30, 2026, it ranks No. 1,121 of 4,232 U.S. banks by total assets. The Millstadt Branch at 645 E Washington St dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Millstadt Branch

  645 E Washington St, 62260

  Hours: see the bank's site
  DirectionsWebsite

First National Bank of Waterloo: profile, branches and contacts

Banking in Millstadt: the local picture

Short answer: 2 banks run 2 branches in Millstadt according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Millstadt, 1 elsewhere in Illinois and 1 out of state, according to the FDIC.

The bank with the longest record here is Central Bank, operating since 1902 according to the FDIC. In FDIC branch records, the longest-running branch is Central Bank's office at 3 E Washington St, dating to 1906; the newest is First National Bank of Waterloo's at 645 E Washington St, from 2006.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Millstadt, and where the nearest one is if they do not.

Short answer: No branches in Millstadt: Chase (nearest in Belleville, 9 mi), Wells Fargo (nearest in Canton, 145 mi), Bank of America (nearest in Belleville, 9 mi), PNC Bank (nearest in Fairview Heights, 9 mi), U.S. Bank (nearest in Belleville, 6 mi), Truist, Fifth Third Bank (nearest in Mount Vernon, 64 mi), Huntington (nearest in Shorewood, 235 mi), Regions Bank (nearest in Belleville, 6 mi), TD Bank, BMO (nearest in Belleville, 8 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Millstadt to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Millstadt residents like anyone else.

Banks near Millstadt

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Smithton (6 miles) and Belleville (7 miles). Belleville, 7 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Millstadt

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Millstadt between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Millstadt by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Millstadt offices.

Short answer: Central Bank is the largest bank with offices in Millstadt, with $20.31 billion in total assets on June 30, 2026, No. 105 among U.S. banks by total assets. First National Bank of Waterloo is second with $929.3 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Millstadt: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.