US Bank Directory

Banks in Swansea, IL

6 FDIC-insured banks operate 6 offices in Swansea, Illinois, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Swansea

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 7 banks and credit unions operate 7 locations in Swansea, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

7 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Swansea

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 6 banks share the most locations in Swansea, with 1 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Arsenal Credit Union 1 office · main office Arnold, MO Credit union · 1

Arsenal Credit Union has 1 office in Swansea, 1 across Illinois. It is based in Arnold, MO and $395.1 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Swansea Branch
    4384 N Illinois St, 62226
    (314) 962-6363Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Arsenal Credit Union: profile, branches and contacts
Bank of Springfield 1 branch · main office Springfield, IL Bank · 1

Bank of Springfield has 1 branch in Swansea, 15 across Illinois and 17 nationwide. FDIC records list its main office in Springfield, IL and show it operating since 1965. With $2.00 billion in total assets on June 30, 2026, it ranks No. 608 of 4,232 U.S. banks by total assets. The Swansea Branch at 1717 N Illinois St dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Swansea Branch
    1717 N Illinois St, 62226
    Hours: see the bank's site
Bank of Springfield: profile, branches and contacts
Busey Bank 1 branch · main office Champaign, IL Bank · 1

Busey Bank has 1 branch in Swansea, 50 across Illinois and 81 nationwide. FDIC records list its main office in Champaign, IL and show it operating since 1946. With $18.15 billion in total assets on June 30, 2026, it ranks No. 112 of 4,232 U.S. banks by total assets. The Swansea Branch at 3685 Sullivan Dr dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Swansea Branch
    3685 Sullivan Dr, 62226
    Hours: see the bank's site
Busey Bank: profile, branches and contacts
FCB Banks 1 branch · main office Collinsville, IL Bank · 1

FCB Banks has 1 branch in Swansea, 17 across Illinois and 20 nationwide. FDIC records list its main office in Collinsville, IL and show it operating since 1990. With $2.64 billion in total assets on June 30, 2026, it ranks No. 482 of 4,232 U.S. banks by total assets. The Swansea Branch at 2610 N Illinois St dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Swansea Branch
    2610 N Illinois St, 62226
    Hours: see the bank's site
FCB Banks: profile, branches and contacts
First Bank 1 branch · main office St. Louis, MO Bank · 1

First Bank has 1 branch in Swansea, 3 across Illinois and 76 nationwide. FDIC records list its main office in St. Louis, MO and show it operating since 1906. With $6.65 billion in total assets on June 30, 2026, it ranks No. 234 of 4,232 U.S. banks by total assets. The Swansea Branch at 4387 N Illinois St dates to 1901 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Swansea Branch
    4387 N Illinois St, 62226
    Hours: see the bank's site
First Bank: profile, branches and contacts
First National Bank of Waterloo 1 branch · main office Waterloo, IL Bank · 1

First National Bank of Waterloo has 1 branch in Swansea, 16 across Illinois and 16 nationwide. FDIC records list its main office in Waterloo, IL and show it operating since 1912. With $929.3 million in total assets on June 30, 2026, it ranks No. 1,121 of 4,232 U.S. banks by total assets. The Swansea Banking Center Branch at 4101 N Illinois St dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Swansea Banking Center Branch
    4101 N Illinois St, 62226
    Hours: see the bank's site
First National Bank of Waterloo: profile, branches and contacts
Regions Bank 1 branch · main office Birmingham, AL Bank · 1

Regions Bank has 1 branch in Swansea, 41 across Illinois and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Swansea Branch at 1300 N Belt W dates to 1977 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Regions Bank: profile, branches and contacts

Join a credit union in Swansea

1 credit union has 1 office here: Arsenal Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Swansea page has every office in the state's directory.

Banking in Swansea: the local picture

Short answer: 6 banks run 6 branches in Swansea according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 6 banks, 0 have their main office in Swansea, 4 elsewhere in Illinois and 2 out of state, according to the FDIC.

The bank with the longest record here is First Bank, operating since 1906 according to the FDIC. In FDIC branch records, the longest-running branch is First Bank's office at 4387 N Illinois St, dating to 1901; the newest is First National Bank of Waterloo's at 4101 N Illinois St, from 2021.

The only credit union with an office here is Arsenal Credit Union.

Of the 1 location with published hours. 1 opens on Saturday. 6 locations have no published hours in these sources.

Credit unions open on Saturday in Swansea

Short answer: 1 of the 1 Swansea location with published hours opens on Saturday, run by 1 institution.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Swansea, and where the nearest one is if they do not.

Short answer: In Swansea: Regions Bank (1). No branches in Swansea: Chase (nearest in Fairview Heights, 3 mi), Wells Fargo (nearest in Canton, 139 mi), Bank of America (nearest in Belleville, 4 mi), PNC Bank (nearest in Fairview Heights, 1 mi), U.S. Bank (nearest in Belleville, 2 mi), Truist, Fifth Third Bank (nearest in Mount Vernon, 60 mi), Huntington (nearest in Shorewood, 227 mi), TD Bank, BMO (nearest in Belleville, 3 mi).

BankIn SwanseaNearest branch if none here
Regions Bank1 branchhere
ChaseNoneFairview Heights, 3 miles away
Wells FargoNoneCanton, 139 miles away
Bank of AmericaNoneBelleville, 4 miles away
PNC BankNoneFairview Heights, 1 mile away
U.S. BankNoneBelleville, 2 miles away
TruistNonenone in Illinois
Fifth Third BankNoneMount Vernon, 60 miles away
HuntingtonNoneShorewood, 227 miles away
TD BankNonenone in Illinois
BMONoneBelleville, 3 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Swansea to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Swansea residents like anyone else.

Banks near Swansea

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Belleville (2 miles) and Fairview Heights (3 miles). Belleville, 2 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Swansea

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Swansea between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Swansea by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Swansea offices.

Short answer: Regions Bank is the largest bank with offices in Swansea, with $159.79 billion in total assets on June 30, 2026, No. 27 among U.S. banks by total assets. Busey Bank is second with $18.15 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Regions Bank$159.79 billionNo. 271Birmingham, AL
Busey Bank$18.15 billionNo. 1121Champaign, IL
First Bank$6.65 billionNo. 2341St. Louis, MO
FCB Banks$2.64 billionNo. 4821Collinsville, IL
Bank of Springfield$2.00 billionNo. 6081Springfield, IL
First National Bank of Waterloo$929.3 millionNo. 1,1211Waterloo, IL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Swansea: FAQ

How many banks are in Swansea, IL?

Swansea has 6 banks with 6 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Swansea?

Regions Bank, with 1. Busey Bank has 1 and First Bank has 1.

Is there a Regions Bank in Swansea, IL?

Yes. FDIC data lists 1 Regions Bank branch in Swansea as of September 5, 2026. The address and directions are under Regions Bank above.

Is there a Busey Bank in Swansea, IL?

Yes. FDIC data lists 1 Busey Bank branch in Swansea as of September 5, 2026. The address and directions are under Busey Bank above.

Is there a First Bank in Swansea, IL?

Yes. FDIC data lists 1 First Bank branch in Swansea as of September 5, 2026. The address and directions are under First Bank above.

Is there a Chase in Swansea, IL?

No. FDIC data lists no Chase branch in Swansea as of September 5, 2026. The nearest is in Fairview Heights, about 3 miles away in a straight line.

Which banks in Swansea are open on Saturday?

Arsenal Credit Union publishes Saturday hours for one or more Swansea locations. The Saturday section above lists each one with its hours. 6 of the 7 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Swansea?

First Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1906.

Which credit unions can I join in Swansea?

Arsenal Credit Union has an office in Swansea. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Swansea in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Swansea?

Nearby cities with more banks include Belleville, Fairview Heights, Shiloh. Belleville is 2 miles away with 11 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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