US Bank Directory

Banks in O Fallon, IL

10 FDIC-insured banks operate 11 offices in O Fallon, Illinois, and 4 credit unions have 4 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: O Fallon

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 14 banks and credit unions operate 15 locations in O Fallon, according to the FDIC and the NCUA. 15 of them have coordinates on record and are on the map. 5 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

15 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in O Fallon

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Bank of O'Fallon has the most locations in O Fallon, with 2. The other 9 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of O'Fallon 2 branches · main office O'Fallon, IL Bank · 2

Bank of O'Fallon has 2 branches in O Fallon, 2 across Illinois and 2 nationwide. FDIC records list its main office in O'Fallon, IL and show it operating since 1960. With $377.5 million in total assets on June 30, 2026, it ranks No. 2,165 of 4,232 U.S. banks by total assets. Its main office at 901 S Lincoln Ave dates to 1960 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    901 S Lincoln Ave, 62269
    Hours: see the bank's site
  • Drive-In Facility Branch
    901 S Lincoln Ave, 62269
    Hours: see the bank's site
Bank of O'Fallon: profile, branches and contacts
Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in O Fallon, 121 across Illinois and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The O'Fallon Il Branch at 910 Talon Dr dates to 1989 in FDIC branch records. It opens on Saturday.

  • O'Fallon Il Branch
    910 Talon Dr, 62269
    (618) 632-5500Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Carrollton Bank 1 branch · main office Carrollton, IL Bank · 1

Carrollton Bank has 1 branch in O Fallon, 7 across Illinois and 13 nationwide. FDIC records list its main office in Carrollton, IL and show it operating since 1877. With $3.88 billion in total assets on June 30, 2026, it ranks No. 343 of 4,232 U.S. banks by total assets. The O'Fallon Branch at 1575 N Green Mount Rd dates to 2016 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • O'Fallon Branch
    1575 N Green Mount Rd, 62269
    Hours: see the bank's site
Carrollton Bank: profile, branches and contacts
Central Bank The Central Trust Bank · 1 branch · main office Jefferson City, MO Bank · 1

Central Bank has 1 branch in O Fallon, 3 across Illinois and 177 nationwide. FDIC records list its main office in Jefferson City, MO and show it operating since 1902. With $20.31 billion in total assets on June 30, 2026, it ranks No. 105 of 4,232 U.S. banks by total assets. The O'Fallon Il Branch at 350 Hartman Ln dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • O'Fallon Il Branch
    350 Hartman Ln, 62269
    Hours: see the bank's site
Central Bank: profile, branches and contacts
Citizens Equity First Credit Union 1 office · main office Peoria, IL Credit union · 1

Citizens Equity First Credit Union has 1 office in O Fallon, 29 across Illinois. It is based in Peoria, IL and $8.61 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Regency Park Member Center
    450 Regency Park, 62269
    (618) 589-7805Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Citizens Equity First Credit Union: profile, branches and contacts
FCB Banks 1 branch · main office Collinsville, IL Bank · 1

FCB Banks has 1 branch in O Fallon, 17 across Illinois and 20 nationwide. FDIC records list its main office in Collinsville, IL and show it operating since 1990. With $2.64 billion in total assets on June 30, 2026, it ranks No. 482 of 4,232 U.S. banks by total assets. The O'Fallon Branch at 1501 W Highway 50 dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • O'Fallon Branch
    1501 W Highway 50, 62269
    Hours: see the bank's site
FCB Banks: profile, branches and contacts
First Bank 1 branch · main office St. Louis, MO Bank · 1

First Bank has 1 branch in O Fallon, 3 across Illinois and 76 nationwide. FDIC records list its main office in St. Louis, MO and show it operating since 1906. With $6.65 billion in total assets on June 30, 2026, it ranks No. 234 of 4,232 U.S. banks by total assets. The O'Fallon Branch at 804 W Us Highway 50 dates to 1903 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • O'Fallon Branch
    804 W Us Highway 50, 62269
    Hours: see the bank's site
First Bank: profile, branches and contacts
First National Bank of Waterloo 1 branch · main office Waterloo, IL Bank · 1

First National Bank of Waterloo has 1 branch in O Fallon, 16 across Illinois and 16 nationwide. FDIC records list its main office in Waterloo, IL and show it operating since 1912. With $929.3 million in total assets on June 30, 2026, it ranks No. 1,121 of 4,232 U.S. banks by total assets. The O'Fallon Banking Center Branch at 1177 N Green Mount Rd dates to 2012 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • O'Fallon Banking Center Branch
    1177 N Green Mount Rd, 62269
    Hours: see the bank's site
First National Bank of Waterloo: profile, branches and contacts
Navy Federal Credit Union 1 office · main office Vienna, VA Credit union · 1

Navy Federal Credit Union has 1 office in O Fallon, 5 across Illinois. It is based in Vienna, VA and $203.56 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • O'Fallon Il
    1140 Central Park Dr Ste 106, 62269
    (888) 842-6328Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 3 pm; Sun not published

    Hours: NCUA, March 31, 2026

Navy Federal Credit Union: profile, branches and contacts
Regions Bank 1 branch · main office Birmingham, AL Bank · 1

Regions Bank has 1 branch in O Fallon, 41 across Illinois and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Ofallon Il Branch at 400 E Highway 50 dates to 1906 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Ofallon Il Branch
    400 E Highway 50, 62269
    Hours: see the bank's site
Regions Bank: profile, branches and contacts
Revity Credit Union 1 office · main office Granite City, IL Credit union · 1

Revity Credit Union has 1 office in O Fallon, 8 across Illinois. It is based in Granite City, IL and $529.3 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • O'Fallon Branch
    1119 S Lincoln Ave, 62269
    (618) 797-7993Today 10 am to 5 pm
    All hours

    Mon to Tue 8:30 am to 5 pm; Wed 10 am to 5 pm; Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat 8:30 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Revity Credit Union: profile, branches and contacts
Scott Credit Union 1 office · main office Edwardsville, IL Credit union · 1

Scott Credit Union has 1 office in O Fallon, 19 across Illinois. It is based in Edwardsville, IL and $1.84 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Ofallon Branch
    712 E Highway 50, 62269
    (800) 888-4728Today 10 am to 6 pm
    All hours

    Mon to Tue 9 am to 6 pm; Wed 10 am to 6 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Scott Credit Union: profile, branches and contacts
The Farmers and Merchants National Bank of Nashville 1 branch · main office Nashville, IL Bank · 1

The Farmers and Merchants National Bank of Nashville has 1 branch in O Fallon, 8 across Illinois and 8 nationwide. FDIC records list its main office in Nashville, IL and show it operating since 1906. With $270.3 million in total assets on June 30, 2026, it ranks No. 2,617 of 4,232 U.S. banks by total assets. The O'Fallon Branch at 1805 E Highway 50 dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • O'Fallon Branch
    1805 E Highway 50, 62269
    Hours: see the bank's site
The Farmers and Merchants National Bank of Nashville: profile, branches and contacts
Woodforest Woodforest National Bank · 1 branch · main office The Woodlands, TX Bank · 1

Woodforest has 1 branch in O Fallon, 38 across Illinois and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0183 Ofallon Walmart Branch at 1530 W Highway 50 dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 0183 Ofallon Walmart Branch
    1530 W Highway 50, 62269
    Hours: see the bank's site
Woodforest: profile, branches and contacts

Join a credit union in O Fallon

4 credit unions have 4 offices here: Navy Federal Credit Union, Citizens Equity First Credit Union, Scott Credit Union and Revity Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in O Fallon page has every office in the state's directory.

Banking in O Fallon: the local picture

Short answer: 10 banks run 11 branches in O Fallon according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 10 banks, 1 has its main office in O Fallon, 4 elsewhere in Illinois and 5 out of state, according to the FDIC.

The bank with the longest record here is Carrollton Bank, operating since 1877 according to the FDIC. In FDIC branch records, the longest-running branch is First Bank's office at 804 W Us Highway 50, dating to 1903; the newest is The Farmers and Merchants National Bank of Nashville's at 1805 E Highway 50, from 2022.

4 credit unions have 4 offices in O Fallon, according to the NCUA. Who can join each one is on the credit unions page.

Of the 5 locations with published hours. 5 open on Saturday. 10 locations have no published hours in these sources.

Banks and credit unions open on Saturday in O Fallon

Short answer: 5 of the 5 O Fallon locations with published hours open on Saturday, run by 5 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 10 of the 15 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in O Fallon, and where the nearest one is if they do not.

Short answer: In O Fallon: Bank of America (1), Regions Bank (1). No branches in O Fallon: Chase (nearest in Fairview Heights, 3 mi), Wells Fargo (nearest in Canton, 136 mi), PNC Bank (nearest in Fairview Heights, 3 mi), U.S. Bank (nearest in Fairview Heights, 3 mi), Truist, Fifth Third Bank (nearest in Mount Vernon, 57 mi), Huntington (nearest in Shorewood, 223 mi), TD Bank, BMO (nearest in Belleville, 5 mi).

BankIn O FallonNearest branch if none here
Bank of America1 branchhere
Regions Bank1 branchhere
ChaseNoneFairview Heights, 3 miles away
Wells FargoNoneCanton, 136 miles away
PNC BankNoneFairview Heights, 3 miles away
U.S. BankNoneFairview Heights, 3 miles away
TruistNonenone in Illinois
Fifth Third BankNoneMount Vernon, 57 miles away
HuntingtonNoneShorewood, 223 miles away
TD BankNonenone in Illinois
BMONoneBelleville, 5 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of O Fallon to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to O Fallon residents like anyone else.

Banks near O Fallon

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Shiloh (1 mile) and Fairview Heights (3 miles). Belleville, 5 miles away, has the most banks nearby: 11.

Bank branch openings and closings in O Fallon

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in O Fallon between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in O Fallon

Short answer: 1 institution has its main office in O Fallon: Bank of O'Fallon.

InstitutionTypeTotal assets, June 30, 2026Offices here
Bank of O'FallonBank$377.5 million2

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in O Fallon by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its O Fallon offices.

Short answer: Bank of America is the largest bank with offices in O Fallon, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Regions Bank is second with $159.79 billion. 1 of the 10 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Bank of America$2.65 trillionNo. 21Charlotte, NC
Regions Bank$159.79 billionNo. 271Birmingham, AL
Central Bank$20.31 billionNo. 1051Jefferson City, MO
Woodforest$8.98 billionNo. 1811The Woodlands, TX
First Bank$6.65 billionNo. 2341St. Louis, MO
Carrollton Bank$3.88 billionNo. 3431Carrollton, IL
FCB Banks$2.64 billionNo. 4821Collinsville, IL
First National Bank of Waterloo$929.3 millionNo. 1,1211Waterloo, IL
Bank of O'Fallon$377.5 millionNo. 2,1652O'Fallon, IL
The Farmers and Merchants National Bank of Nashville$270.3 millionNo. 2,6171Nashville, IL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in O Fallon: FAQ

How many banks are in O Fallon, IL?

O Fallon has 10 banks with 11 branches and 4 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in O Fallon?

Bank of O'Fallon, with 2. Bank of America has 1 and Regions Bank has 1.

Is there a Bank of O'Fallon in O Fallon, IL?

Yes. FDIC data lists 2 Bank of O'Fallon branches in O Fallon as of September 5, 2026, the main office at 901 S Lincoln Ave. Its branches are listed under Bank of O'Fallon above, with the address and directions for each.

Is there a Bank of America in O Fallon, IL?

Yes. FDIC data lists 1 Bank of America branch in O Fallon as of September 5, 2026. The address and directions are under Bank of America above.

Is there a Regions Bank in O Fallon, IL?

Yes. FDIC data lists 1 Regions Bank branch in O Fallon as of September 5, 2026. The address and directions are under Regions Bank above.

Is there a Chase in O Fallon, IL?

No. FDIC data lists no Chase branch in O Fallon as of September 5, 2026. The nearest is in Fairview Heights, about 3 miles away in a straight line.

Which banks in O Fallon are open on Saturday?

Bank of America, Navy Federal Credit Union, Citizens Equity First Credit Union and Scott Credit Union and 1 more publish Saturday hours for one or more O Fallon locations. The Saturday section above lists each one with its hours. 10 of the 15 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in O Fallon?

Bank of O'Fallon has its main office in O Fallon, according to the FDIC.

What is the oldest bank in O Fallon?

Carrollton Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1877.

Which credit unions can I join in O Fallon?

Navy Federal Credit Union, Citizens Equity First Credit Union, Scott Credit Union and Revity Credit Union have offices in O Fallon. Check each credit union's membership rules before you apply.

Did any bank branches open or close in O Fallon in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near O Fallon?

Nearby cities with more banks include Shiloh, Fairview Heights, Swansea. Shiloh is 1 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 4 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (1 of 11 branches: Bank of America)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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