US Bank Directory

Banks in Mascoutah, IL

4 FDIC-insured banks operate 5 offices in Mascoutah, Illinois, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Mascoutah

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 6 locations in Mascoutah, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

6 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Mascoutah

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Citizens Community Bank has the most locations in Mascoutah, with 2. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Citizens Community Bank 2 branches · main office Mascoutah, IL Bank · 2

Citizens Community Bank has 2 branches in Mascoutah, 4 across Illinois and 4 nationwide. FDIC records list its main office in Mascoutah, IL and show it operating since 1992. With $531.0 million in total assets on June 30, 2026, it ranks No. 1,724 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Mascoutah location is its main office at 9 E Main St, dating to 1992; the newest, at 10 N Railway, to 2015. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    9 E Main St, 62258
    Hours: see the bank's site
  • Central Location Branch
    10 N Railway, 62258
    Hours: see the bank's site
Citizens Community Bank: profile, branches and contacts
First FSB of Mascoutah 1 branch · main office Mascoutah, IL Bank · 1

First FSB of Mascoutah has 1 branch in Mascoutah, 3 across Illinois and 3 nationwide. FDIC records list its main office in Mascoutah, IL and show it operating since 1913. With $207.3 million in total assets on June 30, 2026, it ranks No. 2,943 of 4,232 U.S. banks by total assets. Its main office at 101 W Main St dates to 1913 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    101 W Main St, 62258
    Hours: see the bank's site
First FSB of Mascoutah: profile, branches and contacts
Regions Bank 1 branch · main office Birmingham, AL Bank · 1

Regions Bank has 1 branch in Mascoutah, 41 across Illinois and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Mascoutah Branch at 121 E Main St dates to 1892 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Regions Bank: profile, branches and contacts
Scott Credit Union 1 office · main office Edwardsville, IL Credit union · 1

Scott Credit Union has 1 office in Mascoutah, 19 across Illinois. It is based in Edwardsville, IL and $1.84 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Mascoutah Branch
    1248 W Main St, 62258
    (800) 888-4728Today 10 am to 6 pm
    All hours

    Mon to Tue 9 am to 6 pm; Wed 10 am to 6 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Scott Credit Union: profile, branches and contacts
The Farmers and Merchants National Bank of Nashville 1 branch · main office Nashville, IL Bank · 1

The Farmers and Merchants National Bank of Nashville has 1 branch in Mascoutah, 8 across Illinois and 8 nationwide. FDIC records list its main office in Nashville, IL and show it operating since 1906. With $270.3 million in total assets on June 30, 2026, it ranks No. 2,617 of 4,232 U.S. banks by total assets. The Mascoutah Branch at 832 N Jefferson St dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Mascoutah Branch
    832 N Jefferson St, 62258
    Hours: see the bank's site
The Farmers and Merchants National Bank of Nashville: profile, branches and contacts

Join a credit union in Mascoutah

1 credit union has 1 office here: Scott Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Mascoutah page has every office in the state's directory.

Banking in Mascoutah: the local picture

Short answer: 4 banks run 5 branches in Mascoutah according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 2 have their main office in Mascoutah, 1 elsewhere in Illinois and 1 out of state, according to the FDIC.

The bank with the longest record here is The Farmers and Merchants National Bank of Nashville, operating since 1906 according to the FDIC. In FDIC branch records, the longest-running branch is Regions Bank's office at 121 E Main St, dating to 1892; the newest is Citizens Community Bank's at 10 N Railway, from 2015.

The only credit union with an office here is Scott Credit Union.

Of the 1 location with published hours. 1 opens on Saturday. 5 locations have no published hours in these sources.

Credit unions open on Saturday in Mascoutah

Short answer: 1 of the 1 Mascoutah location with published hours opens on Saturday, run by 1 institution.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Mascoutah, and where the nearest one is if they do not.

Short answer: In Mascoutah: Regions Bank (1). No branches in Mascoutah: Chase (nearest in Belleville, 7 mi), Wells Fargo (nearest in Canton, 143 mi), Bank of America (nearest in Belleville, 7 mi), PNC Bank (nearest in Fairview Heights, 12 mi), U.S. Bank (nearest in Belleville, 9 mi), Truist, Fifth Third Bank (nearest in Mount Vernon, 49 mi), Huntington (nearest in Shorewood, 227 mi), TD Bank, BMO (nearest in Belleville, 9 mi).

BankIn MascoutahNearest branch if none here
Regions Bank1 branchhere
ChaseNoneBelleville, 7 miles away
Wells FargoNoneCanton, 143 miles away
Bank of AmericaNoneBelleville, 7 miles away
PNC BankNoneFairview Heights, 12 miles away
U.S. BankNoneBelleville, 9 miles away
TruistNonenone in Illinois
Fifth Third BankNoneMount Vernon, 49 miles away
HuntingtonNoneShorewood, 227 miles away
TD BankNonenone in Illinois
BMONoneBelleville, 9 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Mascoutah to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Mascoutah residents like anyone else.

Banks near Mascoutah

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are New Baden (6 miles) and Lebanon (8 miles). Belleville, 11 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Mascoutah

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Mascoutah between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Mascoutah

Short answer: 2 institutions have their main office in Mascoutah: Citizens Community Bank and First FSB of Mascoutah.

InstitutionTypeTotal assets, June 30, 2026Offices here
Citizens Community BankBank$531.0 million2
First FSB of MascoutahBank$207.3 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Mascoutah by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Mascoutah offices.

Short answer: Regions Bank is the largest bank with offices in Mascoutah, with $159.79 billion in total assets on June 30, 2026, No. 27 among U.S. banks by total assets. Citizens Community Bank is second with $531.0 million. 2 of the 4 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Regions Bank$159.79 billionNo. 271Birmingham, AL
Citizens Community Bank$531.0 millionNo. 1,7242Mascoutah, IL
The Farmers and Merchants National Bank of Nashville$270.3 millionNo. 2,6171Nashville, IL
First FSB of Mascoutah$207.3 millionNo. 2,9431Mascoutah, IL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Mascoutah: FAQ

How many banks are in Mascoutah, IL?

Mascoutah has 4 banks with 5 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Mascoutah?

Citizens Community Bank, with 2. Regions Bank has 1 and The Farmers and Merchants National Bank of Nashville has 1.

Is there a Citizens Community Bank in Mascoutah, IL?

Yes. FDIC data lists 2 Citizens Community Bank branches in Mascoutah as of September 5, 2026, the main office at 9 E Main St. Its branches are listed under Citizens Community Bank above, with the address and directions for each.

Is there a Regions Bank in Mascoutah, IL?

Yes. FDIC data lists 1 Regions Bank branch in Mascoutah as of September 5, 2026. The address and directions are under Regions Bank above.

Is there a The Farmers and Merchants National Bank of Nashville in Mascoutah, IL?

Yes. FDIC data lists 1 The Farmers and Merchants National Bank of Nashville branch in Mascoutah as of September 5, 2026. The address and directions are under The Farmers and Merchants National Bank of Nashville above.

Is there a Chase in Mascoutah, IL?

No. FDIC data lists no Chase branch in Mascoutah as of September 5, 2026. The nearest is in Belleville, about 7 miles away in a straight line.

Which banks in Mascoutah are open on Saturday?

Scott Credit Union publishes Saturday hours for one or more Mascoutah locations. The Saturday section above lists each one with its hours. 5 of the 6 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Mascoutah?

Citizens Community Bank and First FSB of Mascoutah have their main office in Mascoutah, according to the FDIC.

What is the oldest bank in Mascoutah?

The Farmers and Merchants National Bank of Nashville has the longest record among banks with a branch here: the FDIC shows it operating since 1906.

Which credit unions can I join in Mascoutah?

Scott Credit Union has an office in Mascoutah. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Mascoutah in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Mascoutah?

Nearby cities with more banks include New Baden, Lebanon, Freeburg. New Baden is 6 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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