US Bank Directory

Banks in Columbia, IL

9 FDIC-insured banks operate 9 offices in Columbia, Illinois, and 2 credit unions have 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Columbia

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 11 banks and credit unions operate 11 locations in Columbia, according to the FDIC and the NCUA. 10 of them have coordinates on record and are on the map. 4 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

10 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Columbia

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 9 banks share the most locations in Columbia, with 1 each. 9 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Associated Bank Associated Bank, National Association · 1 branch · main office Green Bay, WI Bank · 1

Associated Bank has 1 branch in Columbia, 28 across Illinois and 218 nationwide. FDIC records list its main office in Green Bay, WI and show it operating since 1874. With $51.76 billion in total assets on June 30, 2026, it ranks No. 49 of 4,232 U.S. banks by total assets. The Columbia Branch at 238 N Main St dates to 1914 in FDIC branch records. It opens on Saturday.

  • Columbia Branch
    238 N Main St, 62236
    (618) 281-4240Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Associated Bank branch locator (All The Places), checked Oct 10, 2026

Associated Bank: profile, branches and contacts
Central Bank The Central Trust Bank · 1 branch · main office Jefferson City, MO Bank · 1

Central Bank has 1 branch in Columbia, 3 across Illinois and 177 nationwide. FDIC records list its main office in Jefferson City, MO and show it operating since 1902. With $20.31 billion in total assets on June 30, 2026, it ranks No. 105 of 4,232 U.S. banks by total assets. The Columbia Branch at 285 Southwoods Ctr dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Columbia Branch
    285 Southwoods Ctr, 62236
    Hours: see the bank's site
Central Bank: profile, branches and contacts
Citizens Equity First Credit Union 1 office · main office Peoria, IL Credit union · 1

Citizens Equity First Credit Union has 1 office in Columbia, 29 across Illinois. It is based in Peoria, IL and $8.61 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Columbia Member Center
    180 Admiral Trost Rd, 62236
    (618) 281-6500Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Citizens Equity First Credit Union: profile, branches and contacts
Commerce Bank 1 branch · main office Kansas City, MO Bank · 1

Commerce Bank has 1 branch in Columbia, 10 across Illinois and 154 nationwide. FDIC records list its main office in Kansas City, MO and show it operating since 1984. With $35.02 billion in total assets on June 30, 2026, it ranks No. 61 of 4,232 U.S. banks by total assets. The Columbia Centre Branch at 302 Southport Dr dates to 1998 in FDIC branch records. It opens on Saturday.

  • Columbia Centre Branch
    302 Southport Dr, 62236
    (314) 746-3002Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: Commerce Bank branch locator (All The Places), checked Oct 10, 2026

Commerce Bank: profile, branches and contacts
Dieterich Bank 1 branch · main office Effingham, IL Bank · 1

Dieterich Bank has 1 branch in Columbia, 17 across Illinois and 17 nationwide. FDIC records list its main office in Effingham, IL and show it operating since 1909. With $1.55 billion in total assets on June 30, 2026, it ranks No. 728 of 4,232 U.S. banks by total assets. The Columbia Branch at 218 N Main St dates to 1919 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Dieterich Bank: profile, branches and contacts
FCB Banks 1 branch · main office Collinsville, IL Bank · 1

FCB Banks has 1 branch in Columbia, 17 across Illinois and 20 nationwide. FDIC records list its main office in Collinsville, IL and show it operating since 1990. With $2.64 billion in total assets on June 30, 2026, it ranks No. 482 of 4,232 U.S. banks by total assets. The Fcb Columbia Branch at 700 Columbia Centre dates to 1976 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Fcb Columbia Branch
    700 Columbia Centre, 62236
    Hours: see the bank's site
FCB Banks: profile, branches and contacts
First National Bank of Waterloo 1 branch · main office Waterloo, IL Bank · 1

First National Bank of Waterloo has 1 branch in Columbia, 16 across Illinois and 16 nationwide. FDIC records list its main office in Waterloo, IL and show it operating since 1912. With $929.3 million in total assets on June 30, 2026, it ranks No. 1,121 of 4,232 U.S. banks by total assets. The Columbia Branch at 1421 N Main St dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

First National Bank of Waterloo: profile, branches and contacts
Midland States Bank 1 branch · main office Effingham, IL Bank · 1

Midland States Bank has 1 branch in Columbia, 48 across Illinois and 60 nationwide. FDIC records list its main office in Effingham, IL and show it operating since 1881. With $6.69 billion in total assets on June 30, 2026, it ranks No. 233 of 4,232 U.S. banks by total assets. The Columbia Branch at 200 Quarry Rd dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Midland States Bank: profile, branches and contacts
Regions Bank 1 branch · main office Birmingham, AL Bank · 1

Regions Bank has 1 branch in Columbia, 41 across Illinois and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Columbia Centre Branch at 100 Columbia Centre dates to 1988 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Columbia Centre Branch
    100 Columbia Centre, 62236
    Hours: see the bank's site
Regions Bank: profile, branches and contacts
Scott Credit Union 1 office · main office Edwardsville, IL Credit union · 1

Scott Credit Union has 1 office in Columbia, 19 across Illinois. It is based in Edwardsville, IL and $1.84 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Columbia Branch
    1000 Eleven S Ste 1A, 62236
    (800) 888-4728Today 9 am to 6 pm
    All hours

    Mon to Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Scott Credit Union: profile, branches and contacts
State Bank 1 branch · main office Waterloo, IL Bank · 1

State Bank has 1 branch in Columbia, 4 across Illinois and 5 nationwide. FDIC records list its main office in Waterloo, IL and show it operating since 1894. With $295.8 million in total assets on June 30, 2026, it ranks No. 2,505 of 4,232 U.S. banks by total assets. The Columbia Branch at 1525 N Main St dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

State Bank: profile, branches and contacts

Join a credit union in Columbia

2 credit unions have 2 offices here: Citizens Equity First Credit Union and Scott Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Columbia page has every office in the state's directory.

Banking in Columbia: the local picture

Short answer: 9 banks run 9 branches in Columbia according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 9 banks, 0 have their main office in Columbia, 5 elsewhere in Illinois and 4 out of state, according to the FDIC.

The bank with the longest record here is Associated Bank, operating since 1874 according to the FDIC. In FDIC branch records, the longest-running branch is Associated Bank's office at 238 N Main St, dating to 1914; the newest is State Bank's at 1525 N Main St, from 2019.

2 credit unions have 2 offices in Columbia, according to the NCUA. Who can join each one is on the credit unions page.

Of the 4 locations with published hours. 4 open on Saturday. 7 locations have no published hours in these sources.

Banks and credit unions open on Saturday in Columbia

Short answer: 4 of the 4 Columbia locations with published hours open on Saturday, run by 4 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Columbia, and where the nearest one is if they do not.

Short answer: In Columbia: Regions Bank (1). No branches in Columbia: Chase (nearest in Fairview Heights, 16 mi), Wells Fargo (nearest in Canton, 146 mi), Bank of America (nearest in Belleville, 16 mi), PNC Bank (nearest in Fairview Heights, 15 mi), U.S. Bank (nearest in Cahokia, 8 mi), Truist, Fifth Third Bank (nearest in Mount Vernon, 70 mi), Huntington (nearest in Shorewood, 239 mi), TD Bank, BMO (nearest in Belleville, 15 mi).

BankIn ColumbiaNearest branch if none here
Regions Bank1 branchhere
ChaseNoneFairview Heights, 16 miles away
Wells FargoNoneCanton, 146 miles away
Bank of AmericaNoneBelleville, 16 miles away
PNC BankNoneFairview Heights, 15 miles away
U.S. BankNoneCahokia, 8 miles away
TruistNonenone in Illinois
Fifth Third BankNoneMount Vernon, 70 miles away
HuntingtonNoneShorewood, 239 miles away
TD BankNonenone in Illinois
BMONoneBelleville, 15 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Columbia to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Columbia residents like anyone else.

Banks near Columbia

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Millstadt (7 miles) and Waterloo (8 miles). Belleville, 13 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Columbia

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Columbia between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Columbia by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Columbia offices.

Short answer: Regions Bank is the largest bank with offices in Columbia, with $159.79 billion in total assets on June 30, 2026, No. 27 among U.S. banks by total assets. Associated Bank is second with $51.76 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Regions Bank$159.79 billionNo. 271Birmingham, AL
Associated Bank$51.76 billionNo. 491Green Bay, WI
Commerce Bank$35.02 billionNo. 611Kansas City, MO
Central Bank$20.31 billionNo. 1051Jefferson City, MO
Midland States Bank$6.69 billionNo. 2331Effingham, IL
FCB Banks$2.64 billionNo. 4821Collinsville, IL
Dieterich Bank$1.55 billionNo. 7281Effingham, IL
First National Bank of Waterloo$929.3 millionNo. 1,1211Waterloo, IL
State Bank$295.8 millionNo. 2,5051Waterloo, IL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Columbia: FAQ

How many banks are in Columbia, IL?

Columbia has 9 banks with 9 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Columbia?

Regions Bank, with 1. Associated Bank has 1 and Commerce Bank has 1.

Is there a Regions Bank in Columbia, IL?

Yes. FDIC data lists 1 Regions Bank branch in Columbia as of September 5, 2026. The address and directions are under Regions Bank above.

Is there a Associated Bank in Columbia, IL?

Yes. FDIC data lists 1 Associated Bank branch in Columbia as of September 5, 2026. The address and directions are under Associated Bank above.

Is there a Commerce Bank in Columbia, IL?

Yes. FDIC data lists 1 Commerce Bank branch in Columbia as of September 5, 2026. The address and directions are under Commerce Bank above.

Is there a Chase in Columbia, IL?

No. FDIC data lists no Chase branch in Columbia as of September 5, 2026. The nearest is in Fairview Heights, about 16 miles away in a straight line.

Which banks in Columbia are open on Saturday?

Associated Bank, Commerce Bank, Citizens Equity First Credit Union and Scott Credit Union publish Saturday hours for one or more Columbia locations. The Saturday section above lists each one with its hours. 7 of the 11 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Columbia?

Associated Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1874.

Which credit unions can I join in Columbia?

Citizens Equity First Credit Union and Scott Credit Union have offices in Columbia. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Columbia in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Columbia?

Nearby cities with more banks include Millstadt, Waterloo, East Saint Louis. Millstadt is 7 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (2 of 9 branches: Associated Bank, Commerce Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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