FDIC-insured bank
State Bank — Waterloo, IL
Bank headquartered in Waterloo, Illinois, part of SBW BANCSHARES INC.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Headquarters and contact
| Address | 885 N Illinois Route 3 Waterloo, IL 62298 |
| County | Monroe |
| Metro area | St. Louis, MO-IL |
| Website | www.sbw.bank |
| Phone | not published in FDIC data, see the bank's website |
FDIC record
| FDIC Certificate | 12706 |
| Federal Reserve RSSD ID | 266244 |
| Status | Active |
| Charter class | NM (STATE) |
| Holding company | SBW BANCSHARES INC |
| Domestic offices | 5 |
| Financials as of | June 30, 2026 |
How to find your State Bank routing number
FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.sbw.bank.
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Offices nearest to headquarters
| State Bank main office Waterloo, IL |
885 N Illinois Route 3, 62298 |
| Waterloo Branch Waterloo, IL |
501 N Market St, 62298 |
| Columbia Branch Columbia, IL |
1525 N Main St, 62236 |
| Valmeyer Branch Valmeyer, IL |
259 Knobloch Blvd, 62295 |
| Lindbergh Facility Branch Saint Louis, MO |
6969 S Lindbergh Blvd, 63125 |
Where State Bank has offices
Cities with the most State Bank offices
Other banks headquartered in Waterloo
| First National Bank of Waterloo | $929.32 million |
Largest banks headquartered elsewhere in Illinois
| BMO Bank National Association Chicago | $254.97 billion |
| The Northern Trust Company Chicago | $178.57 billion |
| CIBC Bank USA Chicago | $66.50 billion |
| Busey Bank Champaign | $18.15 billion |
| Byline Bank Chicago | $9.91 billion |
| Wintrust Bank, National Association Chicago | $9.57 billion |
| Lake Forest Bank & Trust Company, National Association Lake Forest | $9.25 billion |
| First Mid Bank & Trust, National Association Mattoon | $9.14 billion |
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