US Bank Directory
Banks in Rockford, IL
15 FDIC-insured banks operate 39 offices in Rockford, Illinois, and 7 credit unions have 11 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Rockford
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 22 banks and credit unions operate 50 locations in Rockford, according to the FDIC and the NCUA. 50 of them have coordinates on record and are on the map. 31 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
50 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Rockford
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Midland States Bank has the most locations in Rockford, with 7. It is followed by BMO (5), UMB Bank (4), Associated Bank (4). 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Midland States Bank Bank · 7
Midland States Bank has 7 branches in Rockford, 48 across Illinois and 60 nationwide. FDIC records list its main office in Effingham, IL and show it operating since 1881. With $6.69 billion in total assets on June 30, 2026, it ranks No. 233 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Rockford location is the Rockford Alpine Branch at 1700 N Alpine Rd, dating to 1962; the newest, at 1401 North Ave, to 2016. It does not publish hours in the sources this page uses; check its site before you go.
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North Main Branch1401 North Ave, 61103
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Messenger Service In Rockford1700 N Alpine Rd, 61107
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Rockford Alpine Branch1700 N Alpine Rd, 61107
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Cherry Valley Branch1972 Pawlisch Dr, 61112
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Springcreek Branch2218 N Mulford Rd, 61107
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Mill Road Branch233 N Mill Rd, 61107
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Rockford Facility6838 E State St, 61108
BMO Bank · 5
BMO has 5 branches in Rockford, 179 across Illinois and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Rockford location is the South Main Street Branch at 228 S Main St, dating to 1910; the newest, at 3201 N Perryville Rd, to 2001. All 5 of its Rockford locations with published hours open on Saturday.
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North Main Branch1275 Benington Rd, 61103
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
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Colonial Facility1480 S Alpine Rd, 61108
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
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South Main Street Branch228 S Main St, 61101
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
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Brynwood Square2705 N Mulford Rd, 61114
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
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Perryville Branch3201 N Perryville Rd, 61114
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
Associated Bank Bank · 4
Associated Bank has 4 branches in Rockford, 28 across Illinois and 218 nationwide. FDIC records list its main office in Green Bay, WI and show it operating since 1874. With $51.76 billion in total assets on June 30, 2026, it ranks No. 49 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Rockford location is the Rockford - Five Points Branch at 4400 Center Ter, dating to 1934; the newest, at 2720 11th St, to 2004. 3 of its 4 Rockford locations with published hours open on Saturday.
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Rockford Perryville Branch1870 N Perryville Rd, 61107
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Associated Bank branch locator (All The Places), checked Oct 10, 2026
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Rockford Schnucks Branch2720 11th St, 61109
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Associated Bank branch locator (All The Places), checked Oct 10, 2026
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Rockford - Five Points Branch4400 Center Ter, 61108
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Associated Bank branch locator (All The Places), checked Oct 10, 2026
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Rockford Downtown Branch612 N Main St, 61103
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Associated Bank branch locator (All The Places), checked Oct 10, 2026
UMB Bank Bank · 4
UMB Bank has 4 branches in Rockford, 7 across Illinois and 207 nationwide. FDIC records list its main office in Kansas City, MO and show it operating since 1902. With $71.90 billion in total assets on June 30, 2026, it ranks No. 40 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Rockford location is the Harrison Avenue Branch at 2625 Stowmarket Ave, dating to 1999; the newest, at 4571 Guilford Rd, to 2022. 2 of its 4 Rockford locations with published hours open on Saturday.
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Harrison Avenue Branch2625 Stowmarket Ave, 61109
All hours
Mon to Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: UMB Bank branch locator (All The Places), checked Oct 10, 2026
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Stewart Square Office Branch308 W State St Ste 100, 61101
All hours
Mon to Fri 8:30 am to 4:30 pm; Sat to Sun not published
Hours: UMB Bank branch locator (All The Places), checked Oct 10, 2026
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Guilford Banking Center Branch4571 Guilford Rd, 61107
All hours
Mon to Fri 9 am to 5:30 pm; Sat 9 am to 12:30 pm; Sun not published
Hours: UMB Bank branch locator (All The Places), checked Oct 10, 2026
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Rockford Branch6855 E Riverside Blvd, 61114
All hours
Mon to Fri 9 am to 5:30 pm; Sat 9 am to 12:30 pm; Sun not published
Hours: UMB Bank branch locator (All The Places), checked Oct 10, 2026
Membersalliance Credit Union Credit union · 3
Membersalliance Credit Union has 3 officees in Rockford, 5 across Illinois. It is based in Rockford, IL and $307.2 million in assets on March 31, 2026, according to its NCUA call report. None of its 3 Rockford locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Alpine2550 S Alpine Rd, 61108
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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West Riverside Branch3902 W Riverside Blvd, 61101
All hours
Mon to Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Olde Creek6951 Olde Creek Rd, 61114
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
U.S. Bank Bank · 3
U.S. Bank has 3 branches in Rockford, 153 across Illinois and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Rockford location is the East State Branch at 1107 E State St, dating to 1889; the newest, at 6940 Villagreen Vw, to 1999. 2 of its 3 Rockford locations with published hours open on Saturday.
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East State Branch1107 E State St, 61104
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
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Eleventh Street Branch3210 11th St, 61109
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
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Perryville Branch6940 Villagreen Vw, 61107
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 2
Chase has 2 branches in Rockford, 265 across Illinois and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Rockford location is the Rockford North Main Branch at 3699 N Main St, dating to 1965; the newest, at 6001 E. State St., to 2024. It opens on Saturday.
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Rockford North Main Branch3699 N Main St, 61103
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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State And Mulford Branch6001 E. State St., 61108
Fifth Third Bank Bank · 2
Fifth Third Bank has 2 branches in Rockford, 161 across Illinois and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Rockford location is the Rockford Branch at 3154 Mcfarland Rd, dating to 1992; the newest, at 3936 W Riverside Blvd, to 2006. All 2 of its Rockford locations with published hours open on Saturday.
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Rockford Branch3154 Mcfarland Rd, 61114
All hours
Mon closed; Tue to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
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Rockford Riverside Banking Center Branch3936 W Riverside Blvd, 61101
All hours
Mon closed; Tue to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
First Community Cu of Beloit Credit Union Credit union · 2
First Community Cu of Beloit Credit Union has 2 officees in Rockford, 5 across Illinois. It is based in Beloit, WI and $421.3 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Rockford locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Rockford State4615 E State St, 61108
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Rockford Branch6079 E Riverside Blvd, 61114
All hours
Mon to Thu 7:30 am to 5 pm; Fri not published; Sat 7:30 am to 5 pm; Sun not published
Hours: NCUA, March 31, 2026
First Mid Bank & Trust Bank · 2
First Mid Bank & Trust has 2 branches in Rockford, 52 across Illinois and 87 nationwide. FDIC records list its main office in Mattoon, IL and show it operating since 1865. With $9.14 billion in total assets on June 30, 2026, it ranks No. 178 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Rockford location is the Rockford Branch at 2475 N Perryville Rd, dating to 1998; the newest, at 3101 11th St, to 2008. It does not publish hours in the sources this page uses; check its site before you go.
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Rockford Branch2475 N Perryville Rd, 61107
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11Th Street Branch3101 11th St, 61109
Foresight Bank Bank · 2
Foresight Bank has 2 branches in Rockford, 14 across Illinois and 14 nationwide. FDIC records list its main office in Winnebago, IL and show it operating since 1907. With $1.71 billion in total assets on June 30, 2026, it ranks No. 665 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Rockford location is the Springstead Facility at 125 N Phelps Ave, dating to 1982; the newest, at 3106 N Rockton Ave, to 2025. It does not publish hours in the sources this page uses; check its site before you go.
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Springstead Facility125 N Phelps Ave, 61108
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Rockford Branch3106 N Rockton Ave, 61103
Generations Credit Union Credit union · 2
Generations Credit Union has 2 officees in Rockford, 3 across Illinois. It is based in Rockford, IL and $23.1 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office5618 Harrison Ave, 61108
All hours
Mon to Tue 8:30 am to 5 pm; Wed 8:30 am to 12 pm; Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Co-Op Shared Branching Network5618 Harrison Ave, 61108
PNC Bank Bank · 2
PNC Bank has 2 branches in Rockford, 148 across Illinois and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Rockford location is the Rockford Downtown Branch at 225 N Court St, dating to 1968; the newest, at 5411 Harrison Ave, to 1982. 1 of its 2 Rockford locations with published hours open on Saturday.
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Rockford Downtown Branch225 N Court St, 61103
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
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Rockford Eastrock Facility Branch5411 Harrison Ave, 61108
All hours
Mon not published; Tue to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
St. Charles Bank & Trust Company Bank · 2
St. Charles Bank & Trust Company has 2 branches in Rockford, 10 across Illinois and 10 nationwide. FDIC records list its main office in Saint Charles, IL and show it operating since 1987. With $3.69 billion in total assets on June 30, 2026, it ranks No. 356 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Rockford location is the Rockford Bank & Trust Branch at 1825 N Perryville Rd, dating to 2022; the newest, at 2219 E State St, to 2024. It does not publish hours in the sources this page uses; check its site before you go.
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Rockford Bank & Trust Branch1825 N Perryville Rd, 61107
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Rockford Community Bank, A Branch Of St. Charles Bank And Trust Company, N.A.2219 E State St, 61104
Connexus Credit Union Credit union · 1
Connexus Credit Union has 1 office in Rockford, 3 across Illinois. It is based in Wausau, WI and $4.15 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Rockford5959 E State St, 61108
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
First Northern Credit Union Credit union · 1
First Northern Credit Union has 1 office in Rockford, 4 across Illinois. It is based in Chicago, IL and $335.0 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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02 - Show Place104 N Show Place Dr, 61107
All hours
Mon to Tue 8:30 am to 5 pm; Wed 9:30 am to 5 pm; Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Greenstate Credit Union Credit union · 1
Greenstate Credit Union has 1 office in Rockford, 7 across Illinois. It is based in North Liberty, IA and $11.19 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Rockford3963 N Perryville Rd, 61114
All hours
Mon to Fri 8 am to 5 pm; Sat 8 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Holcomb Bank Bank · 1
Holcomb Bank has 1 branch in Rockford, 4 across Illinois and 4 nationwide. FDIC records list its main office in Rochelle, IL and show it operating since 1892. With $304.8 million in total assets on June 30, 2026, it ranks No. 2,454 of 4,232 U.S. banks by total assets. The New Milford Branch at 7035 11th St dates to 1986 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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New Milford Branch7035 11th St, 61109
Rockford Municipal Employees Credit Union Credit union · 1
Rockford Municipal Employees Credit Union has 1 office in Rockford, 1 across Illinois. It is based in Rockford, IL and $23.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office634 N Church St, 61103
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Stillman BancCorp Bank · 1
Stillman BancCorp has 1 branch in Rockford, 6 across Illinois and 6 nationwide. FDIC records list its main office in Stillman Valley, IL and show it operating since 1882. With $645.6 million in total assets on June 30, 2026, it ranks No. 1,477 of 4,232 U.S. banks by total assets. The Rockford Branch at 8492 E State St dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Rockford Branch8492 E State St, 61108
The Harvard State Bank Bank · 1
The Harvard State Bank has 1 branch in Rockford, 5 across Illinois and 5 nationwide. FDIC records list its main office in Harvard, IL and show it operating since 1866. With $331.5 million in total assets on June 30, 2026, it ranks No. 2,341 of 4,232 U.S. banks by total assets. The Rockford Il Branch at 2470 Eastrock Dr dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Rockford Il Branch2470 Eastrock Dr, 61108
Woodforest Bank · 1
Woodforest has 1 branch in Rockford, 38 across Illinois and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0139 Rockford Walmart Branch at 3849 Northridge Dr dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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0139 Rockford Walmart Branch3849 Northridge Dr, 61114
Join a credit union in Rockford
7 credit unions have 11 offices here: Membersalliance Credit Union, First Community Cu of Beloit Credit Union, Generations Credit Union, Greenstate Credit Union, Connexus Credit Union and First Northern Credit Union and 1 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Rockford page has every office in the state's directory.
Banking in Rockford: the local picture
Short answer: 15 banks run 39 branches in Rockford according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 15 banks, 0 have their main office in Rockford, 8 elsewhere in Illinois and 7 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is U.S. Bank's office at 1107 E State St, dating to 1889; the newest is Foresight Bank's at 3106 N Rockton Ave, from 2025.
7 credit unions have 11 offices in Rockford, according to the NCUA. Who can join each one is on the credit unions page.
Of the 31 locations with published hours. 20 open on Saturday. 19 locations have no published hours in these sources.
Banks by ZIP code in Rockford
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 61108 has the most bank and credit union offices in Rockford (13), followed by 61107 (10) and 61114 (8). Offices are spread across 8 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 61108 | 13 | 12 | Generations Credit Union, Associated Bank, BMO |
| 61107 | 10 | 7 | Midland States Bank, Associated Bank, First Mid Bank & Trust |
| 61114 | 8 | 7 | BMO, Fifth Third Bank, First Community Cu of Beloit Credit Union |
| 61103 | 7 | 7 | Associated Bank, BMO, Chase |
| 61109 | 5 | 5 | Associated Bank, First Mid Bank & Trust, Holcomb Bank |
| 61101 | 4 | 4 | BMO, Fifth Third Bank, Membersalliance Credit Union |
| 61104 | 2 | 2 | St. Charles Bank & Trust Company, U.S. Bank |
| 61112 | 1 | 1 | Midland States Bank |
Banks and credit unions open on Saturday in Rockford
Short answer: 20 of the 31 Rockford locations with published hours open on Saturday, run by 11 institutions.
- BMO: 5 of 5 branches (1275 Benington Rd: Saturday 9 am to 12 pm, and 4 more)
- UMB Bank: 2 of 4 branches (4571 Guilford Rd: Saturday 9 am to 12:30 pm, and 1 more)
- Associated Bank: 3 of 4 branches (1870 N Perryville Rd: Saturday 9 am to 12 pm, and 2 more)
- U.S. Bank: 2 of 3 branches (3210 11th St: Saturday 9 am to 12 pm, and 1 more)
- Chase: 1 of 2 branches (3699 N Main St: Saturday 9 am to 1 pm)
- PNC Bank: 1 of 2 branches (5411 Harrison Ave: Saturday 9 am to 1 pm)
- Fifth Third Bank: 2 of 2 branches (3154 Mcfarland Rd: Saturday 9 am to 2 pm, and 1 more)
- First Community Cu of Beloit Credit Union: 1 of 2 offices (6079 E Riverside Blvd: Saturday 7:30 am to 5 pm)
- Generations Credit Union: 1 of 2 offices (5618 Harrison Ave: Saturday 8:30 am to 12 pm)
- Greenstate Credit Union: 1 of 1 office (3963 N Perryville Rd: Saturday 8 am to 12 pm)
- First Northern Credit Union: 1 of 1 office (104 N Show Place Dr: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 19 of the 50 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Rockford, and where the nearest one is if they do not.
Short answer: In Rockford: Chase (2), PNC Bank (2), U.S. Bank (3), Fifth Third Bank (2), BMO (5). No branches in Rockford: Wells Fargo (nearest in Schaumburg, 52 mi), Bank of America (nearest in Crystal Lake, 36 mi), Truist, Huntington (nearest in Huntley, 32 mi), Regions Bank (nearest in Peoria, 110 mi), TD Bank.
| Bank | In Rockford | Nearest branch if none here |
|---|---|---|
| Chase | 2 branches | here |
| PNC Bank | 2 branches | here |
| U.S. Bank | 3 branches | here |
| Fifth Third Bank | 2 branches | here |
| BMO | 5 branches | here |
| Wells Fargo | None | Schaumburg, 52 miles away |
| Bank of America | None | Crystal Lake, 36 miles away |
| Truist | None | none in Illinois |
| Huntington | None | Huntley, 32 miles away |
| Regions Bank | None | Peoria, 110 miles away |
| TD Bank | None | none in Illinois |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Rockford to the nearest branch in Illinois.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Rockford residents like anyone else.
Banks near Rockford
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Loves Park (3 miles) and Machesney Park (6 miles). Machesney Park, 6 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Loves Park, IL | 3 mi | 4 | 5 |
| Banks in Machesney Park, IL | 6 mi | 6 | 6 |
| Banks in Belvidere, IL | 10 mi | 6 | 7 |
| Banks in Poplar Grove, IL | 10 mi | 2 | 2 |
| Banks in Roscoe, IL | 10 mi | 6 | 6 |
| Banks in Winnebago, IL | 11 mi | 3 | 3 |
| Banks in Byron, IL | 16 mi | 4 | 5 |
| Banks in Marengo, IL | 22 mi | 3 | 4 |
Bank branch openings and closings in Rockford
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Rockford between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Rockford
Short answer: 3 institutions have their main office in Rockford: Membersalliance Credit Union, Generations Credit Union and Rockford Municipal Employees Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Membersalliance Credit Union | Credit union | $307.2 million | 3 |
| Generations Credit Union | Credit union | $23.1 million | 2 |
| Rockford Municipal Employees Credit Union | Credit union | $23.7 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Rockford by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Rockford offices.
Short answer: Chase is the largest bank with offices in Rockford, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 2 | Columbus, OH |
| U.S. Bank | $705.55 billion | No. 6 | 3 | Cincinnati, OH |
| PNC Bank | $609.77 billion | No. 8 | 2 | Wilmington, DE |
| Fifth Third Bank | $299.18 billion | No. 14 | 2 | Cincinnati, OH |
| BMO | $254.97 billion | No. 16 | 5 | Chicago, IL |
| UMB Bank | $71.90 billion | No. 40 | 4 | Kansas City, MO |
| Associated Bank | $51.76 billion | No. 49 | 4 | Green Bay, WI |
| First Mid Bank & Trust | $9.14 billion | No. 178 | 2 | Mattoon, IL |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| Midland States Bank | $6.69 billion | No. 233 | 7 | Effingham, IL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Rockford: FAQ
How many banks are in Rockford, IL?
Rockford has 15 banks with 39 branches and 7 credit unions with 11 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Rockford?
Midland States Bank, with 7. BMO has 5 and UMB Bank has 4.
Is there a Midland States Bank in Rockford, IL?
Yes. FDIC data lists 7 Midland States Bank branches in Rockford as of September 5, 2026. Its branches are listed under Midland States Bank above, with the address and directions for each.
Is there a BMO in Rockford, IL?
Yes. FDIC data lists 5 BMO branches in Rockford as of September 5, 2026. Its branches are listed under BMO above, with the address and directions for each.
Is there a UMB Bank in Rockford, IL?
Yes. FDIC data lists 4 UMB Bank branches in Rockford as of September 5, 2026. Its branches are listed under UMB Bank above, with the address and directions for each.
Is there a Wells Fargo in Rockford, IL?
No. FDIC data lists no Wells Fargo branch in Rockford as of September 5, 2026. The nearest is in Schaumburg, about 52 miles away in a straight line.
Which banks in Rockford are open on Saturday?
BMO, UMB Bank, Associated Bank and U.S. Bank and 7 more publish Saturday hours for one or more Rockford locations. The Saturday section above lists each one with its hours. 19 of the 50 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Rockford?
Membersalliance Credit Union, Generations Credit Union and Rockford Municipal Employees Credit Union have their main office in Rockford, according to the FDIC and the NCUA.
What is the oldest bank in Rockford?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Rockford?
Membersalliance Credit Union, First Community Cu of Beloit Credit Union, Generations Credit Union and Greenstate Credit Union and 3 more have offices in Rockford. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Rockford in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Rockford?
Nearby cities with more banks include Loves Park, Machesney Park, Belvidere. Loves Park is 3 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 11 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (21 of 39 branches: Associated Bank, BMO, Chase, Fifth Third Bank, PNC Bank, U.S. Bank and 1 more) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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