US Bank Directory
Banks in Machesney Park, IL
6 FDIC-insured banks operate 6 offices in Machesney Park, Illinois, and 3 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Machesney Park
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 9 banks and credit unions operate 9 locations in Machesney Park, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
9 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Machesney Park
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 6 banks share the most locations in Machesney Park, with 1 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Associated Bank Bank · 1
Associated Bank has 1 branch in Machesney Park, 28 across Illinois and 218 nationwide. FDIC records list its main office in Green Bay, WI and show it operating since 1874. With $51.76 billion in total assets on June 30, 2026, it ranks No. 49 of 4,232 U.S. banks by total assets. The Machesney Branch at 622 Roosevelt Rd dates to 1934 in FDIC branch records. It opens on Saturday.
-
Machesney Branch622 Roosevelt Rd, 61115
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Associated Bank branch locator (All The Places), checked Oct 10, 2026
BMO Bank · 1
BMO has 1 branch in Machesney Park, 179 across Illinois and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Machesney Park Office at 1530 W Lane Rd dates to 1994 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Machesney Park Office1530 W Lane Rd, 61115
Connexus Credit Union Credit union · 1
Connexus Credit Union has 1 office in Machesney Park, 3 across Illinois. It is based in Wausau, WI and $4.15 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Machesney Park7144 N Perryville Rd, 61115
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
First Mid Bank & Trust Bank · 1
First Mid Bank & Trust has 1 branch in Machesney Park, 52 across Illinois and 87 nationwide. FDIC records list its main office in Mattoon, IL and show it operating since 1865. With $9.14 billion in total assets on June 30, 2026, it ranks No. 178 of 4,232 U.S. banks by total assets. The Machesney Park Branch at 9609 Forest Hills Rd dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Machesney Park Branch9609 Forest Hills Rd, 61115
Foresight Bank Bank · 1
Foresight Bank has 1 branch in Machesney Park, 14 across Illinois and 14 nationwide. FDIC records list its main office in Winnebago, IL and show it operating since 1907. With $1.71 billion in total assets on June 30, 2026, it ranks No. 665 of 4,232 U.S. banks by total assets. The Machesney Park Branch at 1100 Ralston Rd dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Machesney Park Branch1100 Ralston Rd, 61115
Linxus Credit Union Credit union · 1
Linxus Credit Union has 1 office in Machesney Park, 1 across Illinois. It is based in Machesney Park, IL and $18.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Main Office main office1405 W Lane Rd Ste A, 61115
All hours
Mon to Fri 9 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Midland States Bank Bank · 1
Midland States Bank has 1 branch in Machesney Park, 48 across Illinois and 60 nationwide. FDIC records list its main office in Effingham, IL and show it operating since 1881. With $6.69 billion in total assets on June 30, 2026, it ranks No. 233 of 4,232 U.S. banks by total assets. The Machesney Facility at 613 Harlem Rd dates to 1992 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Machesney Facility613 Harlem Rd, 61115
Rock Valley Credit Union Credit union · 1
Rock Valley Credit Union has 1 office in Machesney Park, 4 across Illinois. It is based in Loves Park, IL and $178.3 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
-
Machesney Park11280 Forest Hills Rd, 61115
All hours
Mon to Fri 8 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
St. Charles Bank & Trust Company Bank · 1
St. Charles Bank & Trust Company has 1 branch in Machesney Park, 10 across Illinois and 10 nationwide. FDIC records list its main office in Saint Charles, IL and show it operating since 1987. With $3.69 billion in total assets on June 30, 2026, it ranks No. 356 of 4,232 U.S. banks by total assets. The Machesney Park Branch at 7005 N. Perryville Road dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Machesney Park Branch7005 N. Perryville Road, 61115
Join a credit union in Machesney Park
3 credit unions have 3 offices here: Connexus Credit Union, Rock Valley Credit Union and Linxus Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Machesney Park page has every office in the state's directory.
Banking in Machesney Park: the local picture
Short answer: 6 banks run 6 branches in Machesney Park according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 0 have their main office in Machesney Park, 5 elsewhere in Illinois and 1 out of state, according to the FDIC.
The bank with the longest record here is First Mid Bank & Trust, operating since 1865 according to the FDIC. In FDIC branch records, the longest-running branch is Associated Bank's office at 622 Roosevelt Rd, dating to 1934; the newest is St. Charles Bank & Trust Company's at 7005 N. Perryville Road, from 2024.
3 credit unions have 3 offices in Machesney Park, according to the NCUA. Who can join each one is on the credit unions page.
Of the 4 locations with published hours. 2 open on Saturday. 5 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Machesney Park
Short answer: 2 of the 4 Machesney Park locations with published hours open on Saturday, run by 2 institutions.
- Associated Bank: 1 of 1 branch (622 Roosevelt Rd: Saturday 9 am to 12 pm)
- Rock Valley Credit Union: 1 of 1 office (11280 Forest Hills Rd: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 9 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Machesney Park, and where the nearest one is if they do not.
Short answer: In Machesney Park: BMO (1). No branches in Machesney Park: Chase (nearest in Loves Park, 1 mi), Wells Fargo (nearest in Palatine, 53 mi), Bank of America (nearest in Crystal Lake, 37 mi), PNC Bank (nearest in Loves Park, 3 mi), U.S. Bank (nearest in Loves Park, 3 mi), Truist, Fifth Third Bank (nearest in Rockford, 4 mi), Huntington (nearest in Huntley, 34 mi), Regions Bank (nearest in Peoria, 116 mi), TD Bank.
| Bank | In Machesney Park | Nearest branch if none here |
|---|---|---|
| BMO | 1 branch | here |
| Chase | None | Loves Park, 1 mile away |
| Wells Fargo | None | Palatine, 53 miles away |
| Bank of America | None | Crystal Lake, 37 miles away |
| PNC Bank | None | Loves Park, 3 miles away |
| U.S. Bank | None | Loves Park, 3 miles away |
| Truist | None | none in Illinois |
| Fifth Third Bank | None | Rockford, 4 miles away |
| Huntington | None | Huntley, 34 miles away |
| Regions Bank | None | Peoria, 116 miles away |
| TD Bank | None | none in Illinois |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Machesney Park to the nearest branch in Illinois.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Machesney Park residents like anyone else.
Banks near Machesney Park
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Loves Park (2 miles) and Roscoe (5 miles). Rockford, 6 miles away, has the most banks nearby: 15.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Loves Park, IL | 2 mi | 4 | 5 |
| Banks in Roscoe, IL | 5 mi | 6 | 6 |
| Banks in Rockford, IL | 6 mi | 15 | 39 |
| Banks in Poplar Grove, IL | 9 mi | 2 | 2 |
| Banks in Belvidere, IL | 12 mi | 6 | 7 |
| Banks in Winnebago, IL | 12 mi | 3 | 3 |
| Banks in Davis, IL | 20 mi | 2 | 2 |
| Banks in Byron, IL | 20 mi | 4 | 5 |
Bank branch openings and closings in Machesney Park
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Machesney Park between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Machesney Park
Short answer: 1 institution has its main office in Machesney Park: Linxus Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Linxus Credit Union | Credit union | $18.0 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Machesney Park by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Machesney Park offices.
Short answer: BMO is the largest bank with offices in Machesney Park, with $254.97 billion in total assets on June 30, 2026, No. 16 among U.S. banks by total assets. Associated Bank is second with $51.76 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| BMO | $254.97 billion | No. 16 | 1 | Chicago, IL |
| Associated Bank | $51.76 billion | No. 49 | 1 | Green Bay, WI |
| First Mid Bank & Trust | $9.14 billion | No. 178 | 1 | Mattoon, IL |
| Midland States Bank | $6.69 billion | No. 233 | 1 | Effingham, IL |
| St. Charles Bank & Trust Company | $3.69 billion | No. 356 | 1 | Saint Charles, IL |
| Foresight Bank | $1.71 billion | No. 665 | 1 | Winnebago, IL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Machesney Park: FAQ
How many banks are in Machesney Park, IL?
Machesney Park has 6 banks with 6 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Machesney Park?
BMO, with 1. Associated Bank has 1 and First Mid Bank & Trust has 1.
Is there a BMO in Machesney Park, IL?
Yes. FDIC data lists 1 BMO branch in Machesney Park as of September 5, 2026. The address and directions are under BMO above.
Is there a Associated Bank in Machesney Park, IL?
Yes. FDIC data lists 1 Associated Bank branch in Machesney Park as of September 5, 2026. The address and directions are under Associated Bank above.
Is there a First Mid Bank & Trust in Machesney Park, IL?
Yes. FDIC data lists 1 First Mid Bank & Trust branch in Machesney Park as of September 5, 2026. The address and directions are under First Mid Bank & Trust above.
Is there a Chase in Machesney Park, IL?
No. FDIC data lists no Chase branch in Machesney Park as of September 5, 2026. The nearest is in Loves Park, about 1 miles away in a straight line.
Which banks in Machesney Park are open on Saturday?
Associated Bank and Rock Valley Credit Union publish Saturday hours for one or more Machesney Park locations. The Saturday section above lists each one with its hours. 5 of the 9 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Machesney Park?
Linxus Credit Union has its main office in Machesney Park, according to the FDIC and the NCUA.
What is the oldest bank in Machesney Park?
First Mid Bank & Trust has the longest record among banks with a branch here: the FDIC shows it operating since 1865.
Which credit unions can I join in Machesney Park?
Connexus Credit Union, Rock Valley Credit Union and Linxus Credit Union have offices in Machesney Park. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Machesney Park in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Machesney Park?
Nearby cities with more banks include Loves Park, Roscoe, Rockford. Loves Park is 2 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 6 branches: Associated Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds