US Bank Directory
Banks in Winnebago, IL
3 FDIC-insured banks operate 3 offices in Winnebago, Illinois.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Winnebago
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Winnebago, according to the FDIC. 3 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Winnebago
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: U.S. Bank, Bank First and Foresight Bank have the most locations in Winnebago, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank First Bank · 1
Bank First has 1 branch in Winnebago, 3 across Illinois and 38 nationwide. FDIC records list its main office in Manitowoc, WI and show it operating since 1894. With $5.94 billion in total assets on June 30, 2026, it ranks No. 255 of 4,232 U.S. banks by total assets. The Winnebago Branch at 508 N Elida St dates to 1963 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Winnebago Branch508 N Elida St, 61088
Foresight Bank Bank · 1
Foresight Bank has 1 branch in Winnebago, 14 across Illinois and 14 nationwide. FDIC records list its main office in Winnebago, IL and show it operating since 1907. With $1.71 billion in total assets on June 30, 2026, it ranks No. 665 of 4,232 U.S. banks by total assets. Its main office at 809 Cannel Puri Ct dates to 1907 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office809 Cannel Puri Ct, 61088
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Winnebago, 153 across Illinois and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Winnebago Branch at 606 S Winnebago Rd dates to 1992 in FDIC branch records. It opens on Saturday.
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Winnebago Branch606 S Winnebago Rd, 61088
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Banking in Winnebago: the local picture
Short answer: 3 banks run 3 branches in Winnebago according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 1 has its main office in Winnebago and 2 out of state, according to the FDIC.
The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is Foresight Bank's office at 809 Cannel Puri Ct, dating to 1907; the newest is U.S. Bank's at 606 S Winnebago Rd, from 1992.
Of the 1 location with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.
Banks open on Saturday in Winnebago
Short answer: 1 of the 1 Winnebago location with published hours opens on Saturday, run by 1 institution.
- U.S. Bank: 1 of 1 branch (606 S Winnebago Rd: Saturday 9 am to 12 pm)
Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Winnebago, and where the nearest one is if they do not.
Short answer: In Winnebago: U.S. Bank (1). No branches in Winnebago: Chase (nearest in Rockford, 9 mi), Wells Fargo (nearest in Schaumburg, 62 mi), Bank of America (nearest in Crystal Lake, 47 mi), PNC Bank (nearest in Rockford, 7 mi), Truist, Fifth Third Bank (nearest in Rockford, 7 mi), Huntington (nearest in Huntley, 43 mi), Regions Bank (nearest in Peoria, 108 mi), TD Bank, BMO (nearest in Rockford, 8 mi).
| Bank | In Winnebago | Nearest branch if none here |
|---|---|---|
| U.S. Bank | 1 branch | here |
| Chase | None | Rockford, 9 miles away |
| Wells Fargo | None | Schaumburg, 62 miles away |
| Bank of America | None | Crystal Lake, 47 miles away |
| PNC Bank | None | Rockford, 7 miles away |
| Truist | None | none in Illinois |
| Fifth Third Bank | None | Rockford, 7 miles away |
| Huntington | None | Huntley, 43 miles away |
| Regions Bank | None | Peoria, 108 miles away |
| TD Bank | None | none in Illinois |
| BMO | None | Rockford, 8 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Winnebago to the nearest branch in Illinois.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Winnebago residents like anyone else.
Banks near Winnebago
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Byron (10 miles) and Rockford (11 miles). Rockford, 11 miles away, has the most banks nearby: 15.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Byron, IL | 10 mi | 4 | 5 |
| Banks in Rockford, IL | 11 mi | 15 | 39 |
| Banks in Loves Park, IL | 11 mi | 4 | 5 |
| Banks in Machesney Park, IL | 12 mi | 6 | 6 |
| Banks in Davis, IL | 14 mi | 2 | 2 |
| Banks in Roscoe, IL | 16 mi | 6 | 6 |
| Banks in Mount Morris, IL | 18 mi | 2 | 2 |
| Banks in Oregon, IL | 19 mi | 3 | 3 |
Bank branch openings and closings in Winnebago
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Winnebago between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Winnebago
Short answer: 1 institution has its main office in Winnebago: Foresight Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Foresight Bank | Bank | $1.71 billion | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Winnebago by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Winnebago offices.
Short answer: U.S. Bank is the largest bank with offices in Winnebago, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. Bank First is second with $5.94 billion. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| Bank First | $5.94 billion | No. 255 | 1 | Manitowoc, WI |
| Foresight Bank | $1.71 billion | No. 665 | 1 | Winnebago, IL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Winnebago: FAQ
How many banks are in Winnebago, IL?
Winnebago has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Winnebago?
U.S. Bank, with 1. Bank First has 1 and Foresight Bank has 1.
Is there a U.S. Bank in Winnebago, IL?
Yes. FDIC data lists 1 U.S. Bank branch in Winnebago as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a Bank First in Winnebago, IL?
Yes. FDIC data lists 1 Bank First branch in Winnebago as of September 5, 2026. The address and directions are under Bank First above.
Is there a Foresight Bank in Winnebago, IL?
Yes. FDIC data lists 1 Foresight Bank branch in Winnebago as of September 5, 2026, the main office at 809 Cannel Puri Ct. The address and directions are under Foresight Bank above.
Is there a Chase in Winnebago, IL?
No. FDIC data lists no Chase branch in Winnebago as of September 5, 2026. The nearest is in Rockford, about 9 miles away in a straight line.
Which banks in Winnebago are open on Saturday?
U.S. Bank publishes Saturday hours for one or more Winnebago locations. The Saturday section above lists each one with its hours. 2 of the 3 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Winnebago?
Foresight Bank has its main office in Winnebago, according to the FDIC.
What is the oldest bank in Winnebago?
U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Did any bank branches open or close in Winnebago in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Winnebago?
Nearby cities with more banks include Byron, Rockford, Loves Park. Byron is 10 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (1 of 3 branches: U.S. Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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