US Bank Directory

Banks in Roscoe, IL

6 FDIC-insured banks operate 6 offices in Roscoe, Illinois, and 2 credit unions have 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Roscoe

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 8 banks and credit unions operate 8 locations in Roscoe, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 3 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

8 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Roscoe

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 6 banks share the most locations in Roscoe, with 1 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank First 1 branch · main office Manitowoc, WI Bank · 1

Bank First has 1 branch in Roscoe, 3 across Illinois and 38 nationwide. FDIC records list its main office in Manitowoc, WI and show it operating since 1894. With $5.94 billion in total assets on June 30, 2026, it ranks No. 255 of 4,232 U.S. banks by total assets. The Roscoe Branch at 5360 Bridge St dates to 1979 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Bank First: profile, branches and contacts
CBI Bank & Trust 1 branch · main office Muscatine, IA Bank · 1

CBI Bank & Trust has 1 branch in Roscoe, 10 across Illinois and 24 nationwide. FDIC records list its main office in Muscatine, IA and show it operating since 1933. With $1.70 billion in total assets on June 30, 2026, it ranks No. 666 of 4,232 U.S. banks by total assets. The Roscoe Branch at 5206 Elevator Rd dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

CBI Bank & Trust: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Roscoe, 265 across Illinois and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Roscoe Branch at 11440 Main St dates to 1979 in FDIC branch records. It opens on Saturday.

  • Roscoe Branch
    11440 Main St, 61073
    (815) 623-2161Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

Chase: profile, branches and contacts
First Community Cu of Beloit Credit Union 1 office · main office Beloit, WI Credit union · 1

First Community Cu of Beloit Credit Union has 1 office in Roscoe, 5 across Illinois. It is based in Beloit, WI and $421.3 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Roscoe Branch
    5390 Williams Dr, 61073
    (800) 828-5923Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

First Community Cu of Beloit Credit Union: profile, branches and contacts
First Mid Bank & Trust First Mid Bank & Trust, National Association · 1 branch · main office Mattoon, IL Bank · 1

First Mid Bank & Trust has 1 branch in Roscoe, 52 across Illinois and 87 nationwide. FDIC records list its main office in Mattoon, IL and show it operating since 1865. With $9.14 billion in total assets on June 30, 2026, it ranks No. 178 of 4,232 U.S. banks by total assets. The Roscoe Branch at 5506 Clayton Cir dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

First Mid Bank & Trust: profile, branches and contacts
Membersalliance Credit Union 1 office · main office Rockford, IL Credit union · 1

Membersalliance Credit Union has 1 office in Roscoe, 5 across Illinois. It is based in Rockford, IL and $307.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Roscoe Branch
    5110 Rockrose Ct, 61073
    (815) 484-1250Today 8:30 am to 5 pm
    All hours

    Mon to Fri 8:30 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Membersalliance Credit Union: profile, branches and contacts
Midland States Bank 1 branch · main office Effingham, IL Bank · 1

Midland States Bank has 1 branch in Roscoe, 48 across Illinois and 60 nationwide. FDIC records list its main office in Effingham, IL and show it operating since 1881. With $6.69 billion in total assets on June 30, 2026, it ranks No. 233 of 4,232 U.S. banks by total assets. The Roscoe Branch at 5023 Rockrose Ct dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Midland States Bank: profile, branches and contacts
Stillman BancCorp 1 branch · main office Stillman Valley, IL Bank · 1

Stillman BancCorp has 1 branch in Roscoe, 6 across Illinois and 6 nationwide. FDIC records list its main office in Stillman Valley, IL and show it operating since 1882. With $645.6 million in total assets on June 30, 2026, it ranks No. 1,477 of 4,232 U.S. banks by total assets. The Roscoe/Rockton Branch at 5250 Bridge St dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Roscoe/Rockton Branch
    5250 Bridge St, 61073
    Hours: see the bank's site
Stillman BancCorp: profile, branches and contacts

Join a credit union in Roscoe

2 credit unions have 2 offices here: First Community Cu of Beloit Credit Union and Membersalliance Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Roscoe page has every office in the state's directory.

Banking in Roscoe: the local picture

Short answer: 6 banks run 6 branches in Roscoe according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 6 banks, 0 have their main office in Roscoe, 3 elsewhere in Illinois and 3 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Bank First's office at 5360 Bridge St, dating to 1979; the newest is Midland States Bank's at 5023 Rockrose Ct, from 2007.

2 credit unions have 2 offices in Roscoe, according to the NCUA. Who can join each one is on the credit unions page.

Of the 3 locations with published hours. 2 open on Saturday. 5 locations have no published hours in these sources.

Banks and credit unions open on Saturday in Roscoe

Short answer: 2 of the 3 Roscoe locations with published hours open on Saturday, run by 2 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Roscoe, and where the nearest one is if they do not.

Short answer: In Roscoe: Chase (1). No branches in Roscoe: Wells Fargo (nearest in Palatine, 54 mi), Bank of America (nearest in Crystal Lake, 38 mi), PNC Bank (nearest in Loves Park, 8 mi), U.S. Bank (nearest in Loves Park, 8 mi), Truist, Fifth Third Bank (nearest in Rockford, 8 mi), Huntington (nearest in Huntley, 36 mi), Regions Bank (nearest in Peoria, 120 mi), TD Bank, BMO (nearest in Machesney Park, 4 mi).

BankIn RoscoeNearest branch if none here
Chase1 branchhere
Wells FargoNonePalatine, 54 miles away
Bank of AmericaNoneCrystal Lake, 38 miles away
PNC BankNoneLoves Park, 8 miles away
U.S. BankNoneLoves Park, 8 miles away
TruistNonenone in Illinois
Fifth Third BankNoneRockford, 8 miles away
HuntingtonNoneHuntley, 36 miles away
Regions BankNonePeoria, 120 miles away
TD BankNonenone in Illinois
BMONoneMachesney Park, 4 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Roscoe to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Roscoe residents like anyone else.

Banks near Roscoe

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Machesney Park (5 miles) and Loves Park (7 miles). Rockford, 10 miles away, has the most banks nearby: 15.

Bank branch openings and closings in Roscoe

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Roscoe between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Roscoe by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Roscoe offices.

Short answer: Chase is the largest bank with offices in Roscoe, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. First Mid Bank & Trust is second with $9.14 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
First Mid Bank & Trust$9.14 billionNo. 1781Mattoon, IL
Midland States Bank$6.69 billionNo. 2331Effingham, IL
Bank First$5.94 billionNo. 2551Manitowoc, WI
CBI Bank & Trust$1.70 billionNo. 6661Muscatine, IA
Stillman BancCorp$645.6 millionNo. 1,4771Stillman Valley, IL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Roscoe: FAQ

How many banks are in Roscoe, IL?

Roscoe has 6 banks with 6 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Roscoe?

Chase, with 1. First Mid Bank & Trust has 1 and Midland States Bank has 1.

Is there a Chase in Roscoe, IL?

Yes. FDIC data lists 1 Chase branch in Roscoe as of September 5, 2026. The address and directions are under Chase above.

Is there a First Mid Bank & Trust in Roscoe, IL?

Yes. FDIC data lists 1 First Mid Bank & Trust branch in Roscoe as of September 5, 2026. The address and directions are under First Mid Bank & Trust above.

Is there a Midland States Bank in Roscoe, IL?

Yes. FDIC data lists 1 Midland States Bank branch in Roscoe as of September 5, 2026. The address and directions are under Midland States Bank above.

Is there a Wells Fargo in Roscoe, IL?

No. FDIC data lists no Wells Fargo branch in Roscoe as of September 5, 2026. The nearest is in Palatine, about 54 miles away in a straight line.

Which banks in Roscoe are open on Saturday?

Chase and First Community Cu of Beloit Credit Union publish Saturday hours for one or more Roscoe locations. The Saturday section above lists each one with its hours. 5 of the 8 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Roscoe?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Which credit unions can I join in Roscoe?

First Community Cu of Beloit Credit Union and Membersalliance Credit Union have offices in Roscoe. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Roscoe in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Roscoe?

Nearby cities with more banks include Machesney Park, Loves Park, Rockford. Machesney Park is 5 miles away with 6 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (1 of 6 branches: Chase)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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